USDA and FHA Pro and Con in Ferguson, Centre County, PA
In 2025, USDA loan limit in Ferguson, county of Centre, PA is $336,500 while FHA limit is $472,030 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Ferguson, county of Centre, PA
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Ferguson, PA
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
United Community Bank Mortgage Officer, Jordan Wald, is experienced, professional and committed to customer service. He strives to provide the best availability, product knowledge and dedication to the community possible. Jordan is well-versed in all products and makes hard work a priority to provide clients prompt service. Jordan believes in the i
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Being a correspondent lender, we have relationships with many investors that allow us to offer a wide array of mortgage loan programs"
Here to provide you with detailed one on one service to walk you through the mortgage process while giving you the best service, rates and fees available. We will be your mortgage contact for life helping you through all your needs. We have access to some great new programs! If you have a question we are here to help.
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Our team of specialists will work to find a solution that fits your unique needs. We are dedicated in finding an option that will solve any concerns.
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