USDA Vs. FHA Pro and Con comparison in Powell, Delaware County, OH

In 2025, for the city of Powell, located in Delaware county, OH, the USDA loan limit is $351,400. For a single-family home, the FHA limit is $488,750.

Use the Lendersa® USDA loan calculator to compare today's USDA and FHA rates, determining necessary income, credit, reserves, and documents to qualify. Our advanced mortgage tool displays USDA, FHA, Conforming, and VA programs side by side, aiding your decision on the best financial program for you in Alabama.

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2025 Loan Limits and Downpayment Requirements in Powell, Delaware, OH

Loan Type Loan Limit Down Payment
USDA $351,400 0%
FHA $488,750 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Powell, OH

Lendersa® aims to secure the best USDA or FHA loan for you swiftly and effortlessly. Choose one of three pathways to find matching lenders and suitable USDA loan programs.

Lendersa USDA loan request and dual results

What is a USDA Loan in OH?

The USDA home loan, backed by the Department of Agriculture and known as the USDA rural development loan, is strictly for rural neighborhoods. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • We are committed to earning your trust and loyalty by providing you with the highest quality home loans at the best possible terms. Our team of mortgage professionals has built a reputation of uncompromising integrity and unwavering commitment to doing what is best for our customers.
  • Reverse Mortgage Reality
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  • Sunvest Mortgage Group LLC
  • 12794 Forest Hill Blvd, Suite 29, Wellington, FL, 33414
  • At Sunvest Mortgage Group, LLC we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Sunstate Mortgage LLC
  • 12769 Forest Hill Blvd, Suite 1A, West Palm, FL, 33414
  • sunny South Florida, we are committed to making the mortgage process as simple as possible help make your dreams of becoming a homeowner a reality and also We can place all types of mortgages including purchases, refinances, equity takeouts, debt consolidations, renewals and mortgages for self employed.
  • 5 Star Financial Group - Tampa Mortgage Lender
  • 1503 South US Hwy 301, STE 109, Wellington, FL, 33414
  • 5 Star Financial Group your resource for all your Tampa Bay mortgage and real estate needs. We offer many different types of home loan products along with many refinance options. Tampa Bay USDA loans are one of our biggest specialties. The USDA loan or rural development loan is a great program that can get you in a new home with no money down.
  • 1st Mortgage Solution
  • 420 FL-7 #174, Wellington, FL, 33414
  • 1st Mortgage Solution group, Inc is a mortgage Broker Company. we are licensed in Florida . we work to help you find the best refinance options for your individual needs We have partnered with some of the best Home Loan providers in the country to ensure that you receive the best refinance options available
  • Gold Star Mortgage Financial Group
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  • Founded in 2000 and headquartered in Ann Arbor, MI, Gold Star Mortgage Financial Group, Corporation is a direct lender and one of the nation’s premier mortgage companies, originating billions in home loans across the United States. Named one of the fastest growing companies by Inc.
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  • 1404 E Milam Street, Mexia, TX, 76667
  • Centex Citizens received its original charter in 1954 as Mexia State School Credit Union to serve the employees of Mexia State School. It was virtually operated on a "back-pocket" system with a signature and handshake being all that was required for employees to make small loans. With each passing year, the membership and assets grew.