USDA Vs. FHA your options comparison in Verdigris, Rogers County, OK

As of 2025, in Verdigris, county of Rogers, OK, the USDA loan limit is $336,500 compared to the FHA limit which is $472,030 for a single-family residence.

Utilize the Lendersa® USDA loan calculator to assess today’s top USDA against FHA rates and identify the income, credit rating, reserves, and documents needed for eligibility. With our sophisticated mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side to determine the best choice for your financial needs in .

Explore loan offers from a selection of 100 lenders

2025 Loan Limits and Downpayment Requirements in Verdigris, Rogers, OK

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Verdigris, OK

The goal of Lendersa® is to ensure you obtain the most suitable USDA or FHA loan quickly and effortlessly. Choose one of three pathways to align with lenders and USDA loan offerings.

Visual representation of Lendersa USDA loan requests and results

What Constitutes a USDA Loan in OK?

USDA home loans are backed by the Department of Agriculture and are also known as USDA rural development loans or USDA mortgages. They are exclusively available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans necessitate no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Capital Mortgage Consultants Inc
  • 4040 Civic Center Drive, Suite 200, San Rafael, CA, 94903
  • "Our mission is to assist property owners with achieving their goals. We loan on all types of properties and help all types of people. Residential Refinance or Purchase-We are approved with dozens of lenders and shop for the lowest rate on your behalf. Because we are approved with many lenders, we are the Broker you want to apply with."
  • California Mortgage Advisors, Inc
  • 4304 REDWOOD HIGHWAY, SUITE 100, San Rafael, CA, 94903
  • California Mortgage Advisors, Inc. is a full service mortgage banker servicing California since 1993. CMA has built a strong reputation by providing professional and honest client consultation, highly competitive loan programs and superior customer service to our clients and Real Estate professionals.
  • Best Collateral
  • 285 Bel Marin Keys Blvd, Novato, CA, 94949
  • We’ve reinvented the pawnbroker experience. Our customers love shopping at our pawn shops, because we’ve created the look and feel of a retail store, while offering merchandise at wholesale prices. Visit our online pawn shop merchandise website to browse our entire inventory and pleasant and secure locations in Northern California, Best Collateral
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  • 372 Bel Marin Keys, Suite H, Novato, CA, 94949
  • As an independent mortgage company our goal is to provide the lowest rates and best service to our customers. Because we work with many lenders, including major banks, small lenders, insurance and trust companies, and private funds, we can offer you the most competitive rates in the industry.
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  • emortgages.com
  • 1425 N McDowell Blvd, Suite 209, Petaluma, CA, 94954
  • Emortgages.com is a California based mortgage broker company providing high quality loan services with web-based technology solutions at rates and costs that are consistently below the industry average. Our vision is to be the definitive mortgage broker that provides our customers with the highest level of service.
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  • 1930 Primrose Drive, Petaluma, CA, 94954
  • At Redwood Empire Home Loans, Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
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  • FJM Private Mortgage Fund
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  • Dryden Capital Inc.
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