USDA and FHA Pro and Con in Patton, Centre County, PA
As of 2025, the USDA loan limit in Patton, Centre County, PA is $336,500, while the limit for FHA loans on a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare the current USDA versus FHA best rates, and determine the necessary income, credit, reserves, and documentation needed for qualification. By employing our advanced mortgage calculator, you can review USDA, FHA, Conforming, and VA options side by side to decide which program is optimal for your specific financial situation in .
2025 Loan Limits & Down Payment Requirements in Patton, Centre, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA & FHA Loan Options in Patton, PA
Lendersa® aims to secure the best USDA or FHA loan for you quickly and with ease. Choose one of three starting points to connect with lenders and match the most suitable USDA loan programs.
A USDA home loan, guaranteed by the government's Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It's exclusively offered in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment at all.
We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
Homecite Mortgage is California’s Premier Mortgage Company specializing in home improvement, debt consolidation, property refinances, and purchase money loans. HomeCiteMortgage offers competitive rates on conforming, non-conforming, jumbo loans. HomeCite’s refinance programs are designed to help homeowners save money with their refinance.
The mission of Granite Equity Group is to provide our clients with the most satisfying home buying, selling and financing experience to be found in the greater Sacramento region. We’re known for our dedication, knowledge and experience, and for our commitment to delivering the best service possible.
925 Highland Pointe Dr, Suite 330, Roseville, CA, 95678
"We help families enjoy the magic of owning a home...because getting a loan shouldn't make you feel crummy.
Our experienced loan officers and production specialists are experts in residential loan processing and know how it feels to be on the borrowing end of a home purchase or refinance. Your future financial stability"
915 Highland Pointe Dr, Suite 250, Roseville, CA, 95678
"Dennis Knight has 30 years of experience in the mortgage industry. Helping clients purchase and refinance their homes.
Dennis has developed specialized strategies ranging from first-time home buyer needs to helping investors. His other areas of expertise include VA Lending, FHA Lending, Conventional and more."
1328 Blue Oaks Blvd, Suite 100, Roseville, CA, 95678
We are a locally owned Mortgage Brokerage, providing home loans in the state of California. We have access to top loan products designed to meet your specific needs and goals. Give us a call, we would love to work with you! Brokerage, providing home loans in the state of California. We have access to top loan products designed
2941 Sunrise Blvd, Suite 220, Rancho Cordova, CA, 95742
ChoiceOne Funding has built its foundation on the highest level of honesty and integrity. Our qualified and licensed professionals have over 20 years experience and offer expertise in every area of mortgage lending: Conventional, FHA, VA, USDA, Section 184 Native American Loans and Reverse Mortgages.
Residential Home Loans, is an established mortgage lender in the Sacramento area. Our office is made up of licensed loan originators dedicated to our business and making the home loan process as smooth as possible. As home loan lenders we are here to assist in all Real Estate Finance needs.
6060 Sunrise Vista Dr, Suite 1200, Citrus Heights, CA, 95610
Green Isle Real Estate & Mortgage is locally owned and operated in the heart of one of the most dynamic real estate markets in the country: Sacramento, California. We serve a growing demand for agencies that specialize in single family and multifamily properties. Our services include representation for buyers and sellers of primary.
5620 Birdcage Street, Suite 210, Citrus Heights, CA, 95610
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
