In 2025, the USDA loan cap in Harris, located in the county of Centre, PA, is set at $336,500. In contrast, the FHA limit for a single-family dwelling stands at $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate and compare today's optimal USDA versus FHA rates. Determine the essential income, credit standings, reserves, and documentation needed to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side to guide you in selecting the most suitable program for your financial situation in .
2025 Loan Limits and Downpayment Requirements in Harris, County of Centre, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Harris, PA
The mission of Lendersa® is to promptly connect you with the best possible USDA or FHA loans, without hassle. You can begin by selecting one of the three starting paths that lead you to matching lenders and USDA loan programs tailored to your specific needs.
A USDA home loan is a mortgage backed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. This type of loan is specifically available for homes located in rural neighborhoods. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, USDA loans require no down payment, providing significant flexibility and advantages to eligible rural homebuyers seeking affordable financing.
5820 N. Canton Center, Suite 125, Canton, MI, 48187
Approved Mortgages has been serving our community since 1996 and has partnered with other lenders to meet the growing needs of our clients over the years. The company was originally founded by Bill and Shahnaz Broucek in Canton, Michigan, where we still operate to this day.The key in choosing us over anyone else is understanding.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
5860 N Canton Center Rd, Suite 387, Canton, MI, 48187
We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
As a HUD approved lender Canton’s AmeriPlus Financial provides a broad range of loan products for your next home purchase or refinance including; Government FHA/VA, Conventional, Non-Conforming, Jumbo and Reverse Mortgage loans. We have built our reputation on providing all clients superior customer service, low interest rates, low closing costs.
We here at A Best Financial understand that your time and effort are very important to you. That is why for more than 15 years A Best Financial has consistently worked only with the top Lenders in the industry to guarantee the lowest and most affordable mortgage rates on the market. We offer a wide range of mortgage options.
Accurate Mortgage Solutions, where we specialize in residential mortgages. At Accurate Mortgage Solutions, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
7500 North Canton Center Road, Suite B, Canton, MI, 48187
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Established in 1885, Citizens Federal has been providing friendly and personal service to individuals and businesses for over 136 years. We take pride in our community and service to our customers. We provide a wide range of deposit accounts and lending products. Citizens Federal Savings and Loan Association serves customers in the state of Ohio.
