USDA Vs. FHA Pro and Con comparison in Middletown, Butler County, OH
In the year 2025, the USDA loan limit for Middletown, located in Butler county, OH, is set at $336,500. Conversely, for a single-family home, the FHA loan limit is $472,030.
The Lendersa® USDA loan calculator is designed to assist in comparing today's top USDA and FHA rates. It helps establish the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator provides side-by-side comparisons of USDA, FHA, Conforming, and VA loans, aiding you in determining the best program for your unique financial situation in .
Loan Limits and Downpayment Requirements for 2025 in Middletown, County of Butler, OH
Loan Category
Max Loan Amount
Down Payment Needed
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Options in Middletown, OH
The primary goal of Lendersa® is to efficiently connect you with the best possible USDA or FHA loans, without hassle. Opt for one of three pathways leading to compatible lenders and relevant USDA loan programs.
A USDA home loan is insured by the U.S. Department of Agriculture, also known as the USDA rural development loan or USDA mortgage. These loans are available only in rural areas. Whereas FHA loans necessitate a minimum down payment of 3.5%, USDA loans do not require any down payment, making them a more accessible option for some homebuyers.
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