USDA Vs. FHA your options comparison in Waynesboro, Franklin County, PA
For 2026, the USDA loan limit in Waynesboro, Franklin county, PA, is $336,500, whereas the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to assess and compare today's best USDA versus FHA rates, determining the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator provides side-by-side views of USDA, FHA, Conforming, and VA options, guiding you to the optimal program in for your financial situation.
2026 Loan Limits and Down Payment Needs in Waynesboro, Franklin, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Waynesboro, PA
The mission of Lendersa® is to swiftly secure the best USDA or FHA loan for you with minimal hassles. Choose one of the three starting points to connect with lenders and explore USDA loan selections.
The USDA home loan, backed by the Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage. It is available exclusively in rural neighborhoods. Unlike FHA loans demanding a 3.5% minimum down payment, the USDA loan requires no initial payment.
60 South Washington Street, Suite 106, Greencastle, PA, 17225
Lends in Pennsylvania
HomePromise helps you find the loan that is right for you.We make the entire lending process easy, fast, & more efficient—& we do it all with a passion for helping you get the money you need & the respect you deserve.Whether you want to pay off high interest credit cards, refinance, or simply need cash, HomePromise can help you get the loan you nee
Patriot Federal Credit Union has been helping members achieve financial success in our community since 1965, when the Credit Union was first formed.Patriot is governed by member-volunteers elected to the Board of Directors and managed by experienced financial professionals.We are committed to serving all your financial needs and developing a solid.
JET Mortgage Services, LLC is a different kind of mortgage broker. We take the time to get to know our clients and really understand what their mortgage goals are. We believe that personal relationship is the best way to ensure that YOU get the best mortgage. After all, we work for you!
Orrstown Bank one of the largest independent community banks in the region. Headquartered in Shippensburg, Pennsylvania, Orrstown continues to provide a full range of consumer, business, and wealth management services to its neighbors. We get to know our clients and our clients know they can count on us.
