USDA Loan Vs. FHA loan for Trotwood, OH [Montgomery County ]

For the year 2025, the USDA loan threshold in the city of Trotwood, located in Montgomery county, OH, is set at $336,500, while the FHA loan maximum for a single-family house is $472,030.

Leverage the Lendersa® USDA loan calculator to assess and contrast the best available rates for USDA versus FHA loans. Determine criteria like income, credit score, reserves, and necessary documentation to qualify. Our sophisticated mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans to help you find the best fit for your financial circumstance in .

Explore USDA and FHA Loan Options in Trotwood, OH

Lendersa® is dedicated to quickly connecting you with the most suitable USDA or FHA loan without any hassle. Choose from three launching points that lead to matched lenders and USDA loan offerings.

Understanding USDA Loans in OH

The USDA home loan, backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans that require a 3.5% minimum down payment, no down payment is needed for a USDA loan.

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(888) 976-7688 Lender's profile and map Reviews Inline Financial 6929 E Greenway Pkwy, Suite 250, Scottsdale, AZ, 85254 "We are a veteran owned & operated mortgage company located in Scottsdale, Arizona. Inline Lending specializes in helping customers know when to refinance and helping them get most savings in the process when the time comes. Inline’s loan officers have extensive home refinancing knowledge"
(480) 951-6900 Lender's profile and map Reviews De Anza Capital, Inc. 6264 W Greenway Parkway, Suite 217, Scottsdale, AZ, 85254 De Anza Capital, Inc mission is to be the single source for a Scottsdale, Arizona mortgage. De Anza Capital is the Scottsdale Arizona mortgage company that provides loan origination, title and escrow services to consumers. In addition, De Anza Capital consistently offers on-time closing.
(480) 582-9399 Lender's profile and map Reviews Clear Home Lending, LLC 16427 North Scottsdale Road, Suite 410, Scottsdale, AZ, 85254 At Clear Home Lending, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
(602) 625-9677 Lender's profile and map Reviews Kierland Mortgage Group, Inc. 6424 East Greenway Parkway, Suite 100, Scottsdale, AZ, 85254 Kierland Mortgage Group, Inc. is a full service Arizona mortgage company. Based in Scottsdale, Arizona, we are an Arizona-based mortgage company that wants to be your trusted guide through the Arizona mortgage industry to help you meet your current residential mortgage needs and long-term financial goals.
(888) 831-6880 Lender's profile and map Reviews Clover Key Home Loans 7047 E. Greenway Parkway, Suite 160, Scottsdale, AZ, 85254 At Clover Key Home Loans®, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks have a limited number of lending options available
(888) 838-4914 Lender's profile and map Reviews Taylor Financial Group LLC 6424 E Greenway Pkwy, Scottsdale, AZ, 85254 Taylor Financial Group LLC is a professional mortgage brokerage firm located in Scottsdale, Arizona. As a mortgage broker, we are different than a bank or credit union that offers mortgage products. They are retail lenders, offering their own limited number of loan options at higher retail interest rates.
(833) 929-5626 Lender's profile and map Reviews Arizona Home Loan, LLC 6239 E Marilyn Rd, Scottsdale, AZ, 85254 At Arizona Home Loan. We are a full-service mortgage company based in Scottsdale, AZ. We specialize in home purchase loans and refinancing in Scottsdale, Phoenix, Paradise Valley, and Gilbert. We also serve the surrounding cities in Maricopa County. Whether you are buying a home or refinancing in any of these zip codes: 85254, 85016,
(602) 332-9544 Lender's profile and map Reviews Valley Savers Mortgage, LLC 13402 North Scottsdale Road, Suite B-185, Scottsdale, AZ, 85254 The Valley Savers Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(480) 967-8286 Lender's profile and map Reviews Marketline Mortgage, LLC 16427 N Scottsdale Rd, Suite 410, Scottsdale, AZ, 85254 Come experience the Marketline difference. Quick, easy and stress-free is our goal! We go out of our way to find the lowest rates available for your situation, provide stellar personal service, keep you in the loop, and provide your financing as quick as possible. Above all, we want you to feel at home throughout the process.
(480) 305-8500 Lender's profile and map Reviews Homeowners Financial Group USA, LLC 16427 N. Scottsdale Road, Suite 145, Scottsdale, AZ, 85254 Since we first opened our doors in 2004, Homeowners Financial Group has been committed to serving the needs of borrowers, while maintaining a corporate culture focused on family. We take pride in being able to help people complete one of the most important financial transactions they will ever have–purchasing a home.
(480) 405-4470 Lender's profile and map Reviews Capital Fund 1 14555 N Scottsdale Rd, Suite 200, Scottsdale, AZ, 85254 Capital Fund I, LLC is a direct private money lender based in Scottsdale, Arizona. You might be wondering why we clarify that we are a “direct” lender, and that is because we are not a broker who will look at your deal and find a lender to fund it, and place a large price tag on it, you are working DIRECTLY with the lender.