USDA Vs. FHA your options comparison in St.-Thomas, Franklin County, PA
For 2025, the USDA loan ceiling in St.-Thomas, Franklin county, PA is $285,000, whereas the FHA limit for a single-family home is $356,362.
Utilize Lendersa® USDA loan calculator to assess today's prime USDA vs. FHA rates, and determine the income, credit, reserves, and documentation needed for qualification. With our advanced mortgage calculator, USDA, FHA, Conforming, and VA options are displayed side by side, helping you identify the best program for your financial circumstances in .
2025 Loan Limits & Down Payment Requirements in St.-Thomas, Franklin, PA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in St.-Thomas, PA
The goal at Lendersa® is to secure the best USDA or FHA loan efficiently. Begin from one of three paths to connect with matching lenders and suitable USDA loan programs.
The USDA home loan, backed by the Department of Agriculture—also known as a USDA rural development loan or USDA mortgage—is exclusive to rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment.
StonehamBank is a full-service community bank offering state of the art products & services to residents and businesses throughout eastern Massachusetts and southern New Hampshire. In addition to providing progressive products and convenience services, StonehamBank believes in giving back to the community through its Community Involvement Program.
Members Mortgage Company was founded in 1994, to meet the mortgage lending needs of New England credit unions. At the time, most of the mortgage lending options available to credit unions were organizations only interested in acquiring servicing rights for their loans, or mortgage brokers with reduced accountability for their own mistakes.
Your Loan, Our Experts - licensed in Florida, Massachusetts, Michigan, Missouri, New Hampshire, North Carolina. We are partnered with a variety of banks, lenders and investors so we can find the best option available for your situation. Let us simplify the process so you close fast.
At Insight Mortgage Corp., we broke away from the intimidating, slow process borrowers dread. We use Internet-based automated procedures to speed you on your way to home ownership or refinancing. You can provide loan application information on a secure Web server linked from our Web site, in person, or over the telephone.
HarborOne Mortgage has been a leader in residential mortgage lending. Our reputation as a premier service provider has been the key to our success. As a wholly owned subsidiary of HarborOne Bank. we offer a seasoned team of experienced mortgage professionals backed by the strength of New England’s largest state-chartered cooperative bank.
The Department of Veterans Affairs offers a loan guaranty program to veterans, current military members, and their families to assist them in becoming home owners during or after their time of military service. This program was begun in 1944 to aid returning service members who had fought in World War II. During the past seventy-plus years.
Everett Banks’ loyalty to our customers and friends is the foundation of our business. We're proud to be a part of this local heritage and have enjoyed working to help our communities grow and prosper. Our goal is to form long-lasting relationships by providing customers with better, more convenient products and services.
MJ Mortgage has licenses to operate in Florida, Massachusetts, and New Hampshire.Our process is fast, practical, and efficient, with record time for processing documents with the bank, in less than 20 days! We are the ideal Mortgage company for anyone who wants to buy or invest in. Make yourself at home
We are here to offer our experience and expertise in mortgage lending. Our Loan Officers are working for you! With helpful guides through the lending process, our experienced staff will guide you has access to a full range of mortgage sources. Together with there know-how and all of our lending specialists are dedicated to finding the right loan
Our primary purposes are to meet the financial needs of our banking communities, protect and increase the value of stockholders' investments, and serve the community in financial and non-financial ways. Our bank acknowledges the interdependence of all mankind in the world and reaches out beyond local areas in times of need.
Thumb Bank & Trust has been providing customers with fast, efficient, outstanding service for over one hundred years. Whether we are the new face in your town or an old friend you can count on, know that we believe in building for the future. At Thumb Bank & Trust we actively participate in the communities we serve and strive to meet the challenges
