USDA Vs. FHA your options comparison in Oxford, Butler County, OH
For the year 2025, the USDA loan limit in Oxford, county of Butler, OH is set at $336,500, whereas the FHA limit for a single-family home is defined as $472,030.
Leverage the Lendersa® USDA loan calculator to compare today's best USDA against FHA rates. It helps in identifying the income, credit criteria, reserves, and documentation needed to qualify. Our advanced mortgage calculator allows you to evaluate USDA, FHA, Conforming, and VA programs side by side, assisting you to choose the best loan option in Alabama for your specific financial setting.
Insights into 2025 Loan Limits & Down Payment Requirements in Oxford, Butler, OH
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Possibilities in Oxford, OH
The mission of Lendersa® is to secure the most advantageous USDA or FHA loan quickly and effortlessly. Opt for one of three initial approaches that pair you with lenders suited to USDA loan programs.
The USDA home loan, a government-backed loan by the Department of Agriculture, widely referred to as the USDA rural development loan or USDA mortgage, is exclusively available in rural areas. In contrast to FHA loans requiring a minimum of 3.5% down payment, the USDA mortgage doesn't necessitate any down payment at all.
"At Radius Federal Credit Union, we believe that all of us share common
goals, but we nurture individual dreams. Those dreams inspire your
decisions, drive your ambitions, and revolve around what’s truly
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Residential Mortgage Network, Inc. is a mortgage bank providing USDA Rural Development, VA, Conventional, FHA and New Construction Loans to borrowers throughout the state of Iowa.Since 1987, our loan officers have been passionate about providing excellent home loan programs and outstanding customer service.
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
CLARITY ONE RICH GROUP LLC excels in simplifying financial empowerment. Led by industry expert Ezekiel Williams, our dynamic firm is committed to transforming your financial journey. Harness our expertise to unlock smart investment strategies and insightful financial guidance. Connect with us today to embrace clarity and success in your financial p
When we formed back in 2007, we felt that our community deserved the personal and professional service that only a local bank could deliver. We made it our goal to ingrain ourselves into the community, to learn its unique needs and to take our knowledge to serve the business owners, entrepreneurs, homeowners and consumers in our market.
980 Johnson Ferry Road, Suite 190, Atlanta, GA, 30342
Northside Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid
We are a direct lender and are approved as a seller and servicer by the Federal National Mortgage Association (Fannie Mae) and the Government National Mortgage Association (Ginnie Mae). We operate as a Federal Housing Administration (FHA) Direct Endorsement Lender and a Veterans Administration (VA) authorized underwriter.
White Oak Financial to obtain your home loan, you'll be amazed at how quickly and simply the loan process moves. Before you know it, you'll have a mortgage that suits your lifestyle and your financial goals. At White Oak Financial, we understand that people buy homes for different reasons.
Commercial Loan Direct (CLD Capital) is a correspondent and an mortgage banker. Commercial Loan Direct has partnered with institutional investors, Fannie Mae, Freddie Mac, FHA, SBA, USDA, life insurance companies, banks and real estate investment trusts to bring you a wide selection of additional financing vehicles.
Citizens State Bank, with assets over $400 million, is one of the largest financial institutions in the state of Iowa. We operate seven banking offices & 12 ATMs in four Iowa counties. Citizens State Bank provides a full line of banking, brokerage, insurance, investment, mortgage, income, trust & payment service products to consumers & businesses.
