USDA Vs. FHA your options comparison in Ottawa, Putnam County, OH

For 2025, the USDA single-family home loan limit in Ottawa, Putnam County, OH, is $336,500, contrasting with the FHA's limit of $472,030.

Utilize the Lendersa® USDA loan calculator to compare USDA and FHA rates. Examine income, credit, reserves, and the necessary documents to qualify. Our advanced mortgage calculator juxtaposes USDA, FHA, Conforming, and VA options, guiding you to choose the best financial program in .

Explore loan offers from 100 lenders

2025 Loan Limits & Down Payments in Ottawa, Putnam, OH

Loan Type Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Ottawa, OH

Lendersa® aims to quickly secure you favorable USDA or FHA loans. Choose from three approaches to align with lenders and USDA programs.

Lendersa USDA loan results

Definitions - USDA Loans in OH

A USDA home loan is a government-backed option through the Department of Agriculture, available in rural areas. Unlike FHA loans that require a minimum of 3.5% down, USDA loans need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Finance America Inc.
  • 113 N. Poydras Street, Suite 202, Lewisville, TX, 75057
  • At Finance America, we believe that home loans should be simple, personal and able to meet a borrowers’ changing financial needs. Our customers come from all walks of life, so instead of trying to fit them into predefined boxes, we assess their application on a case by case basis to find the loan that best suits their needs.
  • Gulf Coast Bank
  • 221 South State Street, Abbeville, LA, 70510
  • Gulf Coast Bank is a locally-owned and operated full-service banking institution with 9 locations within Lafayette and Vermilion Parishes. Whether your financial needs are personal or business related, Gulf Coast Bank has the knowledge and products to serve you best. Gulf Coast Bank is known throughout Acadiana for our continued generous support.
  • Abbeville Building & Loan
  • 1212 Charity Street, Abbeville, LA, 70510
  • Abbeville Building & Loan is a mutual state-chartered savings bank that has been operating in Abbeville, Louisiana since 1890. Our bank prides itself in providing excellent customer service. Our main emphasis is the origination and servicing of owner-occupied residential loans. We also have a full range of savings accounts
  • Community Credit Union Florida
  • 1030 US Highway 1, Rockledge, FL, 32955
  • Community Credit Union Florida is a not-for-profit financial institution on a mission to improve the financial well-being of our members & make a positive difference in the community. We strive to offer excellent personal service complemented by convenient online and mobile services that let you manage your money
  • Morgan Financial
  • 5805 U.S. Highway 1, Rockledge, FL, 32955
  • Morgan Financial has built a strong reputation as an outstanding mortgage lender; serving the lending needs of real estate professionals and individual homebuyers throughout the state of Florida. We believe in providing a smooth transaction for our clients as well as maintaining client focused throughout the entire loan process.
  • LiFE Credit Union TX
  • 3351 Unicorn Lake Boulevard, Denton, TX, 76210
  • Life Credit Union (formerly known as Members Choice Federal Credit Union) has been open since 1973. and also LiFE Credit Union are interested in leaving the LEGACY of TRUST in out members through diligently finding our place in impacting your LiFE. For over 40 years, we have established relationship through that trust.
  • Oakwood Bank TX
  • 8411 Preston Road, Suite 106, Dallas, TX, 75225
  • Serving Texans since 1900, Oakwood State Bank was charted in Oakwood, Texas. 116 years later, it had the distinction of being the Smallest Bank in the United States.... Until a group of seasoned and very experienced bankers came together with a business plan to raise capital from investors, acquire the bank in Oakwood.
  • TBK Bank
  • 6060 Sherry Ln, Dallas, TX, 75225
  • TBK Bank, SSB, is a subsidiary of Triumph Bancorp, Inc., a Texas-state savings bank headquartered in Dallas, Texas. We offer commercial and consumer banking products focused on meeting client needs in Iowa, Illinois, Colorado, Kansas, and Texas. We also offer deposit products through our Dallas branch.