In 2026, the USDA loan limit for Clayton, located in the county of Montgomery, OH, is {DETAILS_LOAN_LIMIT_USDA_1_1}. For a single-family home, the FHA limit is $472,030.
Utilize Lendersa® USDA loan calculator to evaluate today's top USDA and FHA rates, identifying the income, credit, reserves, and documents necessary to qualify. With our advanced mortgage tool, you can view USDA, FHA, Conforming, and VA programs side by side, which assists in selecting the best option for your financial needs in Alabama.
Compare loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | {DETAILS_LOAN_LIMIT_USDA_1_1} | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to secure the best available USDA or FHA loan for you efficiently and without hassle. Choose one of the following pathways to connect with matching lenders and suitable USDA loan programs.
The USDA home loan is a government-guaranteed mortgage by the Department of Agriculture, also referred to as the USDA rural development loan. Available exclusively in rural areas, this loan offers an advantage over FHA loans that require a down payment minimum of 3.5%, whereas USDA loans require none.
Enter your location to find out if it qualifies for USDA rural housing loan?
|
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
