USDA Vs. FHA Pro and Con comparison in Swanton, Fulton County, OH
In 2025, the USDA loan limit in Swanton, within Fulton, OH, is $336,500. In contrast, the FHA limit for a single-family home reaches $472,030.
Utilize Lendersa®'s USDA loan calculator to compare USDA and FHA rates today. Determine the required income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA loans side by side, aiding in the decision to choose the most suitable program for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Swanton, County of Fulton, OH
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Swanton, OH
The goal of Lendersa® is to quickly secure the most suitable USDA or FHA loan for you. Begin with one of three pathways that link you to matching lenders and USDA loan programs.
A USDA home loan is a government-backed mortgage provided through the Department of Agriculture, often referred to as a USDA rural development loan. It is available only in rural areas and, unlike FHA loans requiring at least a 3.5% down payment, requires no down payment at all.
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