USDA VS FHA in Bowling-Green, Wood County, OH

In 2025, the USDA loan limit in Bowling-Green, within Wood county, OH, is $285,000, while the FHA limit for a single-family home is $356,362.

Take advantage of the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates and determine the necessary income, credit, reserves, and documentation to qualify. With our advanced mortgage calculator, you can simultaneously assess USDA, FHA, Conforming, and VA options, helping you choose the right program in Alabama for your financial situation.

Explore loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Bowling-Green, Wood, OH

Loan Type Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Selecting USDA and FHA Loan Options in Bowling-Green, OH

The goal of Lendersa® is to connect you efficiently with prime USDA or FHA loans, without hassle. Opt for one of three initial strategies to pair with lenders and access USDA loan programs.

Lendersa USDA loan request and matching results

Explaining the USDA Loan in OH

A USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan or mortgage, is solely accessible in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Texas Choice Mortgage Inc
  • 15930 Signal Creek Dr, Houston, TX, 77095
  • We are an independently owned mortgage brokerage located in the Houston Texas region. We specialize in VA Conventional, FHA, & USDA, Bank statement loan program for self-employed buyers, Should you be looking to purchase or refinance a home we are here to help As an independent mortgage broker we have access to many different types of products
  • THE HOME EQUITY NETWORK, LLC
  • 9806 Mesa Point Ct, Houston, TX, 77095
  • HOMEQNET Buying or refinancing a house can be a huge undertaking. Let our mortgage experts help you with your mortgage needs. Our pricing models are based on volume which means lower rates and lower closing cost in most cases. Whether it's a Houston mortgage or Texas mortgage, we have a team of real estate and mortgage experts.
  • Unity National Bank of Houston
  • 2602 Blodgett St., Houston, TX, 77004
  • Unity National Bank, originally founded in 1963 and later chartered in 1985, is the only African-American owned banking institution in Texas. In February 1989, through a series of transactions and diligent efforts, it was acquired from Bay Bancshares by local minority leaders. Dr. Kase Lawal, Chairman & CEO of Erin Energy, serves as Chairman of the
  • ALOAN Mortgage LLC
  • 2501 Truxillo St, Houston, TX, 77004
  • We offers a wide range of loan programs .Our goal is to provide our customers with better rates and fees with excellent services. Our group of expert could help you decide which program best fit you today! While there are thousands of other loan companies, we want to be the one that stands out and best fit your needs
  • Loan Hub
  • 1300 McGowen St, Houston, TX, 77004
  • DOSS Home Loans is affiliated with the DOSS Brand of services & technology designed to automate the process, reduce transactional friction, & pass that savings on to our clients. Our mission is to develop the best technology to make homeownership in AMERICA more affordable.our mission is to serve our customers with honesty, integrity & competence.
  • Quick Lending, LLC
  • 7715 Park Pl Blvd,, Houston, TX, 77087
  • Are you thinking of taking bridge loans and looking for Hard Money Lenders? If yes, look no further than Quick Lending. They are the best Private Money Lenders that offer 30-year terms on qualifying properties with a tenant in place. Contact us today for more information - https://quicklending.com/
  • Quick Lending, LLC
  • 7715 Park Pl Blvd, Houston, TX, 77087
  • We pride ourselves on the ability to make a fast decision and execute seamlessly. Through our relationships with preferred vendors, we are also able to extend guidance and support for our borrowers.As a client-focused, boutique private lender, we’re flexible enough to cater to most needs and nimble enough to execute quickly.
  • Texas Bay Credit Union
  • 12611 Fuqua Street, Houston, TX, 77034
  • Texas Bay Credit Union was established on May 12, 1936, with the sole purpose of providing the resources needed for members to be in the best financial standing possible. We are here to make sure the road to your dreams is smooth and easily traveled. From wherever you are in that journey now, we provide a clear path to your financial dreams.
  • Texan Bank, National Association
  • 12941 Gulf Freeway, Suite 100, Houston, TX, 77034
  • Texan Bank originally received its Federal Thrift Bank Charter as the Sugar Land, Texas, based “Bank of Fort Bend” in December 2007. The bank was purchased on March 30, 2011, by its current owner, Friendswood Capital Corporation, an investor-owned Bank Holding Company. The bank was renamed “Texan Bank” in July 2011