USDA Loan Vs. FHA loan pro & con Upper-Arlington, Franklin County, OH

As of 2025, the USDA loan limit in Upper-Arlington, which is part of Franklin county, OH, is $318,300. Meanwhile, the FHA cap for a single-family home is $397,900.

You can utilize the Lendersa® USDA loan calculator to compare today's best USDA versus FHA rates. This tool will help you determine the required income, credit, reserves, and documentation for qualification. With our advanced mortgage calculator, you can see a side-by-side comparison of USDA, FHA, Conforming, and VA loans, which aids in selecting the most suitable program in Alabama for your financial circumstances.

USDA and FHA Loan Choices in Upper-Arlington, OH

Lendersa® is dedicated to securing you the best possible USDA or FHA loan quickly and with minimal effort. Choose from one of three starting options to connect with lenders and USDA loan programs that fit your needs.

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Understanding the USDA Loan in OH

A USDA home loan, endorsed by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, is exclusive to rural locales. Unlike FHA loans, requiring a minimum down payment of 3.5%, USDA loans require no down payment.

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(801) 487-1692 Lender's profile and map Reviews TransWest Credit Union 37 West 1700 South, Salt Lake City, UT, 84115 TransWest Credit Union has been making loans since 1935. Originally the credit union for Utah employees of The Union Pacific Railroad, we now serve employees of Kennecott Copper Corporation and U.S. Magnesium, as well as all residents of Salt Lake County. TransWest Credit Union is a not-for-profit organization.
(801) 483-8396 Lender's profile and map Reviews Tanner Employees Credit Union 1865 S Main Street, Suite 2, Salt Lake City, UT, 84115 Tanner Employees Credit Union was founded by O.C. Tanner employees over 60 years ago, in 1957. This small group of employees wanted to unite and pool their money together to provide easier access to credit. From the beginning our credit union philosophy was “people helping people”, and remains the same today.
(801) 487-3219 Lender's profile and map Reviews Firefighters Credit Union 124 West 1400 South, Suite 101, Salt Lake City, UT, 84115 Firefighters Credit Union serves firefighters and their family members throughout the state of Utah. In order to be eligible to join the credit union, members must in one of the following groups: Full-time, part-time, or volunteer firefighter for a fire department located in the State of Utah Full-time or part-time employee of a fire departm
(801) 485-9585 Lender's profile and map Reviews Loans for Less 3396 S 300 W, Salt Lake City, UT, 84115 We specialize in getting you get the cash you need, when you need it. You can borrow up to $2, 500 on a personal or signature loan today without all the hassle of a bank or credit union. Loans For Less has been helping folks in Utah for over 19 years now, and we take a lot of satisfaction knowing we’ve helped many Utah families and individuals
(801) 595-7000 Lender's profile and map Reviews Continental Bank 15 West South Temple, Suite 420, Salt Lake City, UT, 84101 Continental Bank is a privately owned FDIC insured commercial bank founded in 2003 and headquartered in Salt Lake City, Utah. We specialize in commercial equipment financing for small and medium-sized businesses nationwide and are known both for our willingness to listen to our customers’ needs, and ability to fund their deals quickly.
(888) 390-1220 Lender's profile and map Reviews EnerBank USA 650 S Main Street, Suite 1000, Salt Lake City, UT, 84101 EnerBank USA is a highly specialized, national consumer lender that helps strategic business partners and independent home improvement contractors increase sales. Strategic business partners include manufacturers, distributors, franchisors, member or trade associations, and major retailers of home improvement, remodeling, and energy saving products
(573) 246-7087 Lender's profile and map Reviews Nelson Funding 222 S Main St, Suite 500, Salt Lake City, UT, 84101 Nelson Funding specializes in funding commercial mortgages Nationwide, US Territories, Mexico, Canada, and Caribbean. All property types eligible including hospitality, multifamily, industrial, retail, office, cannabis, special use, and more. Vanilla bridge loans close in 10 days or less. Challenging situations usually close in 14-21 days.
(801) 444-1399 Lender's profile and map Reviews Wasatch Capital Mortgage 697 North 240 East, Kaysville, UT, 84037 At Wasatch Capital Mortgage we strive to make you a “client for life” and a part of our mortgage family. We want to be your first choice each and every time you need a home loan. We have a reputation of going above and beyond for every single client. Our goal is to earn the level of trust that will make you to feel confident.
(801) 294-6179 Lender's profile and map Reviews Ashby Financial Group, LC 326 Apricot Grove, Kaysville, UT, 84037 Ashby Financial Group and Lewis Weaver with LW Real Estate have partnered up to provide our clients with an exceptional home buying experience! We provide all types of mortgage financing. We have Conventional, VA, FHA, USDA, Reverse Mortgage, 100% Purchase, non-conventional. We also provide retirement savings plans.
(801) 497-0756 Lender's profile and map Reviews Coventry Mortgage 610 N. Kays Drive, Suite 106, Kaysville, UT, 84037 Coventry Mortgage is the right choice for Mortgages. We have built our business by satisfying our customers mortgage needs one loan at a time.We rarely advertise, our business is made up of referrals from happy customers and from creating relationships with borrowers that last a life time.
(801) 855-8535 Lender's profile and map Reviews Summit Home Loans 375 N Main St, Suite 201, Kaysville, UT, 84037 Summit Home Loans is a residential mortgage brokerage that strives to provide the very best home financing experience in the industry. Our two main priorities are service and price, which we believe go hand in hand rather than trading one for the other. By providing a competitive and fun working environment.