USDA Vs. FHA Pro and Con comparison in Trenton, Butler County, OH

In 2025, the USDA loan limit in Trenton, within Butler county, OH, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to contrast today's favorable USDA versus FHA rates, determining the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage tool showcases USDA, FHA, Conforming, and VA programs side by side, aiding in the choice of the most suitable program for your financial situation in Alabama.

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2025 Loan Limits and Down Payment Requirements in Trenton, Butler, OH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Trenton, OH

The aim of Lendersa® is to secure you the best USDA or FHA loan swiftly and without hassle. Begin with one of three pathways that connect you to suitable lenders and USDA loan options.

Lendersa USDA loan request and matching results

Explaining the USDA Loan in OH

A USDA home loan is backed by the Department of Agriculture, often called the USDA rural development loan or USDA mortgage. It is specifically available in rural neighborhoods. Unlike FHA loans that mandate a minimum 3.5% down payment, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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