USDA Vs. FHA your options comparison in Corvallis, Benton County, OR

In 2025, the USDA loan limit for Corvallis in the county of Benton, OR, is established at $386,400. Meanwhile, the FHA loan limit for a single-family home is set at $560,050.

The Lendersa® USDA loan calculator provides a valuable tool to compare today’s leading USDA and FHA rates. Determine the income, credit score, reserves, and required documentation necessary for qualification. Our advanced mortgage calculator allows you to examine USDA, FHA, Conforming, and VA options side-by-side, assisting you in selecting the right program for your financial needs in .

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2025 Loan Limits and Downpayment Requirements in Corvallis, County of Benton, OR

Loan Type Loan Limit Down Payment
USDA $386,400 0%
FHA $560,050 3.5%
Conventional Conforming $726,200 3%

Understanding USDA and FHA Loan Options in Corvallis, OR

Lendersa® aims to quickly connect you with the best USDA or FHA loan options, streamlining the process. Choose from three initial steps to find lenders and USDA loan programs that match your needs.

Lendersa USDA loan request and matching results

Defining the USDA Loan in OR

A USDA home loan, guaranteed by the Department of Agriculture, which is also known as a USDA rural development loan or USDA mortgage, is available exclusively for rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans do not necessitate any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Signal Financial Federal Credit Union
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  • Signal Financial Federal Credit Union is a full-service financial institution headquartered in Kensington, Maryland. Established in 1947, Signal now operates seven full-service branch offices in the District of Columbia, Maryland, and Virginia. Membership is open to select employer groups in the area, as well as individuals who live, work.
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  • 280 Park Street, Tupper Lake, NY, 12986
  • We are proud that Adirondack Regional Federal Credit Union can serve all community members who live, work, worship, or attend school in Clinton, Essex, and Franklin Counties of NY state and their immediate family members. Businesses and other legal entities located in these counties are also eligible for credit union services.
  • TruEnergy Federal Credit Union
  • 6801 Industrial Road, Springfield, VA, 22151
  • Since 1939, TruEnergy Federal Credit Union (formerly Washington Gas Light Federal Credit Union) has been a not-for-profit, member-owned financial cooperative. Every TruEnergy FCU member owns an equal share of the credit union, allowing us to offer lower loan rates and higher dividend yields.
  • Citizens Savings Bank
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  • Citizens Savings Bank is a local community bank that has been serving Northeastern PA for over 100 years. We have 7 locations and offer 24/7 online services such as mobile banking with mobile check deposit & online banking and bill pay. Customers can easily open an account or apply for a loan online.
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  • Hemisphere Home Loans is licensed by the Pennsylvania Department of Banking & Securities. We have been helping homeowners achieve their goals since 1999. We take pride in providing a professional yet personal experience for each and every borrower steve has been in the mortgage industry for over 25 years and takes pride in helping each borrower.
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  • Virginia Partners Bank® and Maryland Partners Bank® because we believe that our residents and businesses deserve a local bank. We enjoy living here and getting to know our neighbors, the people we do business with. We’re active in the community, love its history, and offer support by donating our time, talents, and resources.
  • Security Trust Mortgage LLC
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