USDA and FHA Pro and Con in St.-Helens, Columbia County, OR
In the year 2026, the USDA loan limit in St.-Helens, part of Columbia county, OR, is $414,000, whereas for a single-family home, the FHA limit is $517,500.
Use the Lendersa® USDA loan calculator to compare today's best rates between USDA and FHA, determining the income, credit, reserves, and documentation needed to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, helping you choose the most suitable program in for your specific financial needs.
2026 Loan Limits and Down Payment Requirements in St.-Helens, in Columbia, OR
Loan Type
Loan Limit
Down Payment
USDA
$414,000
0%
FHA
$517,500
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Choices in St.-Helens, OR
Lendersa® is committed to securing the best possible USDA or FHA loans quickly and without hassle. Choose from three starting points that help connect you with lenders and suited USDA loan programs.
The USDA home loan is a government-backed mortgage by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, available exclusively in rural areas. FHA loans demand at least a 3.5% down payment, but USDA loans require no down payment at all.
404 Camino Del Rio South, Suite 300, San Diego, CA, 92108
Global Equity Finance was founded in 2005 and built on three guiding principles—integrity, customer service and intelligence. Equipped with comprehensive industry knowledge and a team of mortgage experts, Global has established a well-respected reputation as a trusted lender. We excel at understanding.
5353 Mission Center Road, Suite 204, San Diego, CA, 92108
Allied Pacific Financial is committed to helping you find the right mortgage product for your needs.We understand that every borrower is different, and we offer a variety of products to meet your individual requirements.We make the process of securing a mortgage simple and straightforward by offering you.
1940 Garnet Avenue, Suite 230, San Diego, CA, 92108
First Liberty Funding Corporation is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of California. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
4025 Camino Del Rio South, Suite 300, San Diego, CA, 92108
Parkwood Capital Inc. is a full service real estate brokerage. Because of our partnerships and collaborations with real estate investors, developers and investment and financial professionals, we are able to assist our customers and clients with the types of services they desire. We want to ensure that we meet your real estate and finance needs.
3530 Camino Del Rio N, Suite 206, San Diego, CA, 92108
Hop Mortgage brings decades of combined expertise in the mortgage lending industry to provide the highest level of service. Their dedication and 24/7 service to their clients is why they are chosen as the preferred lending partner of many of the areas top real estate professionals. The Hop Mortgage Team will join you on the journey of homeownership
2535 Camino Del Rio South, Suite 255, San Diego, CA, 92108
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
1011 Camino Del Rio S, Suite 420, San Diego, CA, 92108
"We specialize in advising clients in order make the right decision regarding their real estate needs. Whether you are looking to purchase, sell, refinance, or invest in a property we are here to help! We are a bilingual professional group that believes in working with integrity and honesty to create long-term relationships.
