USDA Vs. FHA your options comparison in Blacklick-Estates, Franklin County, OH

In 2026, the USDA loan limit in Blacklick-Estates, Franklin County, OH is $318,300, whereas for a single-family home, the FHA limit is $397,900.

Use the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates, helping to determine the necessary income, credit, reserves, and documents you need to qualify. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA options side by side to decide which program in best suits your financial situation.

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2026 Loan Limits and Down Payment Requirements in Blacklick-Estates, Franklin County, OH

Loan Type Loan Limit Down Payment
USDA $318,300 0%
FHA $397,900 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Blacklick-Estates, OH

Lendersa® strives to quickly secure for you the most appropriate USDA or FHA loan. Opt for one of three starting points to connect with matching lenders and USDA loan opportunities.

Lendersa USDA loan request and matching results

What are USDA Loans in OH?

A USDA home loan, guaranteed by the Department of Agriculture and also known as the USDA rural development loan or USDA mortgage, is intended exclusively for rural areas. Unlike FHA loans needing a minimum 3.5% down payment, no down payment is required for USDA mortgages.

Enter your location to find out if it qualifies for USDA rural housing loan?



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