USDA Vs. FHA your options comparison in Four-Bridges, Butler County, OH

In 2026, the USDA loan limit for Four-Bridges in Butler county, OH, is $285,000. For a single-family residence, the FHA limit is $356,362.

Use the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, assessing the required income, credit, reserves, and documents for qualification. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side to help you choose the optimal program in for your financial circumstances.

Compare loan offers from 100 lenders

2026 Loan Limits and Downpayment Requirements in Four-Bridges, Butler, OH

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conforming $548,250 3%

Available USDA and FHA Loan Options in Four-Bridges, OH

Lendersa® aims to promptly connect you with the best USDA or FHA loan options without hassle. Initiate with one of three pathways that lead to matching lenders and USDA loan programs.

Results from Lendersa's USDA loan requests and matches

Understanding USDA Loans in OH

A USDA loan, guaranteed by the Department of Agriculture—an option known as the USDA rural development loan or mortgage—is specifically for rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



Four-Bridges Lenders

  • Middletown Area Schools CU
  • 1730 Central Avenue, Middletown, OH, 45044
  • Lends in Ohio
  • Middletown Teachers Credit Union. The purpose of the credit union was to give employees of the school system and their families an efficient place to do banking. Today, only our name has changed. We are committed to providing our members with efficient, quality service. We are a small credit union, and we like it that way.

  • AllWealth Federal Credit Union
  • 6 South 2nd Street, Suite 100, Hamilton, OH, 45011
  • Lends in Ohio
  • AllWealth Federal Credit Union started as Hamilton City Employees Federal Credit Union which was officially organized on October 22, 1948 as a cooperative to provide savings opportunities and low-cost loans to City of Hamilton employees. The Credit Union began its operation with a desk in the City of Hamilton Personnel Office.

  • Valley Central Bank Mortgage
  • 6550 Princeton Glendale Rd, Hamilton, OH, 45011
  • Lends in Ohio
  • Valley Central Bank first opened its doors on June 16 1884 in the back of what was known as the Fladungs Hotel and Saloon located at 421 Benson St. The association then known as the German Building and Loan grew largely because it filled a need for home loans that most banks of that time had little interest

  • MyUSA Credit Union
  • 3600 Towne Boulevard, Middletown, OH, 45005
  • Lends in Ohio
  • The mission of MyUSA Credit Union is to assist member-owners in gaining personal financial success by providing and promoting the use of financial services that feature benefits and advantages over those available from other competitive sources. MyUSA Credit Union is an equal opportunity employer and service provider.

  • Atrium Credit Union
  • 6051 Market Avenue, Suite C, Franklin, OH, 45005
  • Lends in Ohio
  • Atrium Credit Union is a not-for-profit financial coop offering financial services to their membership. Joining the credit union will allow you to access savings, loans, and much more. Atrium CU offers the following services to credit union members. Services available may vary at individual locations.

  • Peoples First Savings Bank
  • 225 Reading Road, Mason, OH, 45040
  • Lends in Ohio
  • Peoples First Savings Bank, believed to be the oldest local company in Mason, OH, is a rock solid, full-service banking institution serving residents and businesses in Warren County, as well as neighboring Hamilton and Butler counties, Ohio. Founded in 1909 as a mutual savings and loan, we continue to be supported by local business and community le

  • Members Trust Federal Credit Union
  • 4000 Luxottica Place, Mason, OH, 45040
  • Lends in Ohio
  • Trust Federal Credit Union. In 2002, our current membership base was further expanded to include Sunglass Hut. In 2004, the National Credit Union Administration granted Members Trust a charter expansion to include associates from Cole National. This new group included associates from Pearle Vision, Target Optical, BJ’s Optical, Sears Optical

  • Kemba Credit Union
  • 8763 Union Centre Boulevard, West Chester, OH, 45069
  • Lends in Ohio
  • Kemba provides all of the services, products and resources of a bank. So you can save with us, borrow from us, invest through us. All with the same sense of security and stability you expect from a financial institution.
    But the reason to come to Kemba isn't because of the things we do like a bank, it's because of the things we do differently.

  • Guardian Savings Bank
  • 6100 West Chester Road, West Chester, OH, 45069
  • Lends in Ohio
  • Guardian Savings Bank is a leading home mortgage lender in the Cincinnati Tri-State area. We currently service over $3 billion in mortgage loans. We’re a trusted community banker. Chartered in 1895 with one branch in Cincinnati, Ohio, we’ve grown to 12, full-service branches in Cincinnati, Northern Kentucky and Lexington.