USDA and FHA Pro and Con in St.-Helens, Columbia County, OR
In the year 2025, the USDA loan limit in St.-Helens, part of Columbia county, OR, is $414,000, whereas for a single-family home, the FHA limit is $517,500.
Use the Lendersa® USDA loan calculator to compare today's best rates between USDA and FHA, determining the income, credit, reserves, and documentation needed to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, helping you choose the most suitable program in for your specific financial needs.
2025 Loan Limits and Down Payment Requirements in St.-Helens, in Columbia, OR
Loan Type
Loan Limit
Down Payment
USDA
$414,000
0%
FHA
$517,500
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Choices in St.-Helens, OR
Lendersa® is committed to securing the best possible USDA or FHA loans quickly and without hassle. Choose from three starting points that help connect you with lenders and suited USDA loan programs.
The USDA home loan is a government-backed mortgage by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, available exclusively in rural areas. FHA loans demand at least a 3.5% down payment, but USDA loans require no down payment at all.
500 Redland Court, Suite 300, Owings Mills, MD, 21117
We specialize in helping homeowners and home-buyers and our founding, we’ve grown to become one of America’s leading mortgage companies. The key to our growth is outstanding, award-winning customer service. Our loan experts make the process fast and easy…so you can start saving money and reaching your financial goals right away
"Maryland Private Mortgage is Baltimore’s leading direct private mortgage lender. We provide the fastest and best solutions in Private Money Lending for investors, rehabbers, and Baltimore City landlords.
We offer all the resources needed to accomplish your investment goals. At Maryland Private Mortgage we do not have a one size fits"
Pathlight Home Mortgage Solutions as a full service broker in Maryland, the District of Columbia, and Virginia, I partner with some of the best lenders to deliver residential and commercial mortgages for purchases and refinances quickly with low interest rates and low closing costs.
Geico Credit Union offers savings, loans, mortgages, banking, and financial services. We're available to our members day and night. Our Help Center is here to assist you with any questions you may have. Our passion is empowering everyone to discover financial freedom. All we’re missing is you!
4445 Willard Ave, Suite 1000, Chevy Chase, MD, 20815
Congressional Bank also focuses on being a Certified Green Business in Montgomery County. Through our efforts we became the first bank to earn the Montgomery County Green Business Certification, and we are partners with Bethesda Green in their efforts to promote sustainability and be a “green” role model.
Ever since we started in 1952, we have been passionate about empowering the financial lives of our members and giving back to our local community. It's who we are. Guided by our shared values, today our commitment is stronger than ever to provide remarkable service to each and every member, while continuing to provide a full array of financial prod
Monument Home Loans is a family-owned company that emphasizes community relationships, honesty, and integrity. For 30 years, that proven dedication and trust has given our branches the resources needed to help qualified borrowers in their communities fulfill the dream of home ownership.
Jonestown Bank & Trust Co. (JBT) is a Community Bank with 13 locations serving Lebanon, Northern Lancaster and Berks Counties and surrounding communities. JBT was founded in 1873 and currently has over $657 million dollars in assets. We have been recognized as a top community bank by U.S.
