USDA Vs. FHA Pro and Con comparison in Shady-Cove, Jackson County, OR
In 2025, the USDA loan limit for Shady-Cove, in the county of Jackson, OR, is set at $285,200. Meanwhile, the FHA limit is pegged at $356,500 for a single-family home.
Utilize the Lendersa® USDA loan calculator to compare today's best USDA versus FHA rates. Discover the income, credit, reserves, and documents required to qualify. With our advanced mortgage calculator, you can examine side-by-side the USDA, FHA, Conforming, and VA options, assisting in determining which program in best suits your financial needs.
2025 Loan Limits and Down Payment Requirements in Shady-Cove, County of Jackson, OR
Loan Type
Loan Limit
Down Payment
USDA
$285,200
0%
FHA
$356,500
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Shady-Cove, OR
At Lendersa®, our objective is to efficiently connect you with the ideal USDA or FHA loan without hassle. Initiate one of three pathways that link you to lenders and USDA loan programs effectively.
A USDA home loan, endorsed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is exclusively accessible in rural neighborhoods. Unlike FHA loans which necessitate a minimal down payment of 3.5%, USDA loans require no down payment, enhancing accessibility for homebuyers.
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