FHA Vs. USDA loan program for Trotwood, Montgomery County, Ohio

In 2025, USDA loan limit in Trotwood, county of Montgomery, OH is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Trotwood, OH

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Ohio?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

323.677.0550 Lender's profile and map Reviews Bolour Associates 8383 Wilshire Blvd Suite 920, Beverly Hills, CA, 90211 BOLOUR is a fully integrated real estate investment, development and finance firm that invests in value-add assets in emerging and transit-oriented neighborhoods. Property types include: urban infill land, retail, industrial, multi-family and mixed-use. The company currently lends in 17 states: CA, AZ, TX, OR, CO, ID, UT, WA, TN, NC, GA, PA, MA, DC
(559) 732-8892 Lender's profile and map Reviews Tucoemas Federal Credit Union 614 S Akers St, Visalia, CA, 93277 Tucoemas Federal Credit Union's roots in Tulare County stretch back to 1948 when nine original members pooled their savings to create our credit union. We've grown steadily since and now offer accounts, real estate loans, auto loans, personal loans and more through four California branches in Visalia, Tulare and Porterville.
(562) 761-0959 Lender's profile and map Reviews Mansfield Lending 2920 West Manchester Boulevard, Inglewood, CA, 90305 "Shelle Kirk is a Mortgage and Real Estate Broker in addition to being the owner of Mansfield Lending - a full service mortgage brokerage based in Inglewood, California. For the past 21 years, Shelle has committed herself to the Real Estate field and has a wealth of knowledge to offer anyone making the first step to owning property."
(310) 219-6298 Lender's profile and map Reviews RealSell Mortgage 1212 West Gardena Boulevard, Suite E, Gardena, CA, 90247 RealSell Mortgage is provide a large selection of mortgage products. Please don’t hesitate to call and ask me any questions you might have. This process is all about you and your needs. Mortgage financing is a critical part of real estate investing One thing you will get with me is a personal relationship, In the end, that goes a long way
(424) 999-8829 Lender's profile and map Reviews Gardena Financial Mortgage 1516 West Redondo Beach Boulevard, Gardena, CA, 90247 Our founder dedicated almost 20 years of his life to building Gardena Financial. As a teenage immigrant from war-torn Cambodia, he became the first in his family to attend college with a full academic scholarship at Haverford College. He worked for AIG, JP Morgan Chase, CPA firms, and many others.
(818) 339-4548 Lender's profile and map Reviews Privileged Realty & Financing 13455 Ventura Boulevard, Suite 241, Sherman Oaks, CA, 91423 Privileged Realty & Financing We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
(818) 335-2381 Lender's profile and map Reviews Mortgage Capital Lending Inc. 14044 Ventura Boulevard, Suite 308, Sherman Oaks, CA, 91423 At MCap Lending, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
(818) 784-7002 Lender's profile and map Reviews Multi Zone Realty, Inc. 13701 Riverside Drive, Suite 417, Sherman Oaks, CA, 91423 "Multi Zone Realty, Inc. specialized experience in providing financing for a full range of investment property types. Our goal is to secure the most competitive financing in both loan terms and loan proceeds for our clients. We are able to accomplish this by: ◾Tapping into our nationwide network of agents."
(909) 312-5157 Lender's profile and map Reviews Stolarz Home Loans 13800 Magnolia Blvd, Sherman Oaks, CA, 91423 We offer the wisdom, skill level, and technological advantages of a large company, coupled with a small-company environment where we strive to achieve a rewarding experience on an individual and tailored way.Our main focus is on integrity and high ethical standards, as we commit to excellence with each of our clients.
(818) 633-3304 Lender's profile and map Reviews Simco Pacific Corp 14250 Ventura Boulevard, 2nd Floor, Sherman Oaks, CA, 91423 Simco Pacific is run and owned by Mr. Babak Siminou. Mr. Siminou first opened his loan business back in 1986 with high hopes of a successful future. He left his previous partnered-company, Schaefer Financial, to open a mortgage company of his own. He has done many loans, some large some small, but he always provides his customers.
(800) 935-6955 Lender's profile and map Reviews Executive Realty & Finance 13701 Riverside Drive, Suite 205, Sherman Oaks, CA, 91423 Our main goal is to provide you with the best customer service and to do what it takes to keep our clients satisfied with our services. We always have your best interest in mind. We have a great market strategy in order to execute the sale of your property in timely manner. We are a full service real estate firm working with you and for you.