USDA Vs. FHA your options comparison in Plain-City, Madison County, OH

In 2025, USDA loan limit in Plain-City, county of Madison, OH is $318,300 while FHA limit is $397,900 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Plain-City, county of Madison, OH

Loan Type Loan Limit Down payment
USDA $318,300 0%
FHA $397,900 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Plain-City, OH

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Ohio?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Sandy Inosencio
  • 5889 S. Williamson Blvd. Ste. 210, Port Orange, FL, 32128
  • "Established 1994Sandra Inosencio is your premier mortgage professional located in Port Orange, Florida. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Florida area."
  • Community Bank
  • 104 S Main St, Bristow, OK, 74010
  • Community Bank of Bristow has proudly served Creek County and the town of Bristow since 1924. At Community Bank of Bristow, we work hard to exceed your expectations every day. Member FDIC. Equal Housing Lender. Bristow was designated as the county seat for Creek County at statehood when its population was 1,134. However,
  • SpiritBank
  • 601 North Main St, Bristow, OK, 74010
  • SpiritBank offers a spirited approach to banking with a full-line of banking products and services. We have the resources you need to help you with your business and personal banking needs. The person posting is an employee of the bank, anything posted may contain a personal opinion, and not necessarily the opinion of SpiritBank.
  • Bank of Winnfield & Trust Company
  • 200 W Main St, Winnfield, LA, 71483
  • The Bank of Winnfield opened its doors in 1901 – serving the Winn Parish community during an era most people can hardly imagine today. The bookkeeping was done by hand with pen and ink, and the bank was lighted using kerosene lamps. From these humble beginnings and throughout more than a century of social, political and economic upheavals.
  • First National Bank & Trust Company of McAlester
  • 235 E. Choctaw, McAlester, OK, 74501
  • First National Bank & Trust Co., of McAlester, OK, was established in 1896 and has consistently met the financial needs of the citizens of McAlester, Pittsburg County. At FNB, we offer a wide variety of loans, deposit and financial services in order to meet the needs of consumers, small businesses, agricultural, retail and commercial customers.
  • Landmark Bank
  • 12225 St. Helena Street, Clinton, LA, 70722
  • Landmark Bank was founded in August, 1897, and capitalized with $15,000 from local investors who recognized the need for the community to have a bank to call its own. The original management team of The Hon. D. W. Pipes (President), E. J. Buck (Vice President) and H. H. Forrestor (Cashier) established our commitment to personal service from the ver
  • Carson Bank
  • 122 West Main Street, Mulvane, KS, 67110
  • Our purpose at Carson Bank is to strengthen our home communities by providing knowledgeable and trustworthy financial solutions to fulfill individual, commercial, and public financial needs. The As your trusted advisor and friend, We are attentive, caring, and accommodating to every customer who visits our bank.
  • Meritrust Credit Union
  • 151 N Main Street, Wichita, KS, 67202
  • It's not just a job. It's a family work environment putting you first. Team Meritrust is making our world a better place for our members and communities, one exceptional service experience at a time. With a mission of improving the lives of members and the communities we serve.
  • Southwest National Bank
  • 400 E Douglas Ave, Wichita, KS, 67202
  • Southwest National Bank’s original bank charter was granted to L. S. Naftzger on March 15, 1915 to do business as Southwest State Bank. After eight years of operation, Southwest State Bank received authority to expand its operation as a national bank and remains today as one of only three banks in Wichita to survive the Great Depression of 1929.
  • Kanza Bank
  • PO Box 781870, Wichita, KS, 67278
  • KANZA Bank is a family-owned community bank founded in 1905 by Kansas farmers, ranchers and businessmen. Now in its second century of serving customers, KANZA Bank has locations in Kingman, Anthony, Wichita and Hutchinson. Today, KANZA Bank is led by a fifth generation of Boyers, John E. Boyer IV, Chairman; and Clark E. Boyer, CEO/President