USDA Vs. FHA Pro and Con comparison in Oak-Grove, Clackamas County, OR

In 2025, the USDA loan limit for Oak-Grove, located in Clackamas, OR, is $414,000. Meanwhile, the FHA limit for a single-family home stands at $517,500.

Use Lendersa® USDA loan calculator to evaluate today's top USDA vs. FHA rates and uncover necessary income, credit, reserves, and documents to qualify. Our advanced calculator allows side-by-side comparison of USDA, FHA, Conforming, and VA options, helping you select the best program for your financial needs in .

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2025 Loan Limits & Down Payment Requirements in Oak-Grove, Clackamas, OR

Loan Type Loan Limit Down Payment
USDA $414,000 0%
FHA $517,500 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Oak-Grove, OR

Lendersa® aims to swiftly connect you with the best USDA or FHA loan options. Start by picking one of three approaches to align with lenders and explore USDA loan programs.

Lendersa USDA loan requests and results

What is a USDA Loan in OR?

A USDA home loan, backed by the government Department of Agriculture and also termed as a USDA rural development loan or USDA mortgage, is available only in rural areas. In contrast to FHA loans requiring a minimum 3.5% down payment, USDA mortgages require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Perennial Mortgage Group
  • 8522 Six Forks Road, Suite 201, Raleigh, NC, 27615
  • We have been committed to providing our clients with the highest quality service combined with the lowest rates and/or costs available. We will work with you one on one to ensure you receive a financial solution that is tailored specifically to your needs. Whether you are purchasing your dream home, ReFinancing an existing loan.
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  • 9208 Falls Of Neuse Rd, Suite 101, Raleigh, NC, 27615
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  • 8512 Six Forks Rd, Suite 102, Raleigh, NC, 27615
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  • "At Triangle Lending Group, Inc., you will find an experienced team of professionals dedicated to making your home-financing transaction a remarkable experience. Triangle Lending Group was established in 2004. We’re a locally owned and operated firm that truly puts our clients first.
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