USDA and FHA Pro and Con in Blacklick-Estates, Franklin County, OH

In 2025, USDA loan limit in Blacklick-Estates, county of Franklin, OH is $318,300 while FHA limit is $397,900 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Blacklick-Estates, county of Franklin, OH

Loan Type Loan Limit Down payment
USDA $318,300 0%
FHA $397,900 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Blacklick-Estates, OH

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Ohio?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Royal United Mortgage LLC
  • 7999 Knue Rd, Suite 300, Indianapolis, IN, 46250
  • Royal United Mortgage was founded with the belief that there had to be a better, friendlier, more honorable way to provide people loans.A way that brought compassion to the mortgage loan industry.A way dedicated to improving lives.Well, that belief lives on here today.Making a difference in the lives of the communities we serve is our top priority.
  • PPG & Associates FCU
  • 101 Bailies Run Road, Creighton, PA, 15030
  • PPG & Associates Federal Credit Union is a non profit, member-owned organization dedicated to improving the economic well-being of our members by striving to provide a full range of financial services at the highest level of fairness and personal attention while maintaining an environment of stability and growth.
  • Approved Mortgages
  • 5820 N. Canton Center, Suite 125, Canton, MI, 48187
  • Approved Mortgages has been serving our community since 1996 and has partnered with other lenders to meet the growing needs of our clients over the years. The company was originally founded by Bill and Shahnaz Broucek in Canton, Michigan, where we still operate to this day.The key in choosing us over anyone else is understanding.
  • Hart Mortgage, LLC
  • 8530 Canton Center Rd, Canton, MI, 48187
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • CEO Lender
  • 5860 N Canton Center Rd, Suite 387, Canton, MI, 48187
  • We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
  • Ameriplus Financial Services
  • 45340 Hanford Road, Canton, MI, 48187
  • As a HUD approved lender Canton’s AmeriPlus Financial provides a broad range of loan products for your next home purchase or refinance including; Government FHA/VA, Conventional, Non-Conforming, Jumbo and Reverse Mortgage loans. We have built our reputation on providing all clients superior customer service, low interest rates, low closing costs.
  • A Best Financial Corporation
  • 42180 Ford Road, Suite 307-308, Canton, MI, 48187
  • We here at A Best Financial understand that your time and effort are very important to you. That is why for more than 15 years A Best Financial has consistently worked only with the top Lenders in the industry to guarantee the lowest and most affordable mortgage rates on the market. We offer a wide range of mortgage options.
  • Accurate Mortgage Solutions
  • 7954 North Lilley Road, Canton, MI, 48187
  • Accurate Mortgage Solutions, where we specialize in residential mortgages. At Accurate Mortgage Solutions, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • Mortgage Connections LLC
  • 7500 North Canton Center Road, Suite B, Canton, MI, 48187
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Optimum Mortgage Company
  • 550 Congressional Blvd, Suite 115, Carmel, IN, 46033
  • At the Optimum Mortgage Company, we work hard to get you the lowest interests and close your loan as soon as possible. Getting your loan approved is easy, so let us get you the perfect loan to go with your perfect home In Indiana and Florida. We Speak English and Chinese. The Optimum Mortgage Company was established in 2005 by Sharlene Teng.
  • Heartland Mortgage Group
  • 11887 Tarrynot Ln, Carmel, IN, 46033
  • We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.Today's technology is providing a more productive environment to work in. For example, through our website you can submit a complete on-line.