USDA Vs. FHA Pro and Con comparison in Boardman, Morrow County, OR

As of 2026, the USDA loan limit for Boardman, located in the county of Morrow, OR, is $336,500. Comparatively, the FHA limit for a single-family home is $472,030.

To compare today's top USDA against FHA rates, utilize the Lendersa® USDA loan calculator. It helps determine the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA programs side by side, assisting you in choosing the most suitable option for your financial situation in .

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2026 Loan Limits and Down Payment Requirements in Boardman, County of Morrow, OR

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Choosing USDA and FHA Loans in Boardman, OR

Lendersa® aims to provide you with the best USDA or FHA loans quickly and with ease. Begin with one of three starting options that lead to matching lenders and exploring USDA loan programs suitable for you.

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Understanding the USDA Loan in OR

The USDA home loan, backed by the Department of Agriculture and known as a USDA rural development loan or mortgage, is available exclusively for rural areas. Unlike FHA loans that require a minimum of 3.5% down, USDA loans require no down payment at all, making them more accessible.

Enter your location to find out if it qualifies for USDA rural housing loan?