USDA Vs. FHA your options comparison in Sweet-Home, Linn County, OR
In 2025, within Sweet-Home, located in Linn county, OR, the USDA loan limit reaches $285,000, whereas the FHA cap for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to evaluate the current USDA versus FHA rates, assessing necessary income, credit, reserves, and documentation for qualification. Our sophisticated mortgage calculator places USDA, FHA, Conforming, and VA options side by side, aiding you in determining which program in is optimal for your financial scenario.
2025 Overview of Loan Limits and Down Payment Requirements in Sweet-Home, Linn County, OR
Type of Loan
Limit of Loan
Initial Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Investigating USDA and FHA Loan Paths in Sweet-Home, OR
At Lendersa®, our aim is to efficiently secure the most suitable USDA or FHA loan quickly and without difficulties. Choose from one of three approaches that lead you to matching lenders and USDA loan opportunities.
The USDA home loan, supported by the Department of Agriculture, also recognized as a USDA rural development loan or mortgage, is exclusively for rural neighborhoods. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA loans do not necessitate any down payment.
Citizens Bank of Cumberland County is a locally owned & operated bank founded in 2000 in Burkesville Kentucky. The first directors of the bank were: Joe David Brown, James Long, Todd Morgan, Richard Neikirk, Dr. Samuel Rice, Carol Ann Sells and David Spears. The founders converted a gas station/car wash into a beautifully functional bank facility.
Sun Lending USA can assist you by providing you with top-notch service, no matter what kind of KY mortgage loan you're looking for or what your individual circumstances are. Obtaining a mortgage loan is one of the most significant decisions you will ever make & it is important that you have an experienced advisor to help you every step of the way.
Louisiana Federal Credit Union has been open since 1935. It's the 11th largest credit union in Louisiana with assets totaling $473.99 Million and providing banking services to more than 36, 000 members.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups.
American South specializes in a seamless home buying experience. We are a local company focused on the client throughout the entire loan process and here to guide you every step of the way. Our customers like us because we offer competitive rates and fees, quick turnarounds on their loans, and great customer service.
Cedotal Mortgage Company is committed to helping you find the ideal mortgage product for your specific financing needs. We understand that every borrower is unique and we offer a variety of products to meet each of your individual needs. We make the process of securing a mortgage simple
Headquartered in Covington, Louisiana, Resource Bank serves the community through ten branch locations within St. Tammany, Washington, Jefferson, Orleans Parishes and East Baton Rouge Parishes. Established in 1998, the institution is owned and operated by over 450 local shareholders and has created near 160 local jobs.
Established in 1924, we not only help our neighbors achieve their financial goals, but it is an integral part of our mission to use our resources to enhance community life. We do this by investing in the events and organizations that make St. Tammany Parish home. We strive to make a tangible difference in our community.
50 Louis Prima Drive, Suite A, Covington, LA, 70433
Our credit union started as Gulf Employees-Harvey Federal Credit union on October 12, 1955. On January 1, 1975, our name was changed to Gulf Federal Credit Union. On August 28, 1985, we were re-named CUSA Federal Credit Union, as we are today. Later, two other credit unions joined CUSA Federal Credit Union, in 1989, Operators, Inc.
