USDA and FHA Pro and Con in Lebanon, Linn County, OR

In the year 2026, within Lebanon, part of Linn county, OR, the USDA loan limit is marked at $336,500. For a single-family home, the FHA limit stands at $472,030.

Leverage the Lendersa® USDA loan calculator to compare the best current USDA and FHA rates, identifying the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator lays out USDA, FHA, Conforming, and VA options side-by-side, facilitating your decision about the most suitable program in for your unique financial needs.

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2026 Maximum Loan Values and Down Payment Requirements in Lebanon, Linn, OR

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Options in Lebanon, OR

The goal of Lendersa® is to quickly and easily connect you with the best USDA or FHA loan. Initiate by selecting one out of three approaches that guide you to matching lenders and suitable USDA loan programs.

Lendersa USDA loan request and matches

Understanding USDA Loans in OR

A USDA home loan, guaranteed by the United States Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage and is specifically available in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



Lebanon Lenders

  • Willamette Community Bank
  • 333 Lyon Street SE, Albany, OR, 97321
  • Lends in Oregon
  • People's Bank was founded in 1998 with the belief that as a locally owned and managed community bank, we could do a better job delivering customized, high quality banking services and products to the Rogue Valley. Our experienced bankers know our community and its people and businesses. Policies and decisions are made locally and in a thoughtful an

  • Expert Mortgage Group
  • 420 1st Ave East, Suite B, Albany, OR, 97321
  • Lends in Oregon
  • Expert Mortgage Group has been offering private mortgages and alternative real estate funding in Oregon since 2008, with more than 600+ privately financed mortgage transactions of all types. Over that time we have seen just about everything there is to see in real estate projects and private lending and we’d love to work with you!

  • Platinum Mortgage Group
  • 220 6th Avenue SW, Albany, OR, 97321
  • Lends in Oregon
  • Platinum Mortgage Group is a division of Finance of America Mortgage LLC |Equal Housing Opportunity | NMLS ID #1071 (www.nmlsconsumeraccess.org)| 300 Welsh Road, Building 5, Horsham, PA 19044 | (800) 355-5691 | Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act Questions, comments, concerns.

  • Central Willamette Credit Union
  • 7101 Supra Drive SW, Albany, OR, 97321
  • Lends in Oregon
  • Central Willamette Credit Union story begins on October 5, 1955, at a mass meeting held under the sponsorship of Local 1141 when initial steps were taken to form a credit union for government employees in Linn County. Employees from the U.S. Bureau of Mines and the Albany and Lebanon.

  • Edgewater Financial
  • 410 N. 1st Ave, Stayton, OR, 97383
  • Lends in Oregon
  • Edgewater Financial (a trade name of Prestige Mortgage Services Inc.) is located in Salem, OR, and is Oregon’s premier mortgage broker. We understand that taking out a loan is an important process, which is why we want to make it as easy for you as possible. Our dedicated staff will be able to help you get the best loan possible.

  • Benton County Schools Credit Union
  • 2101 NW Professional Drive, Corvallis, OR, 97330
  • Lends in Oregon
  • Benton County Schools Credit Union is an educational employee credit union for the school districts in Benton County, Oregon. BCSCU began operation in 1953 and is still going strong today. Our mission statement is “To provide superior services and quality products in a very personal environment

  • Knight Financial - A Division of American Pacific Mortgage
  • 385 NW Harrison Blvd, Corvallis, OR, 97330
  • Lends in Oregon
  • We are a full service residential mortgage firm delivering elite customer care. We designed our lender list to offer premier traditional and portfolio lending products. We are licensed in OR, WA, CA, ID & NV and have completed over 2, 600 home loans totaling over $800 million in loan volume since our inception in August of 2005.

  • Oregon State Credit Union
  • 4800 SW Research Way, Corvallis, OR, 97333
  • Lends in Oregon
  • Oregon State Credit Union, a state-chartered credit union. Since 1954 the credit union has been a member-owned, not-for-profit financial services institution. Earnings are returned to members in the form of competitive financial offerings, more service and convenience. We exist for the benefit of our member-owners, and not to profit from them.

  • Capital Mortgage Source
  • 301 Southwest 4th Street, Suite 160, Corvallis, OR, 97333
  • Lends in Oregon
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • OMT Mortgage
  • 2645 Suzanne Way, Suite 2d, Eugene, OR, 97408
  • Lends in Oregon
  • OMT Mortgage offers service that is unmatched for all of our clients. Your complete satisfaction of our service and representation is our primary goal. There are many options and nuances of a mortgage transaction, and only an experienced and honest loan officer can help provide you with your best loan option or options.