USDA Vs. FHA your options comparison in Three-Rivers, Deschutes County, OR

In 2025, the USDA loan limit in Three-Rivers, county of Deschutes, OR, is $368,000, while the FHA limit for a single-family home is $460,000.

Using the Lendersa® USDA loan calculator, you can compare today's best USDA vs. FHA rates, determining the necessary income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting in deciding which program in best suits your financial situation.

Explore loan offers from 100 lenders to find the most favorable terms for your needs.

2025 Loan Limits and Down Payment Requirements in Three-Rivers, County of Deschutes, OR

Loan Type Loan Limit Down Payment
USDA $368,000 0%
FHA $460,000 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Three-Rivers, OR

The goal of Lendersa® is to connect you with the best USDA or FHA loan quickly and easily. Choose one of three starting points that matches you with lenders and provides access to USDA loan programs.

Lendersa USDA loan request and matching results image

Understanding USDA Loans in OR

A USDA home loan is a government-backed mortgage through the Department of Agriculture, also called a USDA rural development loan. Exclusively available in rural neighborhoods, it requires no down payment, unlike FHA loans that mandate a minimum of 3.5% down, thus offering greater accessibility.

Enter your location to find out if it qualifies for USDA rural housing loan?



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