In the year 2026, the USDA loan limit for Middletown, located in Butler county, OH, is set at $336,500. Conversely, for a single-family home, the FHA loan limit is $472,030.
The Lendersa® USDA loan calculator is designed to assist in comparing today's top USDA and FHA rates. It helps establish the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator provides side-by-side comparisons of USDA, FHA, Conforming, and VA loans, aiding you in determining the best program for your unique financial situation in .
Loan Limits and Downpayment Requirements for 2026 in Middletown, County of Butler, OH
Loan Category
Max Loan Amount
Down Payment Needed
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Options in Middletown, OH
The primary goal of Lendersa® is to efficiently connect you with the best possible USDA or FHA loans, without hassle. Opt for one of three pathways leading to compatible lenders and relevant USDA loan programs.
A USDA home loan is insured by the U.S. Department of Agriculture, also known as the USDA rural development loan or USDA mortgage. These loans are available only in rural areas. Whereas FHA loans necessitate a minimum down payment of 3.5%, USDA loans do not require any down payment, making them a more accessible option for some homebuyers.
Middletown Teachers Credit Union. The purpose of the credit union was to give employees of the school system and their families an efficient place to do banking. Today, only our name has changed. We are committed to providing our members with efficient, quality service. We are a small credit union, and we like it that way.
6 South 2nd Street, Suite 100, Hamilton, OH, 45011
Lends in Ohio
AllWealth Federal Credit Union started as Hamilton City Employees Federal Credit Union which was officially organized on October 22, 1948 as a cooperative to provide savings opportunities and low-cost loans to City of Hamilton employees. The Credit Union began its operation with a desk in the City of Hamilton Personnel Office.
Valley Central Bank first opened its doors on June 16 1884 in the back of what was known as the Fladungs Hotel and Saloon located at 421 Benson St. The association then known as the German Building and Loan grew largely because it filled a need for home loans that most banks of that time had little interest
The mission of MyUSA Credit Union is to assist member-owners in gaining personal financial success by providing and promoting the use of financial services that feature benefits and advantages over those available from other competitive sources. MyUSA Credit Union is an equal opportunity employer and service provider.
Atrium Credit Union is a not-for-profit financial coop offering financial services to their membership. Joining the credit union will allow you to access savings, loans, and much more. Atrium CU offers the following services to credit union members. Services available may vary at individual locations.
Peoples First Savings Bank, believed to be the oldest local company in Mason, OH, is a rock solid, full-service banking institution serving residents and businesses in Warren County, as well as neighboring Hamilton and Butler counties, Ohio. Founded in 1909 as a mutual savings and loan, we continue to be supported by local business and community le
Trust Federal Credit Union. In 2002, our current membership base was further expanded to include Sunglass Hut. In 2004, the National Credit Union Administration granted Members Trust a charter expansion to include associates from Cole National. This new group included associates from Pearle Vision, Target Optical, BJ’s Optical, Sears Optical
8763 Union Centre Boulevard, West Chester, OH, 45069
Lends in Ohio
Kemba provides all of the services, products and resources of a bank. So you can save with us, borrow from us, invest through us. All with the same sense of security and stability you expect from a financial institution. But the reason to come to Kemba isn't because of the things we do like a bank, it's because of the things we do differently.
Guardian Savings Bank is a leading home mortgage lender in the Cincinnati Tri-State area. We currently service over $3 billion in mortgage loans. We’re a trusted community banker. Chartered in 1895 with one branch in Cincinnati, Ohio, we’ve grown to 12, full-service branches in Cincinnati, Northern Kentucky and Lexington.
