USDA Vs. FHA Pro and Con comparison in Bowling-Green, Wood County, OH

In 2025, the USDA loan limit in Bowling-Green, within Wood county, OH, is $285,000, while the FHA limit for a single-family home is $356,362.

Take advantage of the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates and determine the necessary income, credit, reserves, and documentation to qualify. With our advanced mortgage calculator, you can simultaneously assess USDA, FHA, Conforming, and VA options, helping you choose the right program in Alabama for your financial situation.

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2025 Loan Limits and Down Payment Requirements in Bowling-Green, Wood, OH

Loan Type Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Selecting USDA and FHA Loan Options in Bowling-Green, OH

The goal of Lendersa® is to connect you efficiently with prime USDA or FHA loans, without hassle. Opt for one of three initial strategies to pair with lenders and access USDA loan programs.

Lendersa USDA loan request and matching results

Explaining the USDA Loan in OH

A USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan or mortgage, is solely accessible in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • PEACE’s mission is to help our clients reach their home financial goals by providing holistic advice, based on each clients particular scenario, founded on the principles of proactiveness, efficiency, availability, creativity, and effectiveness. Focused on getting you the best home loan, and making it a great experience along the way.
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  • First Heritage Mortgage was designed to be the premier source of mortgage financing in the Washington DC metro area. By working hard to prove ourselves on every loan, we have gained a reputation for our ability to provide innovative mortgage solutions, customized to the unique needs of each borrower.
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  • Adler Financial Group
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  • Auburn Community Federal Credit Union is owned by its members. Each member has equal standing in Auburn Community Federal Credit Union. This means that our credit union operates for and by our members. This eliminates the conflict of interest that’s present at big banks. Banks are owned by shareholders.
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  • NorthSide Group was formed in 2008 by the merger of two local financial firms owned and operated by Carmen and Stan Smith. Whether you are buying a home or refinancing, anywhere in Mount Airy, NC. We are committed to helping you realize and achieve your dream of homeownership, save on your current payment or get the most equity out of your home.
  • Mountain Commerce Bank
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