USDA Vs. FHA your options comparison in Three-Rivers, Deschutes County, OR

In 2025, the USDA loan limit in Three-Rivers, county of Deschutes, OR, is $368,000, while the FHA limit for a single-family home is $460,000.

Using the Lendersa® USDA loan calculator, you can compare today's best USDA vs. FHA rates, determining the necessary income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting in deciding which program in best suits your financial situation.

Explore loan offers from 100 lenders to find the most favorable terms for your needs.

2025 Loan Limits and Down Payment Requirements in Three-Rivers, County of Deschutes, OR

Loan Type Loan Limit Down Payment
USDA $368,000 0%
FHA $460,000 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Three-Rivers, OR

The goal of Lendersa® is to connect you with the best USDA or FHA loan quickly and easily. Choose one of three starting points that matches you with lenders and provides access to USDA loan programs.

Lendersa USDA loan request and matching results image

Understanding USDA Loans in OR

A USDA home loan is a government-backed mortgage through the Department of Agriculture, also called a USDA rural development loan. Exclusively available in rural neighborhoods, it requires no down payment, unlike FHA loans that mandate a minimum of 3.5% down, thus offering greater accessibility.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • PB Financial Group
  • 6380 Wilshire Blvd #1610, Los Angeles, CA, 90048
  • Pouyan Broukhim started PB Financial Group Corp in 2006, he saw a need to provide financing to many individuals who were left out of the real estate market and how the real estate market was going to be effected by subprime loans and negative amortized loans Pouyan realized that the market was going to be changing.
  • Priority One Credit Union
  • 1631 Huntington Dr, South Pasadena, CA, 91030
  • Our mission To help our member-owners and employees achieve financial fitness. We are committed to providing quality products and services that help you win with money We are proud to say that your Credit Union is financially strong and has a great future.We wonder if the first 17 members ever envisioned that we would grow to become a $207 million.
  • Huntington Group
  • 305 Pasadena Avenue South, South Pasadena, CA, 91030
  • Huntington Group is A Full Service Real Estate and Mortgage Company. Huntington Group seeks to assist potential clients with prequalification, Real Estate and mortgage services. In addition, Huntington Group can assist potential clients with Bridge or Hard Money Financing. Huntington Group serves all of Southern California.
  • Acacia Mortgage Corporation
  • 815 Fair Oaks Ave, South Pasadena, CA, 91030
  • We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs & most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.
  • Huntington Mortgage
  • 305 Pasadena Avenue South, South Pasadena, CA, 91030
  • Huntington Mortgage is your premier mortgage team located in South Pasadena, California. We pride ourselves on offering some of the most competitive rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the State of California.
  • Journey Mortgage Advisors, Inc
  • 99 Pasadena Avenue, Suite 10C-A, South Pasadena, CA, 91030
  • We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
  • Equity Smart Home Loans
  • 1499 Huntington Dr, Suite 500, South Pasadena, CA, 91030
  • We believe that life is all about the journey. Buying a home is the start of an exciting beginning that leads to financial independence & personal fulfillment. However making the right choice isn’t so obvious. We help by making the loan process simple and easy to understand so that getting a loan or refinance is just another step
  • Valhalla Home Loans
  • 2360 Huntington Drive, Suite 308, San Marino, CA, 91108
  • "Valhalla Home Loans are an online mortgage lender. We are not lead generators for other lenders. We use real-time mortgage quotes, up-front access to closing cost details, online applications, electronic document processing and e-signatures to make the mortgage process fast, easy and transparent"
  • iEccentric Realty and Mortgage
  • 1613 Chelsea Road, Suite 325, San Marino, CA, 91108
  • "iEccentric Realty and Mortgage offers a wide variety of loan programs ranging from the government VA & FHA loans to the conventional fixed program, ARM program, and Jumbo loans. The primary loan programs which we promote are the following: 10, 15, 20, and 30 Year Fixed Programs (We also exclusively offer 8,12, 22, and 27 Fixed Programs)"
  • Emory Financial
  • 2920 Huntington Drive, Suite 100, San Marino, CA, 91108
  • Emory Financial is a mortgage brokerage business that will take you through every step of the mortgage process. We take the time to understand your needs and goals before selecting the best program for you at the best available rate. Whether you're buying a new home, refinancing, consolidating debt