USDA VS FHA in Corvallis, Benton County, OR

In 2026, the USDA loan limit for Corvallis in the county of Benton, OR, is established at $386,400. Meanwhile, the FHA loan limit for a single-family home is set at $560,050.

The Lendersa® USDA loan calculator provides a valuable tool to compare today’s leading USDA and FHA rates. Determine the income, credit score, reserves, and required documentation necessary for qualification. Our advanced mortgage calculator allows you to examine USDA, FHA, Conforming, and VA options side-by-side, assisting you in selecting the right program for your financial needs in .

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2026 Loan Limits and Downpayment Requirements in Corvallis, County of Benton, OR

Loan Type Loan Limit Down Payment
USDA $386,400 0%
FHA $560,050 3.5%
Conventional Conforming $726,200 3%

Understanding USDA and FHA Loan Options in Corvallis, OR

Lendersa® aims to quickly connect you with the best USDA or FHA loan options, streamlining the process. Choose from three initial steps to find lenders and USDA loan programs that match your needs.

Lendersa USDA loan request and matching results

Defining the USDA Loan in OR

A USDA home loan, guaranteed by the Department of Agriculture, which is also known as a USDA rural development loan or USDA mortgage, is available exclusively for rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans do not necessitate any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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