USDA and FHA Pro and Con in Lancaster, Fairfield County, OH
In 2025, the USDA loan limit for Lancaster in Fairfield county, OH, is $351,400, while the FHA limit for a single-family home is $488,750.
Use the Lendersa® USDA loan calculator to evaluate today's top USDA vs. FHA rates. This will help determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA side by side, guiding you to the best program in for your financial needs.
2025 Loan Limits & Downpayment Requirements in Lancaster, County of Fairfield, OH
Loan Type
Loan Limit
Down Payment
USDA
$351,400
0%
FHA
$488,750
3.5%
Conventional
$726,200
3%
USDA and FHA Loan Options in Lancaster, OH
The goal of Lendersa® is to efficiently link you with the best USDA or FHA loans, hassle-free. Choose among three starting points to connect with matching lenders and programs.
A USDA home loan is guaranteed by the Department of Agriculture. Also called a USDA rural development loan or mortgage, it is available only in rural areas. In contrast to FHA loans, which require a minimum 3.5% down payment, USDA loans require none.
2103 East Parham Road, Suite 210, Henrico, VA, 23228
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
FNBC Bank & Trust is a community bank with long standing connections to the communities which we serve. With over $500 million in assets, our banking offices provide a full range of personal and commercial deposit, loan, and trust services. FNBC offers a complete array of financial services with solutions for all financial needs in one place.
Countryside Bank is part of Wintrust, a financial holding company based in Rosemont, Illinois, with more than $36 billion in assets. Through our multiple companies and divisions, we provide traditional community banking and commercial banking services, wealth management solutions, commercial and life insurance premium financing, mortgage originatio
The Midwest Coalition of Labor Credit Union (MCLCU) is a member-owned, not for profit financial organization dedicated to providing a full range of financial services.
Our Mission is to ensure the long-term stability, managed growth, and the members' continued trust and loyalty in our credit union.
Lending Leaf Co. is a Mortgage Broker who provides a variety of mortgage products to assist you with finding solutions to all of your mortgage needs. Our company works with Certified Underwriters which allows issuing a decision on your application quickly. We maintain a dedicated professional sales and operations staff.
Local 520 UA Federal Credit Union We appreciate your business and look forward to servicing your every day needs. We are working to add more benefits to your Credit Union experience in the upcoming months. Stay tuned to our page and be sure to check out your statements and added mailers.
4755 Linglestown Road, Suite 205, Harrisburg, PA, 17112
Kane Mortgage, Inc. was founded in 2002 by Kane Smeltz. From the humble beginnings where Kane handled all of the various aspects of loan origination to loan closing himself, KMI has grown to a staff of nine. The KMI staff includes the Owner, four Mortgage Originators, two Processors, a Human Resource Manager and a Client Relations Specialist.
full service community bank offering business and personal banking, commercial, real estate and mortgage loans, trust and international services. We also offer a broad range of electronic banking services from online banking and bill pay to ATM/Debit Cards and Mobile Banking. In addition to a high level of professional service.
