USDA VS FHA in Bowling-Green, Wood County, OH

In 2026, the USDA loan limit in Bowling-Green, within Wood county, OH, is $285,000, while the FHA limit for a single-family home is $356,362.

Take advantage of the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates and determine the necessary income, credit, reserves, and documentation to qualify. With our advanced mortgage calculator, you can simultaneously assess USDA, FHA, Conforming, and VA options, helping you choose the right program in Alabama for your financial situation.

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2026 Loan Limits and Down Payment Requirements in Bowling-Green, Wood, OH

Loan Type Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Selecting USDA and FHA Loan Options in Bowling-Green, OH

The goal of Lendersa® is to connect you efficiently with prime USDA or FHA loans, without hassle. Opt for one of three initial strategies to pair with lenders and access USDA loan programs.

Lendersa USDA loan request and matching results

Explaining the USDA Loan in OH

A USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan or mortgage, is solely accessible in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Consumer Credit Union
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