USDA and FHA Pro and Con in Sylvania, Lucas County, OH
For 2025, the USDA loan limit in Sylvania, part of Lucas county in OH, is $336,500, while the FHA limit for a single-family home is $472,030.
Use Lendersa® USDA loan calculator to compare the current top rates between USDA and FHA. Determine your needed income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best program for your financial circumstances in .
Loan limits and down payment requirements for 2025 in Sylvania, county of Lucas, OH
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA loan options in Sylvania, OH
Lendersa® aims to find you the ideal USDA or FHA loan promptly and easily. Start with one of three pathways that connect you to lenders and USDA loan opportunities.
The USDA home loan is a government-backed loan by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, available solely in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA mortgages do not need any down payment, making them attractive for eligible rural buyers.
Cheektowaga Community Federal Credit Union has been open since 1959. The credit union has assets totaling $11.74 Million and provides banking services to more than 1, 000 members.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
Fort Ligonier FCU was established in 1958 for the benefit of all the employees of Ligonier Valley School District. At that time the employees saw a need for a local credit union where the members could save and borrow money locally. The credit union has assets totaling $3.08 Million and provides banking services to more than 400 members.
With over 80 years of outstanding service, Niagara Regional FCU’s mission remains the same: Providing the complete banking experience by adapting our products to meet the needs of our growing membership, staying current with the latest technology, retaining staff and volunteers who educate every member on a personal level to meet individual needs.
Our mission is to serve our customers with honesty, integrity and experience. We use our expertise to provide home loans to A++ clients and credit challenged clients alike. Our objective is to provide each customer with the lowest interest rate for thier situation and the best product type available for your needs.
One of the earliest financial institutions in Jessamine County was the Farmers Exchange Bank, located on the corner of Main and Walnut Streets in Nicholasville. As with many individuals and businesses, they experienced financial hardships during the depression of the late 1920’s early 1930’s.
111 Franklin Street, Room 224, Johnstown, PA, 15901
G.A.P. FCU originally started out as Cambria County U.S. Employees Federal Credit Union in 1937. They operated out of a cash box on the first floor of the Johnstown Post Office building, and was renamed to Johnstown, PA Post Office Employees Federal Credit Union in 1941. Credit unions are focused on people, not profits.
AmeriServ Financial, Inc., A bank holding company, is the parent of AmeriServ Financial Bank®, AmeriServ Trust & Financial Services Company, and West Chester Capital Advisors. AmeriServ Financial, Inc. trades on the NASDAQ Stock Exchange under the symbol ASRV.
At AmeriServ, we believe banking is about more than money.
AFGM Enterprises Federal Credit Union is a member-owned not for profit financial institution. The Credit Union's motto is "Not for profit, not for charity, but for service". We strive to provide value and convenience in all our financial products and services. Your membership is very important to us.
