In 2026, the USDA loan limit in Milwaukie, in the county of Clackamas, OR, is $478,400, while the FHA limit for a single-family home stands at $672,750.
Utilize the Lendersa® USDA loan calculator to assess today’s optimal USDA vs. FHA rates, helping you identify necessary income, credit, reserves, and documentation requirements for qualification. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA choices simultaneously to assist in selecting the right program in
Explore loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $478,400 | 0% |
| FHA | $672,750 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The objective of Lendersa® is to quickly connect you with the best USDA or FHA loan without hassle. Choose from three pathways to find lenders and applicable USDA loan programs.
A USDA home loan, secured by the U.S. Department of Agriculture—sometimes called a USDA rural development loan or USDA mortgage—is available only in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans have no down payment requirement.
Enter your location to find out if it qualifies for USDA rural housing loan?
|
|
|
|
|
|
|
|
Bridge Loan Guides
