USDA and FHA Pro and Con in Ambler, Montgomery County, PA
In 2025, the USDA loan limit in Ambler, within the county of Montgomery, PA, is $381,800. Meanwhile, the FHA limit for a single-family home is $529,000.
Utilize the Lendersa® USDA loan calculator to evaluate and compare top USDA versus FHA rates today. Determine the necessary income, credit score, reserves, and documents needed to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best program for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Ambler, Montgomery, PA
Loan Type
Loan Limit
Down Payment
USDA
$381,800
0%
FHA
$529,000
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Ambler, PA
The mission of Lendersa® is to quickly provide you with the best USDA or FHA loan without hassle. Choose one of the three starting paths that lead to lenders matching with USDA loan programs.
The USDA home loan, guaranteed by the government Department of Agriculture, is also known as a USDA rural development loan or mortgage. It is exclusively available in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, the USDA mortgage comes with no down payment requirement.
The Health Alliance Federal Credit Union (HACU) began as the Somerville Hospital Employees Federal Credit Union. Our first President, Jim Mahoney and the Board of Directors had a vision to provide a cooperative means of savings and lending to the employees of the Somerville Hospital. Each member purchased shares and thus began the credit union in S
Somerville School Employees Federal Credit Union is limited to the select employee group composed solely of individual employees of the city of Somerville, Massachusetts, who are paid from the payroll of the city of Somerville, Massachusetts and who work for the Somerville School Department.
Naveo is a local not-for-profit community financial institution focused on serving its members/owners. Our mission is to assist our members with their financial needs by providing them with products and services they need in a friendly, inviting environment. As stated in our motto of “Saving Together to Lend to Each Other, ” we take member deposits
BMECU now offers now offers 24/7 mortgage approvals on-line with MortgageClick®, a full-service mortgage approval solution. Even before starting the application you can research loan options based on your financial information. MortgageClick® also contains loan calculators and educational information on the home-buying process
East Cambridge Savings Bank is a full-service mutually-held savings bank that believes in connecting with customers. The Bank was established in 1854 and is dedicated to providing businesses and individuals with a full line of banking services in the communities it serves. Headquartered in Cambridge, the Bank has locations in Arlington.
SUNY Fredonia Federal Credit Union has been open since 1974. The credit union has assets totaling $45.16 Million and provides banking services to more than 3, 000 members.
The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups
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and commercial loans with variety of programs from different mortgage lenders. Our main goal is to provide the best service to our
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