USDA Vs. FHA your options comparison in Lancaster, Fairfield County, OH
In 2025, the USDA loan limit for Lancaster in Fairfield county, OH, is $351,400, while the FHA limit for a single-family home is $488,750.
Use the Lendersa® USDA loan calculator to evaluate today's top USDA vs. FHA rates. This will help determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA side by side, guiding you to the best program in for your financial needs.
2025 Loan Limits & Downpayment Requirements in Lancaster, County of Fairfield, OH
Loan Type
Loan Limit
Down Payment
USDA
$351,400
0%
FHA
$488,750
3.5%
Conventional
$726,200
3%
USDA and FHA Loan Options in Lancaster, OH
The goal of Lendersa® is to efficiently link you with the best USDA or FHA loans, hassle-free. Choose among three starting points to connect with matching lenders and programs.
A USDA home loan is guaranteed by the Department of Agriculture. Also called a USDA rural development loan or mortgage, it is available only in rural areas. In contrast to FHA loans, which require a minimum 3.5% down payment, USDA loans require none.
We specialize in helping find the best mortgage loan for you. We sincerely care and take pride in what we do. This, combined with our expertise, is what makes us a success in helping so many families across Florida not only close on their dream home but finance it the best way available for them.
Bart started The Rice Financial Group with one goal in mind, personalized customer service. He believes in maintaining an organic feel, with a handshake approach. One of the company mottos is “love your neighbor as yourself.” This personal approach to securing loans distinguishes the RFG while providing an exceptional client experience.
Our company offers purchase home loans and refinance mortgage loan products tailored to fit your specific needs. If you're searching for a purchase mortgage or refinance loan, we can help you! Find answers quickly, browse through the helpful information, use the online calculators, answer a few questions.
First Home Bank has been focused on being the premier bank of the Tampa Bay area. Headquartered in St. Petersburg, Florida, we’ve grown our independent community bank into a top nationwide SBA lender, with a nationwide team of more than 200 residential mortgage originators - but we never lose sight of our neighbors.
735 Arlington Avenue N, Suite 110, Saint Petersburg, FL, 33701
Bison Financial Group is an entrepreneurial firm advising real estate investors, developers and turn-around artists that buy, build, sell and finance commercial real estate. Bison has developed distinct expertise in the acquisition and finance of distressed properties with tremendous upside potential.
575 2nd Avenue South, Suite 204, Saint Petersburg, FL, 33701
At All American Mortgage, we believe that every customer deserves the best care and service when purchasing or refinancing the home of their dreams. We can place all types of mortgages including purchases, refinances, equity takeouts, debt consolidations, and mortgages for self employed. Since our business is built primarily
360 Central Ave Suite 800, Saint Petersburg, FL, 33701
Sun West Mortgage is a full service, mortgage banker established in 1980. The company's excellent service and fast turn-time has made Sun West a multi-billion dollar national originator.As a result, Sun West is a leader in offering a diverse set of products with low rates and excellent pricing.
100 2nd Ave N, Suite 240, Saint Petersburg, FL, 33701
Savvy Mortgage professionals are standing by ready to give you the personal attention you deserve, to help you through every step of the process. We will make it as easy and as enjoyable as we possibly can. We want to see you starting to enjoy your new home as fast as possible and also Our business is based on uncompromised Value, Expertise.
