USDA Vs. FHA Pro and Con comparison in Boardman, Morrow County, OR

As of 2025, the USDA loan limit for Boardman, located in the county of Morrow, OR, is $336,500. Comparatively, the FHA limit for a single-family home is $472,030.

To compare today's top USDA against FHA rates, utilize the Lendersa® USDA loan calculator. It helps determine the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA programs side by side, assisting you in choosing the most suitable option for your financial situation in .

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2025 Loan Limits and Down Payment Requirements in Boardman, County of Morrow, OR

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Choosing USDA and FHA Loans in Boardman, OR

Lendersa® aims to provide you with the best USDA or FHA loans quickly and with ease. Begin with one of three starting options that lead to matching lenders and exploring USDA loan programs suitable for you.

Details of Lendersa USDA loan request and results

Understanding the USDA Loan in OR

The USDA home loan, backed by the Department of Agriculture and known as a USDA rural development loan or mortgage, is available exclusively for rural areas. Unlike FHA loans that require a minimum of 3.5% down, USDA loans require no down payment at all, making them more accessible.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Root Mortgage
  • 10151 SE Sunnyside Rd, Suite 220, Clackamas, OR, 97015
  • At Root Mortgage we love working with people. We have an expert team of individuals with the ultimate goal of serving our clients. We will work hard for you, your family, and your situation. That’s why we serve our clients by giving them the same advice we’d give to our family and friends.
  • The Palmer Team at Homebridge Financial
  • 10163 SE Sunnyside Rd, Suite 340, Clackamas, OR, 97015
  • Homebridge has a number of products custom-tailored to fit everyone’s individual needs. This sets us apart from our competitors. We are a local company with local employees that are willing to help make this process fast and hassle-free. We feel the home buying and mortgage process should be a fun
  • Creekside Mortgage, Inc.
  • 4601 NE 77th Ave, Suite 100, Vancouver, WA, 98662
  • You could search the Pacific NW high and low and never find a company more dedicated to you, the borrower. With more than 80+ years of combined experience in the real estate industry, our professionals work hard for you to ensure a smooth and successful transaction. We are committed to quality customer service - putting the people we serve first.
  • Cascade Northern Mortgage
  • 7710 Northeast Greenwood Drive, Suite 170, Vancouver, WA, 98662
  • Cascade Northern Mortgage is a trusted name for your mortgage needs. With nearly 4 decades of experience in the mortgage industry and licensed mortgage brokers in both Washington and Oregon, we can help you achieve the financial solution that works best for you. As experienced mortgage loan officers.
  • Northwest Adventist Federal Credit Union
  • 10333 Southeast Main Street, Portland, OR, 97216
  • Northwest Adventist Federal Credit Union was founded in 1962. Our eligible field of membership includes any current member of a Seventh-day Adventist church in Oregon, Washington, Idaho, Montana & Alaska, as well as employees of Adventist Medical Center. Immediate relatives to an existing member of the credit union are also eligible for membership.
  • IBEW and United Workers Federal Credit Union
  • 9955 SE Washington Street, Portland, OR, 97216
  • The idea to form a Credit Union was initiated in 1954 at an IBEW Local 48 union meeting by member Chester Craig. Chester was a member of another Credit Union at the time, but believed that members in the electrical trade would benefit by having their own Credit Union as well. IBEW and United Workers FCU Providing convenient, best value products.
  • Bamboo Mortgage Inc
  • 8333 Southeast Powell Boulevard, Portland, OR, 97266
  • Bamboo Mortgage We believe in face-to-face communication because mortgage finance is complex We are embedded in Jade District in S.E. Portland and have a professional office near Hwy 205. We teach clients to manage their mortgage debt which is more important than simply getting a loan and also We utilize an educational style with our customers
  • Arbor Mortgage Group
  • 209 NE Greenwood Avenue, Suite 100, Bend, OR, 97701
  • Arbor Mortgage Group, we are extremely passionate about what we do and where we live, which naturally makes us want to serve our community the best we can. For every client we have the opportunity to work with, we strive to provide an unparalleled personal, positive and professional experience.
  • Lewis & Clark Bank
  • 15960 S. Agnes Ave., Oregon City, OR, 97045
  • Lewis & Clark Bankerpreneurs share the entrepreneurial spirit with their clients who also own and have started their own businesses. Growth is a goal. But, more importantly, to be the resource and destination for small businesses who want to expand and be woven into the business fabric of their communities.
  • Clackamas Federal Credit Union
  • 270 Warner Milne Road, Oregon City, OR, 97045
  • Clackamas Federal Credit Union has been helping people and businesses like you, improve their lives. We’re a different type of financial institution that’s owned by its members, not corporate shareholders. We’re a not-for-profit dedicated to helping hard working people like you achieve your financial goals, faster.
  • Value Added Mortgage Group LLC
  • 19346 Auburn Drive, Oregon City, OR, 97045
  • Value Added Mortgage our clients see a difference. Focused on a Education, Communication and Customer first mentality our team works hard to deliver an exceptional experience in the home loan industry.Our mortgage experience is simple and streamlined with one goal – To Exceed Your Expectations.
  • Turn Key Mortgage LLC
  • 207 8th Street, Oregon City, OR, 97045
  • Our mission is to help our clients get into homeownership and to assist clients with multiple properties on how to restructure them for the best financial outcome and their growth needs. We’ll work alongside you to save you time, stress and money, while making your home purchase a quick and simple process all at no cost to you.