In 2026, the USDA loan cap in Harris, located in the county of Centre, PA, is set at $336,500. In contrast, the FHA limit for a single-family dwelling stands at $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate and compare today's optimal USDA versus FHA rates. Determine the essential income, credit standings, reserves, and documentation needed to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side to guide you in selecting the most suitable program for your financial situation in .
2026 Loan Limits and Downpayment Requirements in Harris, County of Centre, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Harris, PA
The mission of Lendersa® is to promptly connect you with the best possible USDA or FHA loans, without hassle. You can begin by selecting one of the three starting paths that lead you to matching lenders and USDA loan programs tailored to your specific needs.
A USDA home loan is a mortgage backed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. This type of loan is specifically available for homes located in rural neighborhoods. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, USDA loans require no down payment, providing significant flexibility and advantages to eligible rural homebuyers seeking affordable financing.
St. Vincent’s Hospital Federal Credit Union was founded and chartered on May 19, 1971 to serve the employees of St. Vincent’s Hospital and their immediate family. In August, 1976 our name was changed to St. Vincent’s Medical Center Federal Credit Union to reflect the name change of our sponsor.
The Bridgeport Police Federal Credit Union was founded on June 3, 1954. Prior to 1996, the Credit Union offered primarily savings accounts, checking accounts and loans. We've come a long way since then. We're now a full-service financial institution offering everything from credit cards to online banking.
"AFC Mortgage Group has been a leading mortgage provider in the tri-state area for over 20 years.
We are a mortgage lender based in Monroe, CT, where your best interest is our priority. From beginning to end, our simplified loan process ensures that you can walk away feeling completely satisfied with your entire experience."
Regina Capital LLC is a private lending firm that provides private mortgages and hard money loans for commercial real estate transactions in New York, New Jersey, Connecticut, and Massachusetts.
At Regina Capital we pride ourselves by doing business with honesty and integrity. Regina Capital has been in the private lending field since 1999
Mechanics Bank is a full-service community bank in Richland County, Ohio. We’ve remained independently managed for over 136 years, and we’re proud to be the only bank in the county that can make that claim. Because what began in Mansfield in 1886 remains here—headquarters and all.
Tappan Community Credit Union, proud to be the oldest credit union in Mansfield. Over 84 years ago Tappan Employees Credit Union met the needs of a growing industrial workforce and we are pleased to continue those same services today. Membership is open to anyone working, attending school, worshiping or living in Richland County.
13 Park Avenue West, Suite 307, Mansfield, OH, 44902
McGregor Mortgage, LLC is committed to providing customer-minded mortgaging and was founded on the principles of bringing more mortgage options and products; always being available; establishing transparency with customers, realtors, and other business partners; delivering in an efficient manner
28 Park Avenue West, Suite 601, Mansfield, OH, 44902
THA Mortgage provides a variety of loan options and knowledge to help each customer understand and select the best loan program for their needs. We are here to help clients in all phases of life meet their financial and real estate goals.
Integrity, innovation, partnership and collaboration are the core values that drive THA Mortgage
