USDA Vs. FHA Pro and Con comparison in Clayton, Montgomery County, OH
In 2025, the USDA loan limit for Clayton, located in the county of Montgomery, OH, is {DETAILS_LOAN_LIMIT_USDA_1_1}. For a single-family home, the FHA limit is $472,030.
Utilize Lendersa® USDA loan calculator to evaluate today's top USDA and FHA rates, identifying the income, credit, reserves, and documents necessary to qualify. With our advanced mortgage tool, you can view USDA, FHA, Conforming, and VA programs side by side, which assists in selecting the best option for your financial needs in Alabama.
2025 Loan Limits and Downpayment Requirements in Clayton, Montgomery, OH
Loan Type
Loan Limit
Down Payment
USDA
{DETAILS_LOAN_LIMIT_USDA_1_1}
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Clayton, OH
Lendersa® aims to secure the best available USDA or FHA loan for you efficiently and without hassle. Choose one of the following pathways to connect with matching lenders and suitable USDA loan programs.
The USDA home loan is a government-guaranteed mortgage by the Department of Agriculture, also referred to as the USDA rural development loan. Available exclusively in rural areas, this loan offers an advantage over FHA loans that require a down payment minimum of 3.5%, whereas USDA loans require none.
America One Mortgage Group, where we specialize in residential mortgages. At America One Mortgage Group, we will find a loan that fits each borrower. Unlike big Banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
Keystone Financial is your mortgage broker. If you're on the hunt for a home loan then you'll want to compare us to our competition. We offer a lending experience that creates confidence and trust. Our goal is simple if we win, you win! broker. If you're on the hunt for a home loan then you'll want to compare us to our competition.
The Kolesar Team is dedicated to offering the best service to our customers. We want to change the way you see a mortgage. More guidance, less stress – More transparency, less confusion – We are here to create a better mortgage experience.
Our home loan programs will win your business; our service will earn your trust.Get a home loan in less t
MortgageOne, Inc was founded by Bryce Schetselaar in March 2012 upon the principles of integrity and providing the right loan for every borrower’s situation. During college, Bryce began his career in the mortgage industry with Bank of America as a loan originator. It became obvious to Bryce that there was a better way
As the Broker of Home Avenue Real Estate and Finance and 32+ years in the Real Estate and Mortgage Industry, I can assure you that my team is ready to serve you. There are many questions you will undoubtedly have regarding the real estate and loan process and we are here to answer all of those questions.
Mortgage Max offers Loan programs to fit your budget. For practical and knowledgeable advice and options, give us a call. FHA, VA & Conventional. We can help with Reverse mortgages as well.
We have been helping clients finance the purchase, or refinance of properties in north San Diego County for over 33 years.
2244 Faraday Avenue, Suite 92, Carlsbad, CA, 92008
MH Loans has a successful method of financing mobile homes in Florida, Texas and California. The long history of solid customer service along with industry knowledge, has driven MH Loans into the spotlight as a premier lending resource for manufactured homes. The team is composed of committed individuals that go the distance to discover
1901 Camino Vida Roble, Suite 115, Carlsbad, CA, 92008
With over 20 years of combined experience on the front line of lending our qualified team of compliance professionals speak the mortgage language and are able to hear what our clients truly need to gain compliance “know-how” and build a solid foundation for a successful business. As part of our core business strategy,
We specialize in Residential Mortgages. FHA, VA and Conventional financing. As a mortgage banker we function like a mortgage broker without the uncertainty. We have the power to make decisions locally. With over 25 years in the mortgage lending business we can make your process smooth and efficient. Mortgage refinancing, mortgage purchase.
"Janus Mortgage (NMLS # 1433731) has 20+ years of experience in all aspects in the Southern California real estate marketplace.
We have seen all of the ups and downs of what is the most unique real estate market in the world. Funding loans and selling real estate are our passion."
2244 Faraday Avenue, Suite 92, Carlsbad, CA, 92008
In Park Lending strives to provide affordable mobile home financing options to first time buyers and existing manufactured homeowners. We utilize the latest technology and deliver educational resources to our customers in an effort to simplify the mortgage process. We want our customers to have the confidence.