During 2026, the USDA loan limit in Umatilla of Umatilla county, OR is $336,500, whereas the FHA limit for a single-family residence is $472,030.
The Lendersa® USDA loan calculator helps you compare top USDA and FHA rates today and identifies the income, credit, reserves, and documents needed for eligibility. Our modern mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, guiding you toward the best choice for your financial situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® strives to swiftly and smoothly secure the optimal USDA or FHA loan for you. Choose among three pathways to connect with matching lenders and USDA loan programs.
A USDA home loan, known as a USDA rural development loan or mortgage, is backed by the federal Department of Agriculture. It is available only in rural areas. Contrary to FHA loans that require a minimum down payment of 3.5%, USDA loans need no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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