USDA Vs. FHA Pro and Con comparison in Oatfield, Clackamas County, OR
For 2025, the USDA loan ceiling for Oatfield in the county of Clackamas, OR stands at $478,400, whereas the FHA loan cap is $672,750 for single-family homes.
Utilize the Lendersa® USDA loan calculator for a comparison of current USDA versus FHA optimal rates while assessing required income, credit, reserves, and necessary documents for eligibility. Our state-of-the-art mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, helping you determine which program in aligns best with your financial scenario.
2025 loan limits and down payment requirements in Oatfield, county of Clackamas, OR
Loan Category
Loan Threshold
Initial Payment
USDA
$478,400
0%
FHA
$672,750
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA loan possibilities in Oatfield, OR
At Lendersa®, we aim to swiftly connect you with the optimal USDA or FHA loan plan, avoiding unnecessary complications. Choose from one of three initial steps that align you with matching lenders and the USDA loan schemes.
The USDA home loan, endorsed by the government Department of Agriculture, also known as the USDA rural development loan or mortgage, is exclusively for rural communities. Unlike FHA loans, which demand at least 3.5% down payment, USDA loans mandate no down payment whatsoever.
1505 Lakes Parkway, Suite 100, Lawrenceville, GA, 30043
Peach State Federal Credit Union serves more than 60, 000 members in Georgia and South Carolina. In 2012, the Board of Directors voted to change the credit union's name to Peach State Credit Union to better reflect our membership base. Peach State offers membership to the employees of our sponsor Boards of Education and many select employee groups.
1130 River Overlook Court, Lawrenceville, GA, 30043
GHL Financing Experience was birthed from years of collaboration with Consumers, Top Real Estate Professionals, & Service Focused Mortgage Lending Consultants to Deliver Best in Class Loan Products, Service, & Wealth Building Tools. GHL lifetime clients & partners receive FREE quarterly in-person and online LIVE training to help build wealth.
The Citizens Bank of Weston has been serving the people of Lewis and surrounding counties for 120 years. In 1891 the bank received its charter. The doors were opened for business in February of 1892. On October 1, 1894, the bank employed Thomas A. Whelan who was to become a banking legend in Lewis County.
BVA Federal Credit Union’s main objective is to provide outstanding financial services to its members. The credit union was chartered in 1966 as Rostraver Federal Credit Union. In 1969 the charter name was changed to Belle Vernon School Employees Federal Credit Union. The name changed again in 1999 to BVA Federal Credit Union
In March of 2005, a group of local business leaders came together with a concept, blended with veteran bankers who shared the vision for a true community bank in Opp and Andalusia. From that initial meeting, Southern Independent Bank opened its doors for business in December of 2006, bringing to our markets a fresh and service-driven institution.
Mon Valley Community Federal Credit Union has been open since 1937. The credit union has assets totaling $177.69 Million and provides banking services to more than 9, 000 members.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
ACBLA has been serving Armstrong County and the surrounding counties with quality service and a friendly smile since 1925. As a community savings and loan ACBLA takes pride in supporting and giving back to its local community of Armstrong County. By being a small hometown savings and loan,
Armstrong Associates Federal Credit Union has been open since 1958 and also Armstrong Associates Federal Credit Union believes in the philosophy of “not for profit, not for charity – but for service.” Our mission is to protect members’ assets while providing a high degree of products and services and a fair rate on loans and shares.
We believe that Real Estate Agents and Home Buyers deserve a convenient financing process and the unbiased counsel of dedicated and informed mortgage professionals. As an independent advocate working for the consumer we are able to provide better value than traditional methods of getting mortgages.
