USDA Loan Vs. FHA loan for Trenton, OH 2026

In 2026, the USDA loan limit in Trenton, within Butler county, OH, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to contrast today's favorable USDA versus FHA rates, determining the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage tool showcases USDA, FHA, Conforming, and VA programs side by side, aiding in the choice of the most suitable program for your financial situation in Alabama.

USDA and FHA Loan Options in Trenton, OH

The aim of Lendersa® is to secure you the best USDA or FHA loan swiftly and without hassle. Begin with one of three pathways that connect you to suitable lenders and USDA loan options.

Lendersa USDA loan request and matching results

Explaining the USDA Loan in OH

A USDA home loan is backed by the Department of Agriculture, often called the USDA rural development loan or USDA mortgage. It is specifically available in rural neighborhoods. Unlike FHA loans that mandate a minimum 3.5% down payment, USDA loans do not require any down payment.

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Trenton Lenders
(513) 868-5881 Lender's profile and map AllWealth Federal Credit Union 6 South 2nd Street, Suite 100, Hamilton, OH, 45011 Lends in Ohio AllWealth Federal Credit Union started as Hamilton City Employees Federal Credit Union which was officially organized on October 22, 1948 as a cooperative to provide savings opportunities and low-cost loans to City of Hamilton employees. The Credit Union began its operation with a desk in the City of Hamilton Personnel Office.
(513) 821-3335 Lender's profile and map Valley Central Bank Mortgage 6550 Princeton Glendale Rd, Hamilton, OH, 45011 Lends in Ohio Valley Central Bank first opened its doors on June 16 1884 in the back of what was known as the Fladungs Hotel and Saloon located at 421 Benson St. The association then known as the German Building and Loan grew largely because it filled a need for home loans that most banks of that time had little interest
(513) 422-8697 Lender's profile and map Sorg Bay West FCU 400 North Broad Street, Middletown, OH, 45042 Lends in Ohio Sorg Bay West Federal Credit Union Web Site. The Sorg Bay West FCU offers a full range of financial services. We are member owned, which means we can offer savings with more services, and more advantages to our members. Whether you are looking for a loan, checking account, savings
(513) 423-2921 Lender's profile and map Butler Heritage Federal Credit Union 660 N University Boulevard, Middletown, OH, 45042 Lends in Ohio BHFCU is owned and governed by its members. Members exercise their democratic control of the credit union by attending the credit union's annual meeting and electing the Board of Directors from amoung their number. The Board's function is to provide general direction and control of the affairs of the credit union
(513) 544-8391 Lender's profile and map ACF Home Loans LLC 1081 North University Boulevard, Suite C, Middletown, OH, 45042 Lends in Ohio ACF Home Loans, a professional mortgage company specializing in residential mortgages.ACF Home Loans, we will find a loan that fits each borrower.Unlike big banks that have order takers helping you with your loan, we have highly skilled & trained loan consultants.Our consultants know what it takes to get through underwriting quickly & efficiently.
(513) 422-2392 Lender's profile and map Middletown Area Schools CU 1730 Central Avenue, Middletown, OH, 45044 Lends in Ohio Middletown Teachers Credit Union. The purpose of the credit union was to give employees of the school system and their families an efficient place to do banking. Today, only our name has changed. We are committed to providing our members with efficient, quality service. We are a small credit union, and we like it that way.
(513) 726-6471 Lender's profile and map Somerville Bank 197 South Main, Somerville, OH, 45064 Lends in Ohio Our Mission is to Be a low-cost provider of financial products and services. Provide our shareholders with an above average return on their investments while managing a well-capitalized local bank. Provide a place of quality employment where employees are treated with dignity and respect.
(513) 420-8640 Lender's profile and map MyUSA Credit Union 3600 Towne Boulevard, Middletown, OH, 45005 Lends in Ohio The mission of MyUSA Credit Union is to assist member-owners in gaining personal financial success by providing and promoting the use of financial services that feature benefits and advantages over those available from other competitive sources. MyUSA Credit Union is an equal opportunity employer and service provider.
(513) 420-5179 Lender's profile and map Atrium Credit Union 6051 Market Avenue, Suite C, Franklin, OH, 45005 Lends in Ohio Atrium Credit Union is a not-for-profit financial coop offering financial services to their membership. Joining the credit union will allow you to access savings, loans, and much more. Atrium CU offers the following services to credit union members. Services available may vary at individual locations.