FHA Vs. USDA loan program for Shady-Cove, Jackson County, Oregon

In 2025, USDA loan limit in Shady-Cove, county of Jackson, OR is $285,200 while FHA limit is $356,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Shady-Cove, OR

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Oregon?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(334) 260-2600 2110 miles Lender's profile and map Reviews MAX Credit Union 400 Eastdale Circle, Montgomery, AL, 36117 MAX is a not-for-profit financial cooperative serving central and east Alabama and west Georgia. MAX is a full-service institution with several branch locations, myMAX.com, and MAX Online & Mobile banking services. See myMAX.com for our branch locations. As a full service financial institution, MAX offers business &, savings, home mortgages
(334) 312-7562 2110 miles Lender's profile and map Reviews Real Estate Funding 8421 Crossland Loop, Montgomery, AL, 36117 The Real Estate Funding team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(423) 869-5151 2110 miles Lender's profile and map Reviews Commercial Bank 6710 Cumberland Gap Parkway, Harrogate, TN, 37752 Commercial Bank is your neighborhood bank; and, we are a leading financial institution with the services, capabilities, and resources of regional and national banks. We understand that every customer has unique opportunities, challenges, and financial concerns. We don't expect you to fit in the same box as the next person or business.
(330) 285-5043 2111 miles Lender's profile and map Reviews Transformation Home Loans LLC 333 Jade Blvd, Streetsboro, OH, 44241 CJ Simpson is the President of Transformation Home Loans, LLC. As a mortgage broker, Transformation Home Loans will help you find a mortgage with both great rates and service, with one point of contact, clear communication and a streamlined process.broker, Transformation Home Loans will help you find a mortgage with both
(330) 832-1371 2111 miles Lender's profile and map Reviews Friends and Family Credit Union 3920 Erie Street South, Massillon, OH, 44646 Friends and Family Credit Union provides loans, savings, checking and other financial services to anyone who lives, works, worships or attends school in Stark County, Ohio. We also provide financial services to businesses and organizations in Stark County.We are a full-service cooperative financial institution with over $90 million in assets
(330) 479-3130 2111 miles Lender's profile and map Reviews Golden Circle Credit Union Inc 4118 Lincoln Way East, Massillon, OH, 44646 Golden Circle Credit Union is a not-for-profit financial cooperative. It is our goal to promote thrift, savings, and the wise use of credit to help our members manage and control their financial well-being. Golden Circle Credit Union has been serving the financial needs of our member since 1940.
(865) 523-0757 2112 miles Lender's profile and map Reviews New South Credit Union 3261 North Mall Road, Knoxville, TN, 37924 New South Credit Union is unique and distinct from any bank. Unlike banks that are in business to make profit, New South is a not-for-profit institution organized to promote thrift and provide credit to members. Yes, we offer savings and checking accounts, loans, and many other financial services that banks offer.
(330) 494-8775 2112 miles Lender's profile and map Reviews First Ohio Community Federal Credit Union 8200 Cleveland Avenue NW, North Canton, OH, 44720 The credit union was established on November 30, 1937 as the Hoover Employees Federal Credit Union. Thanks to progressive thinking by the Board of Directors, a community charter was obtained in 1980. This new charter opened the field of membership essentially to everyone living or employed in North Canton, Ohio.
(330) 673-9827 2113 miles Lender's profile and map Reviews Hometown Bank OH 142 North Water Street, Kent, OH, 44240 We opened in Kent in 1898 as a state-chartered building & loan association called Home Building & Loan Company. Early services were limited to financing area homes. After many years as a successful building & loan, we changed our name in 1953 to Home Savings and Loan Association, having taken on more in the way of services to savers and borrowers.
(330) 526-2075 2113 miles Lender's profile and map Reviews DN Community Federal Credit Union 3964 Fulton Drive NW, Canton, OH, 44718 DN Community Federal Credit Union was founded on June 24, 1954 as Diebold Employees Credit Union. The original field of membership included employees of the Canton and Malvern, Ohio plants of Diebold, Inc. and their immediate families. The credit union was organized with the purpose "to provide a convenient place for employees to save regularly
(330) 493-8325 2113 miles Lender's profile and map Reviews Stark Federal Credit Union 4100 Dressler Rd, Nw Canton, OH, 44718 In 1960, teachers and administrators at Plain Local Schools wanted an alternative to big, for-profit banks.They got together & opened our credit union on January 16, 1961.There was no online banking, debit cards or even checking accounts.Instead, they operated out of a shoe box. It was a place for some people to save money & others to borrow money.