USDA Vs. FHA your options comparison in State-College, Centre County, PA
In 2025, the USDA loan limit for the city of State-College in Centre county of PA is $285,000, whereas the FHA limit for a single-family home stands at $356,362.
Utilize the Lendersa® USDA loan calculator to evaluate and contrast today's prime USDA and FHA rates. Determine essential criteria such as income, credit score, reserves, and necessary documentation for qualification. Our advanced mortgage calculator presents a side-by-side comparison of USDA, FHA, Conforming, and VA loans, guiding you to select the program in that best suits your financial circumstances.
2025 Loan Limits and Downpayment Requirements in State-College, County of Centre, PA
Loan Type
Loan Limit
Down payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Discover USDA and FHA Loan Opportunities in State-College, PA
At Lendersa®, our objective is to secure the most favorable USDA or FHA loans quickly and hassle-free. Choose from three starting points to connect with suitable lenders and USDA loan programs.
The USDA home loan, backed by the Department of Agriculture—also known as a USDA rural development loan or mortgage—is available solely in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment whatsoever, providing a significant financial advantage.
5785 Wilson Blvd, Suite 1, Jacksonville, FL, 32210
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
1919 Blanding Blvd, Suite 10, Jacksonville, FL, 32210
In 1998, Alec Boriss opened his mortgage brokerage business at its present location, 2330 Oak Street, in the heart of Jacksonville’s historic district. The business was a lender branch until, in 2004, Alec decided to incorporate Oak Street Financial, Inc. as a Correspondent Lender with license to originate FHA .
What today is Legends Bank was established in 1913 in the community of Rich Fountain, Missouri, as the Rich Fountain Bank. It was one of the few banks in Osage County to survive the Great Depression. In fact, its move to Linn in 1936 was the result of the failure of all of the banks which had been operating in Linn.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
First South Financial Credit Union is a member-owned, federally insured financial institution serving over 64, 000 members throughout the world. Recognized as a leader in strength, stability and service, we are ranked among the top 1% of financial institutions in the entire country by independent rating organizations.
1715 Aaron Brenner Drive, Suite 100, Memphis, TN, 38120
Financial Federal is locally owned and operated and remains a community bank that specializes in high quality customer service and customized banking solutions. Our board and senior management continue to focus on creating an atmosphere that is appreciated by those who value the confidence that comes from experience
6489 Quail Hollow Rd, Suite 106, Memphis, TN, 38120
Compare, Offer and Close with CONFIDENCE with The Wendy Thompson Team.
Your homebuying journey should start with finding a lender. Mortgages are long-term relationships, and you will want to be confident that your lender offers a strong combination of quality service and competitive pricing.
First State Bank of Blakely¹ was originally chartered in 1903 under the name First National Bank of Blakely and has operated continuously in Early County since its inception. The bank was owned and operated under the direction of Mr. S. G. Maddox, Sr. until his retirement in 1993.
