USDA Vs. FHA your options comparison in Four-Bridges, Butler County, OH

In 2025, the USDA loan limit for Four-Bridges in Butler county, OH, is $285,000. For a single-family residence, the FHA limit is $356,362.

Use the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, assessing the required income, credit, reserves, and documents for qualification. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side to help you choose the optimal program in for your financial circumstances.

Compare loan offers from 100 lenders

2025 Loan Limits and Downpayment Requirements in Four-Bridges, Butler, OH

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conforming $548,250 3%

Available USDA and FHA Loan Options in Four-Bridges, OH

Lendersa® aims to promptly connect you with the best USDA or FHA loan options without hassle. Initiate with one of three pathways that lead to matching lenders and USDA loan programs.

Results from Lendersa's USDA loan requests and matches

Understanding USDA Loans in OH

A USDA loan, guaranteed by the Department of Agriculture—an option known as the USDA rural development loan or mortgage—is specifically for rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Highlands Mortgage, LLC
  • 56 W. Main Street, Suite 102-A, Newark, DE, 19702
  • Highlands Mortgage is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Louviers Federal Credit Union
  • 4643 Ogletown Stanton Rd, Newark, DE, 19713
  • Louviers Federal Credit Union was chartered in 1968 and has operated continuously in New Castle County since its inception. Our primary mission is to serve the financial needs of those individuals that share our core common bond. We remain a sound and well-managed institution dedicated to providing service to our membership.
  • Union Home Mortgage Corp
  • 200 Continental Dr, Suite 401, Newark, DE, 19713
  • Union Home Mortgage has guided hundreds of thousands of aspiring homebuyers through the process of achieving homeownership. Driven by the belief that homeownership should be accessible for everyone, we go the extra mile for every customer, while providing a personalized experience unmatched in the industry.
  • Community Powered Federal Credit Union
  • 1758 Pulaski Highway, Bear, DE, 19701
  • Joseph Leary, the first president of DPL Federal Credit Union, spearheaded the opening of our credit union in 1962. His goal was to "make the financial welfare of credit union members the number one priority." With that thought and the limited vision of serving the employees of the Delmarva Power & Light Company.
  • True Value Financial LLC
  • 206 Hazel Drive, Bear, DE, 19701
  • "We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending."
  • Anderson Brothers Bank
  • 101 N. Main Street, Mullins, SC, 29574
  • Anderson Brothers Bank is a full service community Bank offering a complete range of competitive loan services and deposit products. Founded in 1933, this family-owned Bank blends the elements of traditional personal service, local market awareness, and advanced technology to meet the financial needs of its customers.
  • MaggieMae
  • 511 Energy Center Dr, Suite 702, Northport, AL, 35473
  • MaggieMae is a division of Consumer First Mortgage, Inc. (CFM), a privately held residential mortgage lending corporation based in Tuscaloosa, Alabama. CFM was founded in 2000, and we hold national lending and underwriting approvals from the Federal Housing Authority (FHA), the Department of Veterans Affairs (VA),
  • Hampton Roads Educators Credit Union
  • 2130 Cunningham Drive, Hampton, VA, 23666
  • Hampton Roads Educators Credit Union, Inc. was chartered on March 10, 1954, when several educators saw the need for a financial institution that could assist school employees. These visionaries came together, and under the direction of Laura W. Twyford, the Hampton Education Association Credit Union was formed.
  • CoVantage Credit Union
  • PO Box 107, Antigo, WI, 54409
  • CoVantage, our members are all part-owners of the credit union. So when the boss calls or writes, we take notice. Because your personal privacy and financial security are so important, you can call about credit card and debit card matters 24 hours a day. For other matters, business hours, drop us a note, or send us a Secure Message from MyCoVantage
  • Preferred Bank
  • 205 Main St, Rothville, MO, 64676
  • We have serviced clients since 1904. Our success and growth over the years has come thanks to our unwavering commitment to the communities we serve, to our clients, and to our shareholders and staff. Over the years we have developed a reputation for service and product innovation that sets us apart from other banks
  • Bank of Brookfield-Purdin
  • 939 Park Circle Dr, Brookfield, MO, 64628
  • Bank of Brookfield-Purdin has full service bank facilities in Brookfield, Purdin, and Meadville in Linn County and in Winigan located in the southeast corner of Sullivan County, all locally owned, managed, and staffed with individuals living in each of these communities who want you to bank with us.