USDA Vs. FHA your options comparison in Brookville, Montgomery County, OH

For 2026, the USDA loan limit in Brookville, within Montgomery county, OH, is $336,500. In contrast, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's optimal USDA and FHA rates, identifying the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding in your decision on the most advantageous program for your specific financial situation in .

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2026 Loan Limits and Down Payment Requirements in Brookville, County of Montgomery, OH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Brookville, OH

Lendersa®'s goal is to swiftly provide you with the best available USDA or FHA loans without hassle. Begin with one of three options to connect with lenders and discover USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in OH?

The USDA home loan is a government-backed loan facilitated by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, available solely in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Brookville Lenders

  • The Brookville Building and Savings Association
  • 510 Arlington Road, Brookville, OH, 45309
  • Lends in Ohio
  • The Brookville Building & Savings Association was chartered on February 28, 1903 to serve the various savings and credit needs of individuals, businesses, and organizations in our community. At that time, Brookville was the largest and most active business center in Clay Township.

  • DayMet Credit Union
  • 4988 Wagner Ford Road, Dayton, OH, 45414
  • Lends in Ohio
  • DayMet Credit Union is a full-service financial institution that exists to help our members achieve financial success. As a credit union, DayMet is a not-for-profit cooperative. Every member is a part-owner and we are governed by a board of directors elected from within our membership.

  • Day Air Credit Union
  • 3434 York Commons Blvd, Dayton, OH, 45414
  • Lends in Ohio
  • Day Air Credit Union, a not-for-profit, full-service financial institution that serves businesses and residents of the Dayton community in southwest Ohio. In addition to our six full-service locations, credit Union members have access to thousands of surcharge-free ATMs and shared branches nationwide.

  • C & G Mortgage
  • 4165 Little York Rd., Dayton, OH, 45414
  • Lends in Ohio
  • At C & G Mortgage. We are a full service mortgage company based in Dayton, Lima, Vandalia, Huber Heights, Kettering, Centerville, Troy, Tipp City, New Carlisle, , Ohio. We specialize in FHA loans, First Time Home buyer, in Dayton, Lima, Vandalia, Huber Heights, Kettering, Centerville, Troy, Tipp City, New Carlisle

  • Abbey Credit Union
  • 800 Falls Creek Drive, Vandalia, OH, 45377
  • Lends in Ohio
  • Abbey Credit Union invites you & your family to join us in establishing a unified, financially sound society. Since 1937, our members have experienced the meaning of belonging to a financial institution that cares about its community.Credit Union invites you & your family to join us in establishing a unified, financially sound society. Since 1937

  • Firefighters & Company Federal Credit Union
  • 338 South Patterson Boulevard, Dayton, OH, 45402
  • Lends in Ohio
  • The Firefighters and Company Federal Credit Union was organized as the "Dayton (Ohio) Firemen Federal Credit Union" on the 4th day of June, 1935. The charter members-all fire department employees-applied for permission to organize and operate a Federal Credit Union. The Firefighters and Company Federal Credit Union is a community credit union.

  • CODE Credit Union
  • 355 W Monument Avenue, Dayton, OH, 45402
  • Lends in Ohio
  • CODE Credit Union is a member-owned, cooperative financial institution that has been serving municipal employees and select companies and organizations since 1940. We continuously strive toward excellence by providing a comprehensive range of quality products and services to meet our members' financial needs.

  • Great Oak Funding
  • 120 West Second Street, Suite 1406, Dayton, OH, 45402
  • Lends in Ohio
  • Great Oak Funding is a private lender focused on providing funding to help businesses grow and expand. Great Oak Funding provides capital through mezzanine financing to existing companies with a track record of revenue. Great Oak Funding’s management team has a history of working with distressed companies to provide guidance.

  • Freedom 1st Credit Union
  • 1645 Webster Street, Dayton, OH, 45404
  • Lends in Ohio
  • As a not-for-profit financial cooperative, Freedom 1st is owned by the folks who save and borrow money at their credit union...the members. Unlike a bank, credit union profits are returned to the members in the form of higher dividends on savings, lower interest rates on loans, lower fees...and many other money saving services.