USDA VS FHA in Hermiston, Umatilla County, OR

In the year 2025, the USDA loan limit in Hermiston, located in the county of Umatilla, OR, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the top USDA and FHA rates available today. This will also help you identify the income, credit, reserves, and documents necessary to qualify. Our advanced mortgage calculator enables you to see USDA, FHA, Conforming, and VA options side by side, providing insight into which program might be the best for your financial circumstances in .

Compare loan options from 100 lenders

2025 Loan Limits and Down Payment Requirements in Hermiston, Umatilla, OR

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Considering USDA and FHA Loan Choices in Hermiston, OR

The mission of Lendersa® is to quickly secure the best possible USDA or FHA loan without any hassle. Choose one of the three starting points that lead you to compatible lenders and USDA loan programs.

Lendersa USDA loan inquiry and matching outcomes

Understanding USDA Loans in OR

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the government Department of Agriculture. It is exclusively available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not necessitate any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Redwood Realty Inc.
  • 611 Veterans Boulevard, Suite 200, Redwood City, CA, 94063
  • Founded in 2003, we have established a reputation for providing our clients with unparalleled service, regular communication and always dealing with our clients in a fair manner. Redwood Realty believes that the more transparent we are the more confidence our clients have in the services we provide.
  • UMAX Mortgage
  • 2000 Broadway Street, Redwood City, CA, 94063
  • UMAX Mortgage You may be wondering how a mortgage company can assist in ‘Helping you Live Better’. Like many lenders, we offer low rates, great service and a wide array of loan options to fit your unique needs but that is just the starting point for us and also Our team of experts will seamlessly guide you through the home financing process.
  • Capital Mortgage Center
  • 558 Brewster Ave, Redwood City, CA, 94063
  • Capital Mortgage Center was established with the knowledge and efforts of highly experienced lending professionals, with an excellent reputation in the mortgage banking field. With this vast pool of experience, we have grown quickly to become a true contender in this industry. We are a dedicated team of mortgage professionals determined
  • Manufactured Home Mortgage
  • 609 Price Ave, Suite 208, Redwood City, CA, 94063
  • Manufactured Home Mortgage Full service mortgage broker specializing in manufactured housing finance and insurance. Experienced with in-park and land/home manufactured home loans of all types. Dedicated to the highest professional standards and a member of the California Manufactured Home Institue
  • RSNB Bank
  • 200 Second Street, Rock Springs, WY, 82901
  • RSNB Bank opened for business at its original location on South Main Street across from the Union Pacific depot June 10, 1892. That building still stands with engraving "National Bank of 1892" on its facade. John W. Hay, Sr. became president in 1907. Over the next 40 years, Mr. Hay oversaw the growth and management of the Bank.
  • Trona Valley Federal Credit Union
  • 2640 Foothill Blvd, Rock Springs, WY, 82901
  • "Trona Valley Federal Credi union Founded in 1963. Now, serving Sweetwater, Lincoln, Uinta, Sublette, Carbon, and Teton Counties in Wyoming and Rich, Morgan, Daggett, and Summit Counties in Utah. Mission Statement: Trona Valley is a caring partner dedicated to your financial success. Branch locations in Green River, Rock Springs, and Evanston"
  • FLANAGAN STATE BANK
  • 82901, Rock Springs, WY, 82901
  • Franklin Prestige Mortgage specializes in making your dreams of home ownership come true! If you are in need of refinancing we can help you out there as well. We have great rates and low closing cost. We pride ourselves in making your purchase or your refinance a smooth and understanding process.
  • Country Home Mortgage
  • 2001 Dewar Dr, Suite 260 Rock, Rock Springs, WY, 82901
  • Country Home Mortgage is committed to providing you with the highest quality home loans combined with some of the lowest mortgage rates available in Wyoming.Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage brokers.
  • Megadyne, LLC
  • 240 Masonic Way, Suite 511, Belmont, CA, 94002
  • Our goal is to make available the most affordable loan programs to aid you in reaching your objectives. Regardless of your circumstances, our representatives will assist you throughout the process. Whether it is a Hard Money Loan, Purchase Loan, Refinance, Commercial Loan, Residential Loan
  • Access Mortgage
  • 1900 McCarthy Blvd, Suite 100, Milpitas, CA, 95035
  • Since 1989, Access Mortgage has been committed to providing clients with the highest quality home loans, combined with some of the lowest mortgage rates available in all of California. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our expertise