USDA VS FHA in Sweet-Home, Linn County, OR

In 2025, within Sweet-Home, located in Linn county, OR, the USDA loan limit reaches $285,000, whereas the FHA cap for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to evaluate the current USDA versus FHA rates, assessing necessary income, credit, reserves, and documentation for qualification. Our sophisticated mortgage calculator places USDA, FHA, Conforming, and VA options side by side, aiding you in determining which program in is optimal for your financial scenario.

Browse loan proposals from 100 lenders

2025 Overview of Loan Limits and Down Payment Requirements in Sweet-Home, Linn County, OR

Type of Loan Limit of Loan Initial Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Investigating USDA and FHA Loan Paths in Sweet-Home, OR

At Lendersa®, our aim is to efficiently secure the most suitable USDA or FHA loan quickly and without difficulties. Choose from one of three approaches that lead you to matching lenders and USDA loan opportunities.

Lendersa USDA loan applications and matching outcomes

What Does a USDA Loan Mean in OR?

The USDA home loan, supported by the Department of Agriculture, also recognized as a USDA rural development loan or mortgage, is exclusively for rural neighborhoods. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA loans do not necessitate any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • The Delaware National Bank of Delhi
  • 124 Main Street, Delhi, NY, 13753
  • The Delaware National Bank of Delhi is the oldest bank in Delaware County, and the oldest corporation in the community of Delhi. We are also the 25th oldest bank in the country, and the 3rd oldest in New York State. In 1839 we opened our doors for business on the second floor of a storefront on Delhi's Main Street. In 1841
  • Americasa Home Loans
  • 2191 Defense Hwy, Suite 304, Crofton, MD, 21114
  • Massimo Credit a Direct Lender. Whether for a first-time home buyer, a growing family or an established homeowner looking for an investment or vacation property, We offers a wide range of financing options to meet home buyer needs. Our experienced and knowledgeable loan officers will review each home buyer’s personal financial position.
  • Washingtonian Mortgage LLC
  • 2191 Defense Highway, Suite 300, Crofton, MD, 21114
  • Washingtonian Mortgage LLC will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify
  • My Mortgage, Inc.
  • 2191 Defense Hwy, Suite 304B, Crofton, MD, 21114
  • At My Mortgage, Inc., you will find an experienced team of professionals dedicated to making your mortgage transaction a remarkable experience. We pride ourselves in our fairness and honesty and we truly care about every loan transaction and each client we serve. We believe in helping everyone fulfill their goals.
  • Fidelity Bank NC
  • 1304 North Main Street, Fuquay Varina, NC, 27526
  • Fidelity Bank is a full-service financial institution with assets of approximately $3.4 billion headquartered in Fuquay-Varina, North Carolina. The Bank owns and operates 58 branches throughout North Carolina, Virginia, and South Carolina. For over 100 years, Fidelity Bank's vision has remained the same; to be the independent, sound.
  • Certified Home Loans
  • 805 Spring Forest Road, Raleigh, NC, 27609
  • Certified Home Loans, a premier mortgage broker in Raleigh, NC, specializes in offering tailored mortgage solutions to suit every homeowner's needs throughout North Carolina. We excel in securing purchase mortgages and refinance options, always with competitive rates, no closing costs or low closing costs and personalized service.
  • North State Bank
  • 6204 Falls OF Neuse Rd, Suite 100, Raleigh, NC, 27609
  • North State Bank was built on a foundation of integrity, hard work, fairness, teamwork, and consistency. These core values permeate our organization and guide our choices and our decisions We have served the Wake County, North Carolina, area since June of 2000, focusing on the professional market and small to mid-size businesses. In 2006
  • The Arkell Barnes Mortgage Team
  • 900 Ridgefield Drive, Raleigh, NC, 27609
  • We’re a primary lender. This means we process, approve, underwrite and close every loan in-house. Right down the hall from your loan officer. No sending your paperwork to other specialists all over the country. Our efficiency can compress the loan process to as few as 7 days, getting you into your home faster.