USDA VS FHA in Middletown, Butler County, OH

In 2025, USDA loan limit in Middletown, county of Butler, OH is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Middletown, county of Butler, OH

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Middletown, OH

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Ohio?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Torch Lake Federal Credit Union
  • 400 Hecla Street, Calumet, MI, 49913
  • In the mid-1950s, a group of like-minded community members gathered with the foresight to see a need for an alternative way of “banking”. With this ambition, our founders created the Torch Lake Council #2713 Knights of Columbus Federal Credit Union - quite a mouthful! Our credit union was formally established on February 16, 1955
  • Landmands Bank
  • 201 South Division Street, Audubon, IA, 50025
  • Landmands Bank began in 1909. At Landmands Bank you are a face and a name, not a number or a quota. As we work diligently to provide you with personal service, we recognize that our success depends on your success. That's why we strive to provide you with quality financial products
  • The Bendena State Bank
  • 933 Friendship Road, Bendena, KS, 66008
  • Bendena State Bank was chartered on January 13, 1904 and open for business February 3 of the same year. The Bank was located at the corner of Main & Commercial Streets in Bendena. The first Board of Directors consisted of J. H. Hamilton, A. L. Wynkoop, J. P. Severin, Walter Zimmerman and A. F. Albers.
  • First Central Savings Bank
  • 70 Glen Street, Glen Cove, NY, 11542
  • First Central Savings Bank has grown from a simple concept to what we are today: a vibrant, thriving, all-inclusive community bank that hasn’t wavered from its original aim of friendly, personalized service. We are committed to enriching our communities, driving local economic growth, and cultivating lasting relationships.
  • Rhinebeck Bank
  • 6414 Montgomery Street, Rhinebeck, NY, 12572
  • Rhinebeck Bank is a full service, locally focused bank headquartered in Poughkeepsie, NY. We offer a full range of personal checking, savings, money market and certificates of deposit as well as, home equity lines of credit and mortgages. For commercial customers we offer a broad variety of products and services for sole proprietors, partnerships.
  • The Putnam County National Bank of Carmel
  • 43 Gleneida Ave, Carmel, NY, 10512
  • Putnam County National Bank was established in 1865. We are locally owned and operated. We have been delivering exceptional service to our customers and the communities we serve for over 150 years! Our high level of personal service and dedication is evident as we strive to satisfy our customers' financial needs and improve our communities.
  • Flushing Bank
  • 260e Rxr Plaza, Uniondale, NY, 11556
  • Flushing Bank serves consumers, businesses, professionals, corporate clients, and public entities by offering a full complement of deposit, loan, equipment finance, and cash management services through its banking offices located in Queens, Brooklyn, Manhattan, Nassau County and Suffolk County.
  • Cliffco Mortgage Bankers
  • 70 Charles Lindbergh Blvd, Suite 200, Uniondale, NY, 11553
  • Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local communities, we pride ourselves on walking our customers through every step of the mortgage loan process.