USDA Loan Vs. FHA loan for Verdigris, OK [Rogers County ]

As of 2026, in Verdigris, county of Rogers, OK, the USDA loan limit is $336,500 compared to the FHA limit which is $472,030 for a single-family residence.

Utilize the Lendersa® USDA loan calculator to assess today’s top USDA against FHA rates and identify the income, credit rating, reserves, and documents needed for eligibility. With our sophisticated mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side to determine the best choice for your financial needs in .

USDA and FHA Loan Opportunities in Verdigris, OK

The goal of Lendersa® is to ensure you obtain the most suitable USDA or FHA loan quickly and effortlessly. Choose one of three pathways to align with lenders and USDA loan offerings.

Visual representation of Lendersa USDA loan requests and results

What Constitutes a USDA Loan in OK?

USDA home loans are backed by the Department of Agriculture and are also known as USDA rural development loans or USDA mortgages. They are exclusively available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans necessitate no down payment.

Get top 10
USDA LENDERS
customized to yout needes

(218) 824-8400 Lender's profile and map Reviews RiverWood Bank 14540 Dellwood Drive, Baxter, MN, 56425 RiverWood Bank is a network of community banks located in nine communities in Northern and Central Minnesota, including the cities of: Bagley, Baudette, Baxter, Benson, Bemidji, Big Lake, Crosslake, Monticello, and Morris. Our Mission is to Empowering employee-owners to exceed customer expectations.
(218) 825-8946 Lender's profile and map Reviews Deerwood Bank 14986 Lynwood Drive, Baxter, MN, 56425 We are committed to providing the best in financial products and services, and will search for creative solutions to your needs. Our flexibility and responsiveness to your requests allow us to tailor our services to meet your unique needs and to provide you with the best banking services available.
(269) 965-1381 Lender's profile and map Reviews Grand Trunk (Battle Creek) Employees Federal Credit Union 1275 North Raymond Road, Battle Creek, MI, 49014 Grand Trunk (Battle Creek) Employees Federal Credit Union was founded in January of 1945 by a group of railroad employees of the Grand Trunk Western Railroad Company. The purpose was to provide financial services to railroaders and their families. Membership quickly grew to 70 members in the first two months of operating
(269) 968-9251 Lender's profile and map Reviews Kellogg Community Credit Union 41 2nd St, Battle Creek, MI, 49014 Kellogg Community Credit Union, headquartered in Battle Creek, Michigan is a full service financial institution serving people who live, work, worship, or attend school in Greater Southwest Michigan. With more than $795 million in assets and over 47, 000 members through 13 branches in Battle Creek, Kalamazoo, Portage, Three Rivers, Marshall
(800) 837-8111 Lender's profile and map Reviews The Union Bank Co. 105 Progressive Drive, Columbus Grove, OH, 45830 The Union Bank Company has been committed to providing the very best banking products and services to the communities and businesses it serves throughout Northwest and Central Ohio. Headquartered in Columbus Grove, the bank has grown to include offices in Bowling Green, Columbus Grove, Delphos, Findlay, Gahanna, Gibsonburg, Kalida, Leipsic, Lewis C
(877) 350-0007 Lender's profile and map Reviews Heartland Home Mortgage 6190 Kalamazoo Ave SE, Grand Rapids, MI, 49508 Mortgage Lender and broker, funding loans for refinances and new home purchases. We specialize in conventional, FHA, VA and Rural Development and Construction Lending. We meet with our clients face to face to make sure there is a level of trust and complete understanding of the loan process.
(276) 546-2211 Lender's profile and map Reviews Lee Bank and Trust Company 41371 West Morgan Avenue, Pennington Gap, VA, 24277 Lee Bank & Trust Company was formed in 1932 when four small Lee County banks, in business as far back as the mid-1800s, merged during the Great Depression. More than eighty five years later, the bank continues to be a strong, stable, and secure institution within its communities with approximately $154 million in assets
(229) 723-3711 Lender's profile and map Reviews First State Bank of Blakely 2213 South Main Street, Blakely, GA, 39823 First State Bank of Blakely¹ was originally chartered in 1903 under the name First National Bank of Blakely and has operated continuously in Early County since its inception. The bank was owned and operated under the direction of Mr. S. G. Maddox, Sr. until his retirement in 1993.
(956) 487-4044 Lender's profile and map Reviews Starr County Teachers Federal Credit Union 1322 E San Benito Street, Rio Grande City, TX, 78582 The Starr County Teachers Federal Credit union was founded in 1968 by a group of educators. The purpose of organizing a credit union was to provide school district employees with a financial institution of their own. This institution could offer them better rates on loans and a better return on their deposits.
(800) 442-4576 Lender's profile and map Reviews West Michigan Credit Union 1319 Front Avenue NW, Grand Rapids, MI, 49504 Here at West Michigan Credit Union, we thrive on serving and supporting others. WMCU is a place where our team members make a difference, not just for our members, but for each other. Our culture empowers our team members to express individuality, celebrate our differences, and work towards our mission of helping our members.
(616) 406-3000 Lender's profile and map Reviews Mercantile Bank 310 Leonard St NW, Grand Rapids, MI, 49504 Mercantile Bank of Michigan was founded in 1997 by Directors and Bankers who firmly believe that customers, employees, and the communities they live in, are best served by financial institutions with local roots. At Mercantile Bank, we use our local Directors, our commitment to the community.