FHA Vs. USDA loan program for Oakridge, Lane County, Oregon

In 2026, the USDA loan limit in Oakridge, situated in Lane county, OR, is $336,500. In comparison, the FHA limit for a single-family home is $481,850.

Utilize the Lendersa® USDA loan calculator to effectively compare today's best rates for USDA versus FHA loans. Determine the income, credit score, reserves, and documents required for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, assisting you in selecting the optimal financial program in for your needs.

Options for USDA and FHA Loans in Oakridge, OR

The aim of Lendersa® is to provide you with the top USDA or FHA loans quickly and without hassle. Choose from one of three starting points that lead to matching lenders and access to USDA loan programs.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in OR

A USDA home loan is guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It is exclusively available in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, no down payment is needed for a USDA mortgage, enhancing accessibility for eligible homeowners.

Get top 10
USDA LENDERS
customized to yout needes

Oakridge Lenders
(541) 767-0520 Lender's profile and map Patriot Mortgage Corporation 640 N 9th St, Cottage Grove, OR, 97424 Lends in Oregon Patriot Mortgage Corp. has been serving Oregon Residents for more than a decade. Throughout our company's distinguished history, we have managed to keep our customers coming back year after year. Why is this? Well, it's simple. We give our clients what they need. Not too many mortgage brokers can say that.
(541) 323-7000 Lender's profile and map Northwestern Home Loans 906 NW Harriman Street, Bend, OR, 97703 Lends in Oregon We strive to provide you with a professional and personable team that is committed to helping you obtain home financing that fits your needs. Exceeding your expectations through our array of lending options, competitive rates and outstanding customer service is our number one goal.
(541) 241-8344 Lender's profile and map Azara Capital Solutions LLC 2583 North West Monterey Pines Drive, Bend, OR, 97703 Lends in Oregon Tracia Larimer began in the mortgage industry in 1991 after a friend prompted me to consider this field as a career choice. Through Tracia's large network of lenders, she is able to offer a diverse array of loan products and terms from my mortgage toolbox - conventional, jumbo, FHA, VA USDA and non-conforming loan products.
(541) 848-7472 Lender's profile and map High Lakes Lending LLC 2755 NW Crossing Dr., Suite 229, Bend, OR, 97703 Lends in Oregon At High Lakes Lending, LLC, we look forward to meeting with you in person any chance we can get. Please feel free to schedule a meeting to discuss your Home Buying or Refinance plans. Too busy for an in person meeting? We also will schedule meetings by phone or video conference.
(541) 746-5240 Lender's profile and map Citizens Bank 2355 Olympic Street, Springfield, OR, 97477 Lends in Oregon In April 1957, a small group of community and business leaders came together and voted to establish a home-owned bank in Corvallis. The organizers intended to fill a need for a friendly banking service dedicated to all of the community and to the building of a thriving local economy.
(541) 741-2605 Lender's profile and map Gateway Credit Union 3030 Gateway Loop, Springfield, OR, 97477 Lends in Oregon Gateway Credit Union represents a strong and secure financial institution. Still committed to quality service, GCU looks forward to many years of serving the financial needs of its membership. Gateway Credit Union (formerly known as Food Industries Credit Union) has been open since 1963.
(541) 988-9059 Lender's profile and map Emerald Empire Federal Credit Union 850 Beltline Road, Springfield, OR, 97477 Lends in Oregon Our mission is To provide members with low rates on loans and a high return on their savings as well as other financial services based upon co-operative principles. To provide our members with a convenient, friendly atmosphere and offer them the opportunity to achieve a higher standard of living with a feeling of ownership of the credit union.
(541) 302-2687 Lender's profile and map Fluent Mortgage 1245 Main Street, Springfield, OR, 97477 Lends in Oregon "FLUENT MORTGAGE CORP is in the Mortgage Bankers and Loan Correspondents industry in Springfield, OR. This company currently has approximately 1 to 5 employees and annual sales of Under $500, 000. Chris B. is the owner speak Mortgage Fluently We specialize in VA, Conforming, & Portfolio Residential Financing
541 343 9714 Lender's profile and map AIC Advanced Investment Corp 380 Q Street, Suite 240, Springfield, OR, 97477 Lends in Oregon AIC is a Eugene/Springfield OR based company offering Private Money loans for Non-Owner occupied residential as well as Commercial properties located in Oregon. AIC's common sense real estate loans are for bona fide business purposes and not intended for personal or household purposes.
(866) 341-1400 Lender's profile and map Western Mortgage Brokers, Inc. 2440 Willamette Street, Suite 201, Eugene, OR, 97405 Lends in Oregon We’re proud to be a broker, not a bank. It means we do the shopping and you get the best interest rate and advice; we are experts in what we do because all we do is mortgage financing. We are locally owned and operated. We live here, we work here, we play here. We’re your friends and neighbors, people who will put your interests first.