USDA and FHA Pro and Con in College, Centre County, PA
In the year 2025, the USDA loan ceiling for College in Centre county, PA stands at $336,500. Meanwhile, the FHA cap for purchasing a single-family home is set at $472,030.
Explore Lendersa® USDA loan calculator for a comprehensive comparison of current USDA versus FHA optimal rates. It helps you establish the necessary income, credit credentials, savings, and paperwork required for eligibility. With our sophisticated mortgage calculator, compare USDA, FHA, Conforming, and VA options simultaneously to assess which loan program in suits your financial needs best.
2025 Loan Limits and Downpayment Requirements in College, Centre, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Opportunities in College, PA
The mission of Lendersa® is to swiftly deliver either USDA or FHA loans with minimal hassle. Choose one of three initial pathways that align you with suitable lenders and USDA loan offerings.
A USDA home loan is backed by the government via the Department of Agriculture, known as a USDA rural development or mortgage loan, specifically for rural areas. USDA mortgages do not necessitate a down payment, unlike FHA loans, which do require a minimum of 3.5% down.
Unified Bank is committed to the core principles of Customer Service Excellence and Hometown Banking. We are a community-minded bank that truly makes a difference!
We look forward to being your committed financial partner. Whatever your dreams or stage in life, we want to be Your Bank!
SOFTITE COMMUNITY FEDERAL CREDIT UNION is a not for profit financial institution, owned by the members of the Credit Union Provide us with your identification and a minimum deposit of $25.00 into a share/savings account for your membership.Softite Community Federal Credit Union’s field of membership shall be limited to those having the following
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2091 Springdale Road, Suite 16, Cherry Hill, NJ, 08003
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