USDA Vs. FHA your options comparison in Sylvania, Lucas County, OH

For 2025, the USDA loan limit in Sylvania, part of Lucas county in OH, is $336,500, while the FHA limit for a single-family home is $472,030.

Use Lendersa® USDA loan calculator to compare the current top rates between USDA and FHA. Determine your needed income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best program for your financial circumstances in .

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Loan limits and down payment requirements for 2025 in Sylvania, county of Lucas, OH

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA loan options in Sylvania, OH

Lendersa® aims to find you the ideal USDA or FHA loan promptly and easily. Start with one of three pathways that connect you to lenders and USDA loan opportunities.

Lendersa USDA loan request and results

Understanding USDA Loans in OH

The USDA home loan is a government-backed loan by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, available solely in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA mortgages do not need any down payment, making them attractive for eligible rural buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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