USDA Vs. FHA your options comparison in Harris, Centre County, PA
In 2025, the USDA loan cap in Harris, located in the county of Centre, PA, is set at $336,500. In contrast, the FHA limit for a single-family dwelling stands at $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate and compare today's optimal USDA versus FHA rates. Determine the essential income, credit standings, reserves, and documentation needed to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side to guide you in selecting the most suitable program for your financial situation in .
2025 Loan Limits and Downpayment Requirements in Harris, County of Centre, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Harris, PA
The mission of Lendersa® is to promptly connect you with the best possible USDA or FHA loans, without hassle. You can begin by selecting one of the three starting paths that lead you to matching lenders and USDA loan programs tailored to your specific needs.
A USDA home loan is a mortgage backed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. This type of loan is specifically available for homes located in rural neighborhoods. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, USDA loans require no down payment, providing significant flexibility and advantages to eligible rural homebuyers seeking affordable financing.
3525 North Causeway Blvd, Suite 900, Metairie, LA, 70002
Sun Mortgage Funding is a locally-owned and operated mortgage company licensed by the state of Louisiana and accredited by the Better Business Bureau. The company has been offering superior services to clients in the southeast community of Louisiana and its surrounding districts.
3317 N. I-10 Service Rd, Suite 200, Metairie, LA, 70002
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Fleur De Lis Federal Credit Union was chartered on 1951 to provide financial services to the employees of the Louisiana Department of Health in LA, employees of the credit union, members of their immediate families & organizations of such persons. The Charter was amended in January 1997 to include the Office of Health Services and Environmental.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. DSM Lending Individually prices all Loans.
Ultima Bank Minnesota originated as Farmers State Bank of Winger and was founded in 1904 in Winger, Minnesota, a small farming community in the northwest corner of the state. As typical of such communities, Winger's population peaked in the 1940's and then began to drop from about 400 to a little over 200 people today.
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