USDA Vs. FHA Pro and Con comparison in Harris, Centre County, PA
In 2025, the USDA loan cap in Harris, located in the county of Centre, PA, is set at $336,500. In contrast, the FHA limit for a single-family dwelling stands at $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate and compare today's optimal USDA versus FHA rates. Determine the essential income, credit standings, reserves, and documentation needed to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side to guide you in selecting the most suitable program for your financial situation in .
2025 Loan Limits and Downpayment Requirements in Harris, County of Centre, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Harris, PA
The mission of Lendersa® is to promptly connect you with the best possible USDA or FHA loans, without hassle. You can begin by selecting one of the three starting paths that lead you to matching lenders and USDA loan programs tailored to your specific needs.
A USDA home loan is a mortgage backed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. This type of loan is specifically available for homes located in rural neighborhoods. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, USDA loans require no down payment, providing significant flexibility and advantages to eligible rural homebuyers seeking affordable financing.
In 1923, First Option Bank (fka First National Bank) opened for business in Osawatomie, Kansas. We continue to be a locally-owned bank today and over the decades have expanded to the communities of LaCygne, Louisburg, Paola and Spring Hill. business in Osawatomie, Kansas. We continue to be a locally-owned bank today.
232 Professional Ct, Suite C1, Gulf Shores, AL, 36542
We offer Mortgages in Foley AL . We specialize in FHA, VA, USDA, Harp 2 purchase and refinance products. We serve the Gulf Shores, AL community. We offer Mortgages in Gulf Shores AL . We specialize in FHA, VA, USDA, Harp 2 purchase and refinance products. We serve the Gulf Shores, AL community.
The Barr Group Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
At Ridge View Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
We constantly work on delivering the best loan services to our clients. Our team will walk you through every step of the loan application and approval process – from answering questions, to closing your loan quickly. We have satisfied clients all over Central Florida and one of the fastest closing rates offered by any mortgage company.
Homeland Lending is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
The Florida Mortgage Firm serves the entire state of Florida and is committed to adhering to the policies of all fair-lending laws, such as the Equal Credit Opportunity Act, the Fair Credit Reporting Act and the Fair Housing Act. Headquartered just outside of Tampa, we are conveniently located in the center of the state
United Bank of Iowa is a bank with operations in one state. United Bank of Iowa offers numerous mortgage programs including conventional, USDA, construction and agricultural loan mortgages.
United Bank of Iowa is an independent financial services organization focusing on creating and maintaining personalized customer relationships
