USDA VS FHA in Fayetteville, Franklin County, PA

For 2026, the USDA loan cap in Fayetteville, county of Franklin, PA, is $336,500, while the limit for an FHA loan on a single-family residence is $472,030.

Utilize the Lendersa® USDA loan calculator to compare current USDA and FHA rates, determine eligibility based on income, credit, reserves, and required documents. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the ideal program in for your financial situation.

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2026 Loan Limits and Down Payment Requirements in Fayetteville, County of Franklin, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Fayetteville, PA

The goal of Lendersa® is to promptly secure the best USDA or FHA loan for you. Choose one of the three pathways to connect with matching lenders and USDA loan programs.

Results of Lendersa USDA loan request matches

Understanding USDA Loans in PA

A USDA home loan, guaranteed by the government Department of Agriculture, often referred to as a USDA rural development loan, is available exclusively in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, the USDA mortgage requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • New Hampshire Community Loan Fund
  • 7 Wall Street, Concord, NH, 03301
  • The New Hampshire Community Loan Fund turns investments and donations into loans and education that create opportunity and transform lives across the Granite State. We loan directly to, and on behalf of, people with low and moderate incomes to create and preserve affordable housing, good jobs, and child care and other vital community services.

  • New Hampshire Federal Credit Union
  • 70 Airport Road, Concord, NH, 03301
  • NH Federal Credit Union is a full-service financial institution. You will find some of the best rates for savings and loans in NH, along with very low fees. As a not-for-profit financial cooperative, we are owned by the people we serve - the employees and immediate family members of more than 150 employers throughout NH.

  • EDvestinU - New Hampshire Higher Education Loan Corporation (NHHELCO)
  • 4 Barrell Court, Concord, NH, 03301
  • EDvestinU® is the private student loan program of the nonprofit NHHEAF Network. EDvestinU’s mission is to provide affordable college funding options to students nationwide. With industry–leading rates and nationally recognized loan servicing, students, parents & post-secondary schools can have every confidence that EDvestinU borrowers are provided.

  • St. James Parish Credit Union
  • 6195 Cheviot Road, Cincinnati, OH, 45247
  • St. James Parish Credit Union was founded in 1939. A number of volunteer Board of Directors and Officers have served for decades, providing continuity, direction and expertise for a sound institution. St. James Parish Credit Union is member-owned and a not-for-profit financial institution chartered by the State of Ohio.

  • Cincinnati Federal
  • 6581 Harrison Ave, Cincinnati, OH, 45247
  • "At Cincinnati Federal has the answers. We have the experience and knowledge to help you choose the best home financing option that is right for you.

    We have mortgage consultants in your area to help you on your path to home ownership. Our mortgage consultants work side-by-side with you to evaluate your financing options"

  • Option Financial, LLC
  • 6551 Harrison Ave, Cincinnati, OH, 45247
  • Option Financial is a Cincinnati based mortgage company providing home loans in Ohio, Indiana and Kentucky since 2005. Our mortgage professionals have dozens of years of combined experience in the real estate and mortgage industry with the talent for delivering positive results. We pride ourselves in offering the highest level of customer service.

  • Family Home Finance, LLC
  • 5752 Cheviot Rd, Cincinnati, OH, 45247
  • Family Home Finance is committed to offering only the highest quality professional service to our clients, realtors and associates. Over the years we have built a reputation of offering honest, ethical and thorough service to our clients. Our customers are always treated with respect, courtesy and professionalism throughout the loan process.

  • Lynn Teachers’ Credit Union
  • 33 North Common Street, Lynn, MA, 01902
  • The Lynn Teachers’ Credit Union has been in existence since 1935. We have consistently been available for the needs of our members and will continue to do so. We offer the convenience of payroll deduction for both savings and loans. We offer prompt, courteous service to all of our members and prospective members

  • Northfield Savings Bank
  • 210 College Street, Suite 201, Burlington, VT, 05401
  • Northfield Savings Bank is a local, community bank that provides full-service banking to individuals, families and businesses – from Home Mortgages, Home Equity Loans, Business Loans to Checking Accounts and Online Banking. With 13 branches across Central and Northwest Vermont, we are proud to be the largest bank headquartered in Vermont