USDA Vs. FHA Pro and Con comparison in Lebanon, Linn County, OR

In the year 2026, within Lebanon, part of Linn county, OR, the USDA loan limit is marked at $336,500. For a single-family home, the FHA limit stands at $472,030.

Leverage the Lendersa® USDA loan calculator to compare the best current USDA and FHA rates, identifying the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator lays out USDA, FHA, Conforming, and VA options side-by-side, facilitating your decision about the most suitable program in for your unique financial needs.

Discover loan offers from 100 lenders

2026 Maximum Loan Values and Down Payment Requirements in Lebanon, Linn, OR

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Options in Lebanon, OR

The goal of Lendersa® is to quickly and easily connect you with the best USDA or FHA loan. Initiate by selecting one out of three approaches that guide you to matching lenders and suitable USDA loan programs.

Lendersa USDA loan request and matches

Understanding USDA Loans in OR

A USDA home loan, guaranteed by the United States Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage and is specifically available in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Lending Company, L.L.C.
  • 1716 Hill Ave, Spirit Lake, IA, 51360
  • Lending Company, L.L.C. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.

  • Community Bank IA
  • 601 Iowa Ave, Dunlap, IA, 51529
  • Community Bank is a full service commercial banking institution providing modern financial services while maintaining the integrity of a "hometown" bank where decisions are made locally. Community Bank takes pride in having served the 4-County area since 1926. The headquarters of Community Bank is at 601 Iowa Ave., Dunlap, IA 51529.

  • United Bank of Iowa
  • 501 2nd St, Ida Grove, IA, 51445
  • United Bank of Iowa is a bank with operations in one state. United Bank of Iowa offers numerous mortgage programs including conventional, USDA, construction and agricultural loan mortgages.

    United Bank of Iowa is an independent financial services organization focusing on creating and maintaining personalized customer relationships

  • The State Bank of Canton, Canton, Kansas
  • 103 South Main Street, Canton, KS, 67428
  • The philosophy of the State Bank of Canton has not changed since it was founded over 125 years ago. Quality service, community involvement, and overall stability are just as important today as when the bank was incorporated on May 15th, 1895.

    The State Bank of Canton served the Canton community at 112 N Main for 79 years.

  • State Bank & Insurance of Spencer
  • 728 Grand Avenue, Spencer, IA, 51301
  • State Bank is a single-family locally owned organization, owned by Wayne and Ryan Johnson. In 1980, Wayne Johnson started Everly Bancorporation with the purchase of the Everly State Bank. Since then, State Bank has grown to $70 million in assets, with banking offices in Everly, Peterson,

  • Farmers Bank
  • 125 W 4th St, Spencer, IA, 51301
  • Our Mission - People First. Service Always. is our niche! As an independent community bank, our mission is to protect the safety of depositors funds through prudent management of risk, provide superior products and services, attract highly skilled, motivated professional employees, and create a fair return on investment to our shareholders.

  • Jackson Federal Savings and Loan
  • 414 Second Street, Jackson, MN, 56143
  • Jackson Federal is here to serve our local community and meet all their financial needs.
    We offer a full range of products and services to consumers and small businesses. Our
    goal is to blend ""personalized service"" with technology and make you our customer. Jackson Federal Savings & Loan Association was chartered in 1892.

  • LaPorte Group, Inc.
  • 614 2nd St, Jackson, MN, 56143
  • "When you decide to buy a home or refinance a mortgage, it's a big step. You can trust us to find the loan program that's best for you.
    We have helped thousands of individuals in Minnesota, Iowa and Florida over the years. Whether it was purchasing their first home or refinancing the home where they raised their family

  • The First National Bank of Fairfax
  • 16 SE 1st Street, Fairfax, MN, 55332
  • The First National Bank of Fairfax, Minnesota is a small independent community bank that is locally owned and locally managed with one office. Founded in 1910, it is located in a rural community with a population of about 1, 300 situated at the crossroads of Minnesota State Highways 4 and 19 in Renville County in Southwestern Minnesota.

  • Dynamic Mortgage Concepts, Inc.
  • 2516 Platte River Dr, Bellevue, NE, 68123
  • Dynamic Mortgage Concepts, Inc is a lender who works for you! Whether you are looking to prequalify to purchase a home, refinance your existing loan, or complete a construction loan, we have products to fit your needs! We offer A-F credit loans, and have access to several national lenders to place your loan with.