USDA Loan Vs. FHA loan for Clayton, OH 2025

In 2025, USDA loan limit in Clayton, county of Montgomery, OH is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Clayton, OH

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Ohio?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(800) 427-0522 Lender's profile and map Reviews Red Rose Mortgage, LLC 163 Kingston Ave, Yonkers, NY, 10701 Red Rose Mortgage, LLC. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
913 709 9428 Lender's profile and map Reviews RFS Funding 8001 Conser, Suite 210, Overland Park, KS, 66204 Business owners no longer have to rely on traditional banks for finding business capital. From lines of credit, RE investor loans, equipment or invoice financing, we offer a variety of financing solutions at competitive interest rates and terms. We work one-on-one with our clients to help align them with the funding programs that best meet their ne
1800 784 1209 Lender's profile and map Reviews Commercial Capital Advisors Inc 6344 Saunders St, NY 11374, Rego Park, NY, 11374 At Commercial Capital Advisors Inc, we treat each customer as an individual, not a number. We understand that real estate ventures require quick and flexible financing solutions. With years of experience and a commitment to excellence, we have become a trusted partner for those seeking efficient and personalized lending services. Loan Options we
(718) 969-3739 Lender's profile and map Reviews Lifestyle Funding Solutions LLC 95-20 63 Road, Suite P, Rego Park, NY, 11374 At Lifestyle Funding Solutions LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
(813) 245-3293 Lender's profile and map Reviews The Funding Guy 15 Elizabeth Place, Yonkers, NY, 10703 At The Funding Guy, Inc. one of America’s fastest growing lending and real estate investment firms. The sole purpose of our firm is to deliver growth capital to the hotelier, restaurateur, and emerging entrepreneur to facilitate their growth. Since our inception in 1999, we’ve helped hundreds of small businesses"
(914) 736-9230 Lender's profile and map Reviews A.S.A.P. Mortgage Corp. 2 S. Division St, 2nd Floor, Peekskill, NY, 10566 ASAP Mortgage Corp. has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of real estate professionals, builders and individual home buyers throughout New York, New Jersey, Connecticut, Massachusetts, Pennsylvania, and Florida. We are a full service mortgage brokerage firm with an experienced staff offeri
(800) 847-4283 Lender's profile and map Reviews Ulster Federal Credit Union 127 Schwenk Drive, Kingston, NY, 12401 Ulster Federal Credit Union is a non-profit association of member owners whose goal is to provide a variety of financial services that feature benefits and advantages over those generally available from other banking sources and to encourage their use with the specific intent of helping our members improve their personal financial status.
(866) 440-0391 Lender's profile and map Reviews Ulster Savings Bank 180 Schwenk Drive, Kingston, NY, 12401 Ulster Savings Bank is more than just banking! We offer a full line of products and services for both personal and business such as insurance, payroll services, tax preparation and wealth management. business such as insurance, payrol A leader in community giving, Ulster Savings Bank is actively involved in the communities we serve
(816) 777-3999 Lender's profile and map Reviews Community Mortgage 7509 Tiffany Springs Parkway, Suite 101, Kansas City, MO, 64153 Our mission is to make the loan process as simple as possible. Regardless of your financial and/or credit situation, we will find the best mortgage solution to fit your lifestyle. We specialize in home purchase and refinance transactions and can provide assistance for FHA, VA, USDA, Conventional, and Home Improvement financing.
(913) 208-5837 Lender's profile and map Reviews Metropolitan Mortgage Corporation 7280 NW 87th Terrace Suite 200, Kansas City, MO, 64153 We are a locally owned and operated company, with employees that value honesty, integrity, and service. We have funded over 2 Billion in home loans and helped over 10,000 families in Kansas and Missouri finance the home of their dreams since 1996 and we love what we do. We know to finance a home
(816) 387-2423 Lender's profile and map Reviews District One Highway Credit Union 3011 N Belt Highway, Suite B, Saint Joseph, MO, 64506 District One Highway Credit Union was founded in 1954. An inquiry dated March 13, 1954 was sent to Jim Riegel of the Missouri Credit Union League. His response to this inquiry stated that it would take a minimum of 7 people to sign a charter and someone would need to put up $5 to the Secretary of State.