USDA VS FHA in Plain-City, Madison County, OH

In 2026, the USDA loan limit for Plain-City, in the county of Madison, OH, is $318,300. The FHA loan limit for a single-family home is $397,900.

Utilize Lendersa®'s USDA loan calculator to evaluate the current USDA and FHA best rates. Determine the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the best program for your financial needs in .

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2026 Loan Limits and Down Payment Requirements in Plain-City, Madison, OH

Loan Type Loan Limit Down Payment
USDA $318,300 0%
FHA $397,900 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Choices in Plain-City, OH

Lendersa® aims to promptly secure the best USDA or FHA loan for you without hassle. Choose from three starting options that connect you with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Explaining USDA Loans in OH

A USDA home loan is a government-guaranteed mortgage from the Department of Agriculture, also called a USDA rural development loan. It's available exclusively in rural areas. While FHA loans need a minimum of 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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