USDA Vs. FHA your options comparison in Oatfield, Clackamas County, OR
For 2025, the USDA loan ceiling for Oatfield in the county of Clackamas, OR stands at $478,400, whereas the FHA loan cap is $672,750 for single-family homes.
Utilize the Lendersa® USDA loan calculator for a comparison of current USDA versus FHA optimal rates while assessing required income, credit, reserves, and necessary documents for eligibility. Our state-of-the-art mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, helping you determine which program in aligns best with your financial scenario.
2025 loan limits and down payment requirements in Oatfield, county of Clackamas, OR
Loan Category
Loan Threshold
Initial Payment
USDA
$478,400
0%
FHA
$672,750
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA loan possibilities in Oatfield, OR
At Lendersa®, we aim to swiftly connect you with the optimal USDA or FHA loan plan, avoiding unnecessary complications. Choose from one of three initial steps that align you with matching lenders and the USDA loan schemes.
The USDA home loan, endorsed by the government Department of Agriculture, also known as the USDA rural development loan or mortgage, is exclusively for rural communities. Unlike FHA loans, which demand at least 3.5% down payment, USDA loans mandate no down payment whatsoever.
EC Lending revolutionizes the lending landscape with innovative solutions, providing resources that overcome even the most complex financial challenges. Boasting unmatched expertise, EC Lending empowers clients to secure the best terms through personalized service and cutting-edge technology. Choose EC Lending for bespoke financing, where every dre
Teachers Federal Credit Union is one of the country’s largest credit unions with $8.7 billion in assets and more than 365, 000 members across all 50 states. Founded on Long Island in 1952, Teachers is a full-service, not-for-profit financial institution that provides members with 32 full-service branches throughout Long Island, Queens and Manhattan
155 East Main Street, Suite 240, Smithtown, NY, 11787
WE started DMN Mortgage Corp. in 2006. This is a family run company that prides ourselves on helping making the mortgage process EASY! We are with you every step of the way. We work hand in hand with the best Lenders, attorneys and title companies in the business! Brett Brucaleri owner/broker at DMN Mortgage Corp.
738 Smithtown By Pass, Suite 101, Smithtown, NY, 11787
Since 1994, we have provided home mortgages for Long Island and the entire State of New York. Our corporate office is located in Smithtown, NY where we have been serving Suffolk, Nassau, Queens and Kings County communities for over 20 years. We offer a variety of mortgages to meet your home financing needs.
496 Smithtown By-Pass, Suite 308, Smithtown, NY, 11787
All Island Mortgage & Funding Corporation. A family owned and operated mortgage business. FHA approved. Established in 1989, serving all of New York, Florida, Connecticut, New Jersey, Pennsylvania, Montana, Washington State, Alaska, California, Texas. A leader in Reverse mortgage financing.
180 East Main Street, Suite 206, Smithtown, NY, 11787
Ownit's mission is to serve the needs of borrowers throughout New York State by providing great rates and excellent service. As a full service brokerage offering expertise in every area of mortgage lending from purchase to refinance to commercial lending. We have access to a full range of mortgage sources and are dedicated to finding the right loan
"We are the financial business partner you’ve been looking for! We are committed to understanding your business and the challenges you are looking to address to secure the most beneficial financing solution specifically for you.
We know you need access to working capital to ensure your business success and not all financial needs are the same.
975 W. Jericho Turnpike, Suite 3, Smithtown, NY, 11787
BRC is a family owned Long Island based mortgage company operated by Nathan Baram. With experience of over 18 years in the mortgage and real estate industry, you can be assured that you are in good hands. Competitive Mortgage products combined with a smooth and efficient process is what puts BRC above the rest. Established in 2006.
Wellness Federal Credit Union has been successfully serving 1000 of members in the healthcare field over 60 years.Wellness Federal Credit Union serves the primary financial needs of members & their families in the healthcare arena & the community. The credit union will provide financial products & services in a professional, friendly atmosphere.
