USDA Vs. FHA your options comparison in Corvallis, Benton County, OR
In 2026, the USDA loan limit for Corvallis in the county of Benton, OR, is established at $386,400. Meanwhile, the FHA loan limit for a single-family home is set at $560,050.
The Lendersa® USDA loan calculator provides a valuable tool to compare today’s leading USDA and FHA rates. Determine the income, credit score, reserves, and required documentation necessary for qualification. Our advanced mortgage calculator allows you to examine USDA, FHA, Conforming, and VA options side-by-side, assisting you in selecting the right program for your financial needs in .
2026 Loan Limits and Downpayment Requirements in Corvallis, County of Benton, OR
Loan Type
Loan Limit
Down Payment
USDA
$386,400
0%
FHA
$560,050
3.5%
Conventional Conforming
$726,200
3%
Understanding USDA and FHA Loan Options in Corvallis, OR
Lendersa® aims to quickly connect you with the best USDA or FHA loan options, streamlining the process. Choose from three initial steps to find lenders and USDA loan programs that match your needs.
A USDA home loan, guaranteed by the Department of Agriculture, which is also known as a USDA rural development loan or USDA mortgage, is available exclusively for rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans do not necessitate any down payment.
Oregon State Credit Union, a state-chartered credit union. Since 1954 the credit union has been a member-owned, not-for-profit financial services institution. Earnings are returned to members in the form of competitive financial offerings, more service and convenience. We exist for the benefit of our member-owners, and not to profit from them.
301 Southwest 4th Street, Suite 160, Corvallis, OR, 97333
Lends in Oregon
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Benton County Schools Credit Union is an educational employee credit union for the school districts in Benton County, Oregon. BCSCU began operation in 1953 and is still going strong today. Our mission statement is “To provide superior services and quality products in a very personal environment
Knight Financial - A Division of American Pacific Mortgage
385 NW Harrison Blvd, Corvallis, OR, 97330
Lends in Oregon
We are a full service residential mortgage firm delivering elite customer care. We designed our lender list to offer premier traditional and portfolio lending products. We are licensed in OR, WA, CA, ID & NV and have completed over 2, 600 home loans totaling over $800 million in loan volume since our inception in August of 2005.
People's Bank was founded in 1998 with the belief that as a locally owned and managed community bank, we could do a better job delivering customized, high quality banking services and products to the Rogue Valley. Our experienced bankers know our community and its people and businesses. Policies and decisions are made locally and in a thoughtful an
Expert Mortgage Group has been offering private mortgages and alternative real estate funding in Oregon since 2008, with more than 600+ privately financed mortgage transactions of all types. Over that time we have seen just about everything there is to see in real estate projects and private lending and we’d love to work with you!
Platinum Mortgage Group is a division of Finance of America Mortgage LLC |Equal Housing Opportunity | NMLS ID #1071 (www.nmlsconsumeraccess.org)| 300 Welsh Road, Building 5, Horsham, PA 19044 | (800) 355-5691 | Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act Questions, comments, concerns.
Central Willamette Credit Union story begins on October 5, 1955, at a mass meeting held under the sponsorship of Local 1141 when initial steps were taken to form a credit union for government employees in Linn County. Employees from the U.S. Bureau of Mines and the Albany and Lebanon.
OMT Mortgage offers service that is unmatched for all of our clients. Your complete satisfaction of our service and representation is our primary goal. There are many options and nuances of a mortgage transaction, and only an experienced and honest loan officer can help provide you with your best loan option or options.
Pacific Home Funding We understand what a significant part of your life your home represents. Representing security for your family, membership in a community and your most important financial investment – we stand ready to help guide you smoothly along the road to successful home ownership
