In the year 2026, the USDA loan limit in St.-Helens, part of Columbia county, OR, is $414,000, whereas for a single-family home, the FHA limit is $517,500.
Use the Lendersa® USDA loan calculator to compare today's best rates between USDA and FHA, determining the income, credit, reserves, and documentation needed to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, helping you choose the most suitable program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $414,000 | 0% |
| FHA | $517,500 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® is committed to securing the best possible USDA or FHA loans quickly and without hassle. Choose from three starting points that help connect you with lenders and suited USDA loan programs.
The USDA home loan is a government-backed mortgage by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, available exclusively in rural areas. FHA loans demand at least a 3.5% down payment, but USDA loans require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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