USDA Loan Vs. FHA loan for Obetz, OH 2025

In 2025, the USDA's loan ceiling for a single-family house in Obetz, Franklin County, OH is $351,400, while the FHA's cap is $488,750.

Take advantage of the Lendersa® USDA loan calculator to review and compare today's best USDA and FHA interest rates. This tool helps in evaluating required income, credits, reserves, and necessary documents for qualification. Our state-of-the-art mortgage calculator juxtaposes USDA, FHA, Conforming, and VA options, allowing you to select the best program for your individual financial needs in .

Explore USDA and FHA Loan Options in Obetz, OH

The mission of Lendersa® is to provide you with the most favorable USDA or FHA loans swiftly and efficiently. Whether starting from any of the three options listed, you'll find well-suited lenders and USDA loan offers.

Lendersa USDA loan request and matching results

Understanding USDA Loans in OH

A USDA home loan is a government-insured loan through the Department of Agriculture, known as a USDA rural development loan or USDA mortgage, designed for rural community use. It distinguishes itself from FHA loans, which require a minimum down payment of 3.5%, by having no down payment requirement.

Get top 10
USDA LENDERS
customized to yout needes

(252) 823-0119 Lender's profile and map Reviews Telco Credit Union 1720 Barlow Road, Tarboro, NC, 27886 In 1941, 19 honest hard working Carolina Telephone employees met in Tarboro, North Carolina to form Telco Credit Union. With sound financial principles and an eye on the future they put their hard earned money to work and never looked back. Today, Telco is a full service not-for-profit financial institution serving over 10, 000 members.
(610) 595-2929 Lender's profile and map Reviews BHCU 501 Industrial Highway, Ridley Park, PA, 19078 Founded in 1952 in Ridley Park, Pennsylvania, BHCU is a federally insured credit union that provides comprehensive banking services to its members. Originally established to serve employees of Boeing (formally Vertol) and their family members, BHCU recently expanded to a community-based credit union, exclusively serving Delaware County, PA.
(610) 617-3100 Lender's profile and map Reviews Commonwealth Capital 518 W. Lancaster Ave, Haverford, PA, 19041 Commonwealth Capital provides real estate secured financing (short-term bridge and mini-perm loans) for businesses and real estate investors that do not qualify for traditional bank credit or need a rapid response.Since our founding in 2010, we have funded over $100 million in small balance commercial real estate loans, representing more than 300 t
(401) 227-5775 Lender's profile and map Reviews Stage Point Capital 2 Booth Ln. #4, Haverford, FL, 19041 Stage Point Capital, LLC is the investment adviser to Stage Point Fund, LLC, which provides loans (private finance capital) secured by 1st lien mortgages for the purchase and renovation of residential investment property. WHITNEY QUILLEN is the Chief Executive Officer of Stage Point Capital, LLC.
(410) 860-6290 Lender's profile and map Reviews Delmarva Power Federal Credit Union 2530 N Salisbury Boulevard, Salisbury, MD, 21801 Our Mission is to provide the highest quality service to our members in loans, savings & services in a most professional, confidential & ethical manner. Delmarva Power FCU is a member-owned, not-for-profit, financial cooperative. Unlike commercial banks, credit unions return earnings to their members instead of profiting stockholders.
(410) 543-4626 Lender's profile and map Reviews Salisbury Neighborhood Housing 560 Riverside Drive, Suite A102, Salisbury, MD, 21801 Salisbury Neighborhood Housing Services (SNHS) is a private non-profit organization. Our mission is to cultivate sustainable neighborhoods with partnerships and lending that inspire self-reliance, growth and optimism. The organization was incorporated in 1994 with the vision of increasing homeownership
(815) 369-4524 Lender's profile and map Reviews Citizens State Bank of Lena 102 W. Main Street, Lena, IL, 61048 At Citizens State Bank, we are committed to being your full service, independent, locally-owned community bank. Our customers rely on our expertise, professional staff and diverse products and services, many of which can be customized to suit your specific needs. All business decisions are made locally by people who live and work where you do.
(215) 538-5600 Lender's profile and map Reviews QNB Bank 15 North Third Street, Quakertown, PA, 18951 QNB will help you achieve your goals by providing a total financial relationship built upon exceptional personal service and a sincere interest in your success. Our Customers always come first and perceive the Bank as a trusted resource in achieving their financial goals. QNB takes pride in being one of the few surviving independent banks in Bucks.
(757) 877-2444 Lender's profile and map Reviews 1st Advantage Federal Credit Union PO Box 2116, Burlington, VA, 23609 1st Advantage has long been a Virginia-based credit union focused on you, our member. As a not-for-profit financial institution, we're structured to save you more money and pay you higher dividends while providing convenient tools and personal, knowledgeable service and 1st Advantage Federal has grown from a cigar box with $500 to local community.
(610) 941-9898 Lender's profile and map Reviews Firstrust Bank 15 E. Ridge Pike, Conshohocken, PA, 19428 Founded nearly 90 years ago, Firstrust’s business is serving the banking needs of our commercial and retail customers in the Philadelphia region. From large operating companies, real estate developers, manufacturers, and doctors to young families and grandparents – we’re here for them all.
(800) 355-5626 Lender's profile and map Reviews Coastal Pacific Mortgage 1 West Elm Street, First Floor, Conshohocken, PA, 19428 Coastal Pacific Mortgage, our mission is to set a high standard in the mortgage industry. We take great pride in giving quality customer service by putting the people we serve first. We believe the foundation for lasting relationships is consistency and communication. Our goal is to carefully guide you through the home loan process.
(215) 272-1157 Lender's profile and map Reviews Main Street Mortgage Company 147 Rebel Hill Road, Conshohocken, PA, 19428 Main Street Mortgage Company prides itself on exceeding our clients’ expectations in finding the ideal home loan for their situation. For more than 8 years, our team has provided quality service to every client that we’ve worked with. Whether you want the lowest possible rate or a complex financing package.