USDA VS FHA in Umatilla, Umatilla County, OR

During 2025, the USDA loan limit in Umatilla of Umatilla county, OR is $336,500, whereas the FHA limit for a single-family residence is $472,030.

The Lendersa® USDA loan calculator helps you compare top USDA and FHA rates today and identifies the income, credit, reserves, and documents needed for eligibility. Our modern mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, guiding you toward the best choice for your financial situation in .

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2025 Loan Limits and Downpayment Information in Umatilla, Umatilla County, OR

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Opportunities in Umatilla, OR

Lendersa® strives to swiftly and smoothly secure the optimal USDA or FHA loan for you. Choose among three pathways to connect with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in OR

A USDA home loan, known as a USDA rural development loan or mortgage, is backed by the federal Department of Agriculture. It is available only in rural areas. Contrary to FHA loans that require a minimum down payment of 3.5%, USDA loans need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Atomic Credit Union
  • 711 Beaver Creek Road, Piketon, OH, 45661
  • Atomic Credit Union is currently offering great rates with a variety of personal and business services, including checking and savings accounts, auto loans, mortgages and much more. Bank online or at any of our convenient locations in Athens, Beaver, Chillicothe, Jackson, Logan, Lucasville, Minford, Oak Hill, Piketon, Portsmouth, Waverly, Wellston,
  • Tuscaloosa County Credit Union
  • 2605 7th St, Tuscaloosa, AL, 35401
  • Tuscaloosa County Credit Union is a member owned and controlled financial cooperative. Our mission is to deliver satisfaction by helping our members attain or achieve financial success through personal commitment to each others "individual" needs. TCCU offers an array of services to meet your financial needs.
  • RiverFall Credit Union
  • 2520 6th Street, Tuscaloosa, AL, 35401
  • RiverFall Credit Union is a full-service, member owned financial institution that has been serving its members since 1953. Let us help you move forward with the financial future you deserve. You'll love our FREE Reward checking accounts and great rates on loans. We invite you to find your pace at RiverFall.
  • Veritas Financial Group LLC
  • 1060 Ledge Road, Medina, OH, 44256
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • COMMONWEALTH DIVERSIFIED LENDING
  • 5000 Gateway Drive, Medina, OH, 44256
  • Our business specializes in making every client feel like family. For my clients with every challenge that may be put in front of me, it is just an obstacle to get over, so that my clients will meet there goals, whether it is buying a home, financial freedom, real estate investing, or buying a business.
  • Consolidated Funding Corp
  • 2425 Medina Road, Medina, OH, 44256
  • CHM Lending is a local mortgage broker founded in 1992 and located in Medina, Ohio. Our company offers a full range of mortgage loan products including Conventional, FHA, VA, USDA, Construction, and Renovation loans. Our team has a combined over 45 years of experience in the mortgage industry.
  • Crossroads Home Loans
  • 2530 Medina Road, Suite 100, Medina, OH, 44256
  • "At Crossroads Home Loans. We are a web based Mortgage Firm. We know that each customer has specific needs, so we strive to meet those needs with a wide array of products and services. Buyers, Sellers or Refinancing. We pride ourselves on our consistent referral base from Past Clients Real Estate Agents, Broker Firms, Attorneys"
  • Premier Bank of the South
  • 101 First Avenue NW, Cullman, AL, 35055
  • Premier Bank in Cullman to meet the needs of our community. Since that time, we have served many businesses, families, and individuals throughout North Alabama.Whatever the need, the decision is made locally, by people you know and trust, who take pride in being a part of this community