In the year 2026, the USDA loan limit in Hermiston, located in the county of Umatilla, OR, is $336,500, whereas the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the top USDA and FHA rates available today. This will also help you identify the income, credit, reserves, and documents necessary to qualify. Our advanced mortgage calculator enables you to see USDA, FHA, Conforming, and VA options side by side, providing insight into which program might be the best for your financial circumstances in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The mission of Lendersa® is to quickly secure the best possible USDA or FHA loan without any hassle. Choose one of the three starting points that lead you to compatible lenders and USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the government Department of Agriculture. It is exclusively available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not necessitate any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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