USDA VS FHA in Waynesboro, Franklin County, PA

For 2025, the USDA loan limit in Waynesboro, Franklin county, PA, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to assess and compare today's best USDA versus FHA rates, determining the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator provides side-by-side views of USDA, FHA, Conforming, and VA options, guiding you to the optimal program in for your financial situation.

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2025 Loan Limits and Down Payment Needs in Waynesboro, Franklin, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Waynesboro, PA

The mission of Lendersa® is to swiftly secure the best USDA or FHA loan for you with minimal hassles. Choose one of the three starting points to connect with lenders and explore USDA loan selections.

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Understanding USDA Loans in PA

The USDA home loan, backed by the Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage. It is available exclusively in rural neighborhoods. Unlike FHA loans demanding a 3.5% minimum down payment, the USDA loan requires no initial payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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