In 2026, the USDA loan cap in Van-Wert, part of Van Wert County, OH, is determined to be $285,000. Conversely, the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to assess and compare the best USDA and FHA rates currently available. It helps determine the necessary income, credit, reserves, and required documents for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, aiding your decision on which is most suitable for your financial situation in .
Loan Limits and Down Payment Requirements for 2026 in Van-Wert, Van Wert County, OH
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA Loan Options in Van-Wert, OH
At Lendersa®, the aim is to promptly find you the optimal USDA or FHA loan, minimizing hassle. Choose one of three paths that lead to matching lenders and USDA loan opportunities.
The USDA home loan, endorsed by the Department of Agriculture and also known as the USDA rural development loan or USDA mortgage, is specifically available in rural neighborhoods. Unlike FHA loans that necessitate a minimum down payment of 3.5%, the USDA loan does not require any down payment.
First Federal Savings and Loan Association of Van Wert
679 Fox Road, Van Wert, OH, 45891
Lends in Ohio
First Federal of Van Wert, OH is a locally owned and operated financial institution. We are a community oriented bank which excels in customer service and building relationships. Our goal is to make every banking experience a great one! First Federal and our employees are heavily involved in our community.
Leo J Wildenhaus was a teacher at Fort Jennings High School in Fort Jennings, Ohio, when he decided to pursue a career as a banker. He began working at a Coldwater Bank to learn the trade. In 1915 he started a bank in Darke County, Ohio, which was named Osgood State Bank, which remains in existence today.
Dynamic Federal Credit Union (DFCU) was chartered in 1950 as Celina Reynoco Employees Federal Credit Union to serve the employees of Reynolds & Reynolds, Celina, Ohio. The credit union was located within the core group facility. In 1996 the Board of Directors began researching ways to extend the credit union's services to the community.
Superior Credit Union has its own in-house insurance agency, Superior Insurance Services (SIS). SIS offers discounted auto, home, life, and business insurance to Superior Credit Union members. Superior Insurance Services is an independent insurance agent representing many of Ohio's leading insurance companies
Superior Credit Union is a not-for-profit, member-owned financial cooperative. Unlike profit-driven banks and finance companies, our excess earnings are returned to members in the form of friendly service, low interest rates on loans, high yield savings and investment accounts, and low or no fee convenience services.
Banking had its beginning in Coldwater of 1902. Henry C. Fox, Anthony Rathweg, and H. F. Hoffman started a partnership and opened a bank under the name of The Peoples Bank. It was located at the corner of South First and Main Streets. This partnership was so prosperous that in 1905 they decided to form a corporation.
The Union Bank Company has been committed to providing the very best banking products and services to the communities and businesses it serves throughout Northwest and Central Ohio. Headquartered in Columbus Grove, the bank has grown to include offices in Bowling Green, Columbus Grove, Delphos, Findlay, Gahanna, Gibsonburg, Kalida, Leipsic, Lewis C
