In 2025, the USDA loan limit for Vandalia in Montgomery county, OH, is $336,500. By comparison, the FHA limit for a single-family home is $472,030.
To evaluate today's best rates for USDA versus FHA, use the Lendersa® USDA loan calculator, which helps assess the income, credit, reserves, and documents required for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA programs side by side, which helps to determine the most suitable program for your financial needs in Alabama.
2025 Loan Caps and Down Payment Necessities in Vandalia, OH
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loans in Vandalia, OH
At Lendersa®, our aim is to swiftly secure the best suited USDA or FHA loan without any hassle. Choose one of three initial steps that lead to matched lenders with fitting USDA loan programs.
A USDA home loan, endorsed by the U.S. Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is exclusive to rural areas. Contrary to FHA loans, which require at least a 3.5% down payment, USDA loans do not necessitate any down payment.
940 South Coast Drive, Suite 155, Costa Mesa, CA, 92626
The Lending Corner Team is composed of true mortgage professionals. All of our originators are principals in the company carrying over 10 years experience and work together to provide you a level of service and professionalism unsurpassed in the industry. Whether you are financing a new home purchase or refinancing an existing loan.
3001 Red Hill Avenue, Building 2, Suite 219, Costa Mesa, CA, 92626
"Bayfront Lending, we believe you deserve a team of experienced professionals who have your best interest in mind, not a sales commission.
And we understand that quality customer service and a streamlined process are just as important as the best rate and most favorable loan structure"
600 Anton Boulevard, Floor 11, Costa Mesa, CA, 92626
Prominent Lending Group, Inc., enjoys assisting current and prospective homeowners in obtaining residential 1st and 2nd home loans on 1 to 4 unit primary, secondary, and investment properties throughout the states of California and Montana. Our dedicated mortgage professional teams work hard to deliver the highest customer service.
Loan Direct LLC mission is to serve our clients with the upmost honesty, integrity and competency. Our goal is to provide home loans, personal loans, and business loans to our clients while providing them with the most lending options for their particular situation. Furthermore, we pledge to help borrowers overcome roadblocks.
1503 S Coast Drive, Suite 211, Costa Mesa, CA, 92626
Loan Frenzy Corporation Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Nation Home Loans, a mortgage company based in Costa Mesa, California, specializes in Conventional, VA, and FHA financing. We take pride in providing our clients with outstanding customer service. Our knowledgeable mortgage experts update you regularly throughout the loan process so you always know the status of your loan.
949 South Coast Drive, Suite 570, Costa Mesa, CA, 92626
Sterling Financial, Inc. is a residential mortgage lender located in Orange County, California. The foundation of the company is built upon the idea that every individual client’s mortgage transaction deserves our absolute attention and dedication. Our company’s mission is to help every client achieve their home loan goals
OC Mortgage Solutions is a 2013 company that has over 17 years of experience in the Mortgage industry. We are a wholesale broker located in Orange County California. We know what it takes to get your loan funded and on time.Our mission is to provide you with an honest evaluation of mortgage needs
We are a 100% referral based company with sole focus on our clients and their financing needs. We provide valuable financing solutions for not only our homeowner clients but for our business partner clients who include Real Estate Agents, CPA’s, Financial Advisors, Bankers, and Attorney’s.
1503 South Coast Drive, Suite 106, Costa Mesa, CA, 92626
"We know that each customer has specific needs when it comes to mortgage and real estate. With our wide array of mortgage products, investment tools and technology coupled with over 20 years of lending experience we aim to give our clients the service they deserve.
Today's technology is providing a more productive environment to work in."
Jcap Private Lending is a direct lender who closes and services investor funded short-term real estate loans. Our experienced team has been providing quality mortgage services for over 30 years. and Jcap Private Lending is an asset based lender who steps in to quickly solve a short-term financial need secured by Real Estate.
600 Anton Drive, 11th Floor, Costa Mesa, CA, 92626
Damuer H. Leffridge, “DH” – One of the leading real estate professionals in the U.S. for over 20 years, amassing nearly $500 million in career sales and investments, positioning him as a sought after motivational speaker and coach teaching the fundamentals of real estate investing success.
