In 2025, the USDA loan limit in Ferguson within Centre county, PA, is at $336,500, while the FHA limit for single-family homes is $472,030.
Utilize the Lendersa® USDA loan calculator to weigh and contrast the best current rates between USDA and FHA loans. You'll discover the income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, helping you decide the most suitable plan in tailored to your specific financial scenario.
Loan Limits and Down Payment Requirements for 2025 in Ferguson, Centre County, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Ferguson, PA
The objective of Lendersa® is to find you the most advantageous USDA or FHA loan solutions quickly and straightforwardly. Start with one of the three paths to connect with lenders and access USDA loan programs.
The USDA home loan, ensured by the Department of Agriculture, also known as USDA rural development or mortgage, is exclusive to rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans have no down payment requirement.
Hometuity is a mega-team at Nueva RE that was founded by a group of inspiring and innovative individuals who wanted to put an emphasis on agency identity and team presence. We provide an array of complimentary services so that our clients can get the most out of their transaction.
Jael has worked in the Real Estate Industry for over 14 years holding several key positions: Realtor®, Escrow Officer, Senior Transaction Coordinator, Sales Manager and Construction Liaison. Having held these positions, Mrs. Munoz has developed exceptional organizational and management skills
New World Mortgage focuses on pairing you with the right mortgage loan program in the fastest time possible, without compromising attention to detail. We’ve helped many people throughout Los Angeles, Orange, Riverside and San Bernardino Counties, making their dreams of owning a home a reality.
In 2005, Bryan's parents were misled by a mortgage company and purchased a home with a risky variable rate. They struggled to make their payments and had many hardships throughout the years. This motivated me to pursue a career in the mortgage industry in order to help families make intelligent financial decisions.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Power House Mortgage and Real Estate Services, Inc.
9317 Firestone Boulevard, Downey, CA, 90241
We are a full-service mortgage company based in Downey, CA. We specialize in FHA loans, first time home buyer programs and VA Mortgage in Downey. We also serve the surrounding cities in Los Angeles County. Whether you are buying a home or Refinancing in or around zip code 90241, we can help you realize your dream of home ownership
First Class Funding, Inc. is focused on being your premier mortgage solutions company. Through our experienced loan consultants and dedicated work, we will have you pre-approved for a mortgage loan in minutes. Located in Downey, California our office has more than 25 years combined experience
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
8255 Firestone Boulevard, Suite 101B, Downey, CA, 90241
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
