USDA Vs. FHA Pro and Con comparison in Dublin, Franklin County, OH

In 2026, the USDA loan limit in Dublin, Franklin county of OH, is $351,400, and the FHA limit for a single-family home is $488,750.

Use Lendersa® USDA loan calculator to compare the best USDA vs. FHA rates today. Determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA options side by side, helping decide which program in suits your financial situation best.

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2026 Loan Limits and Downpayment Requirements in Dublin, Franklin, OH

Loan Type Loan Limit Down payment
USDA $351,400 0%
FHA $488,750 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Dublin, OH

Lendersa® aims to quickly and easily find you the best USDA or FHA loan. Start with one of three options that match you with lenders offering USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in OH

A USDA home loan is backed by the Department of Agriculture and available only in rural areas. It’s known as a USDA rural development loan or mortgage. Unlike FHA loans requiring a 3.5% down payment, USDA loans need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • HSM Solution Federal Credit Union
  • 235 2nd Avenue NW, Hickory, NC, 28601
  • HSM Federal Credit Union has been open since 1977. The credit union has assets totaling $5.62 Million and provides banking services to more than 2, 000 members.

    The credit union is a manufacturing employee-based credit union. Membership is also open to immediate family of current members.

  • Foothills Mortgage & Equity
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  • At Foothills Mortgage & Equity We work hard to satisfy the mortgage needs and exceed the expectations of our customers. We pride ourselves on providing superior customer service and creating satisfied customers. From mortgage processing and underwriting, to loan closing and funding,

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  • 502 W Patrick Street, Frederick, MD, 21701
  • FERKO Maryland Federal Credit Union was established in 1955 to meet the financial needs of employees of the Frederick County, Maryland Public Schools, the Frederick Community College and members of their immediate families. From the original eight charter members, FERKO has grown to where it services over 4, 000 members.

  • Revolutionary Mortgage Company
  • 9099 Ridgefield Drive, Suite 104, Frederick, MD, 21701
  • Revolutionary Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.

  • Prime Financial Credit Union
  • 5656 South Packard Avenue, Cudahy, WI, 53110
  • Prime Financial Credit Union is dedicated to improving the financial well-being of its members by providing innovative, competitive, and high quality services and products. A "not for profit" financial services cooperative owned and operated by and for its members. Member-owners receive their dividends back on a daily basis.

  • Hayden Home Mortgage LLC
  • 25775 Tullow Pl, Chantilly, VA, 20152
  • As experienced loan officers we have the knowledge and expertise you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is our ultimate goal, and we are committed to providing our customers with mortgage services that exceed their expectations.

  • Strategic Federal Credit Union
  • 22110 Pacific Boulevard, Suite 100, Sterling, VA, 20166
  • Strategic FCU is a not-for-profit, cooperative financial institution owned and governed by its members. Members' deposits are Federally insured and Strategic FCU is Federally regulated by the National Credit Union Administration (NCUA). Our sole purpose is to provide our members with the best possible financial services at the lowest cost.

  • Wexford Community Credit Union
  • 1021 North Mitchell Street, Cadillac, MI, 49601
  • Wexford Community Credit Union is a full-service, not-for-profit financial institution. We offer our members attractive rates and terms on all types of services. The employees of Wexford Community Credit Union pride themselves on the personal service they provide to you, our member.

  • Genisys Mortgage Professionals
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  • Genisys Mortgage Professionals was formed to provide maximum financing choices to our community. Specifically, we designed Genisys to provide specialized service to the primary residence market and especially to first-time home buyers. In 2010, Genisys became part of J. Virgil, Inc., a full service mortgage lender.