USDA Vs. FHA your options comparison in Shady-Cove, Jackson County, OR
In 2025, the USDA loan limit for Shady-Cove, in the county of Jackson, OR, is set at $285,200. Meanwhile, the FHA limit is pegged at $356,500 for a single-family home.
Utilize the Lendersa® USDA loan calculator to compare today's best USDA versus FHA rates. Discover the income, credit, reserves, and documents required to qualify. With our advanced mortgage calculator, you can examine side-by-side the USDA, FHA, Conforming, and VA options, assisting in determining which program in best suits your financial needs.
2025 Loan Limits and Down Payment Requirements in Shady-Cove, County of Jackson, OR
Loan Type
Loan Limit
Down Payment
USDA
$285,200
0%
FHA
$356,500
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Shady-Cove, OR
At Lendersa®, our objective is to efficiently connect you with the ideal USDA or FHA loan without hassle. Initiate one of three pathways that link you to lenders and USDA loan programs effectively.
A USDA home loan, endorsed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is exclusively accessible in rural neighborhoods. Unlike FHA loans which necessitate a minimal down payment of 3.5%, USDA loans require no down payment, enhancing accessibility for homebuyers.
Bentley Mortgage & Real Estate Services is a unique company that is changing the way people buy, sell, and finance their homes in the greater Sacramento area. Most of our consultants are both expert mortgage consultants and associated REALTORS. From loan pre-qualification to loan approval, from house hunting to contract negotiations.
At California Home Loans we treat you like family not another number like large Banks! As a local independent broker, we have access to lower wholesale rates that big banks and retailers cannot match. We can get you to the closing table in 20 days or less. we offering to our clients Conventional, FHA, VA, USDA, Reverse and JUMBO products.
1024 Iron Point Road, Suite 1017, Folsom, CA, 95630
Real Estate Source, Inc Real Estate Source, Inc has been devoted to over 250 real estate agents in Northern California assisting them in making their business practice profitable. One of the secrets to Real Estate Source’s success has been with how transparent they are with their 100% commission package.
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100 Iron Point Circle, Suite 150, Folsom, CA, 95630
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Dara Delgado founder of the company and also she Experience, service, a strong work ethic and a high level of expertise are the four pillars upon which Dara's business has thrived through all kinds of markets. When this is combined with her communication skills and positive attitude, it's easy to see why so many past clients.
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"We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, cloud based investment tools, digital mortgages and best of all outstanding customer service!
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Sierra Capital is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
