USDA Loan Vs. FHA loan for St.-Thomas, PA 2025

For 2025, the USDA loan ceiling in St.-Thomas, Franklin county, PA is $285,000, whereas the FHA limit for a single-family home is $356,362.

Utilize Lendersa® USDA loan calculator to assess today's prime USDA vs. FHA rates, and determine the income, credit, reserves, and documentation needed for qualification. With our advanced mortgage calculator, USDA, FHA, Conforming, and VA options are displayed side by side, helping you identify the best program for your financial circumstances in .

USDA and FHA Loan Options in St.-Thomas, PA

The goal at Lendersa® is to secure the best USDA or FHA loan efficiently. Begin from one of three paths to connect with matching lenders and suitable USDA loan programs.

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Understanding USDA Loans in PA

The USDA home loan, backed by the Department of Agriculture—also known as a USDA rural development loan or USDA mortgage—is exclusive to rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment.

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(832) 613-9300 Lender's profile and map Reviews First Continental Mortgage, Ltd 11011 Richmond Ave, Suite 800, Houston, TX, 77042 First Continental Mortgage, Ltd. is a full-service mortgage banking company committed to developing and nurturing relationships with REALTORS®, home builders and our customers. As a company, our Core Values define what we stand for and represent our commitment to each other and to our customers
(281) 895-9960 Lender's profile and map Reviews Network Funding, LP 9700 Richmond Ave, Suite 320, Houston, TX, 77042 We're a mortgage lender that's earned a reputation for integrity, reliability, and simplicity, by placing principles and people before profit, keeping the loan process simple, and finishing the job on time. Whether you're looking for a lender you can rely on or an employer you can trust, we hope that you will choose to follow, join
(713) 651-9500 Lender's profile and map Reviews Capital Concepts, Inc. 11200 Westheimer Rd, Suite 777, Houston, TX, 77042 At Capital Concepts, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service – putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism
(713) 781-5810 Lender's profile and map Reviews Pinnacle Mortgage 2825 Wilcrest Dr, Suite 570, Houston, TX, 77042 Pinnacle Mortgage Company is a private commercial real estate lender based in Houston, Texas specializing in small balance commercial real estate loans. When the company was founded in 1992, its original focus was as an intermediary in arranging debt and/or equity for all types of real estate across the United States.
713 651 9500 Lender's profile and map Reviews Capital Concepts 11200 Westheimer, Suite 150, Houston, TX, 77042 "Trying to find the right home loan can be difficult. Finding the right company to help you get your loan can be even more confusing. With literally thousands of lenders to choose from, borrowers can easily become overwhelmed. Fortunately, at Capital Concepts, our mission is to set a high standard in the mortgage industry. "
(713) 934-1460 Lender's profile and map Reviews SOUTHERN STAR CREDIT UNION 16035 W Little York Road, Houston, TX, 77084 Southern Star Credit Union has been open since 1953. The credit union has assets totaling $21.71 Million and provides banking services to more than 3, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
(713) 676-7777 Lender's profile and map Reviews First Service Credit Union 16430 Park Ten Place, Houston, TX, 77084 First Service Credit Union is proud to say that we’re “For You, Not Profit.” We put our commitment to customers front & center. As a not-for-profit financial cooperative, First Service was started with a distinct purpose: to serve our members and help them reach their financial goals without having to worry about paying investors or shareholders.
(800) 505-2153 Lender's profile and map Reviews Imperial Mortgage Services Inc 1400 Broadfield Boulevard, Suite 200, Houston, TX, 77084 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(832) 797-3903 Lender's profile and map Reviews Texas Finance 1400 Broadfield Boulevard, Suite 200, Houston, TX, 77084 Texas Finance is composed of native Texans on a mission. We are dedicated to offering you the best loans available, tailored just for you. Our promise is to keep your needs and well being the foremost item in obtaining your loan. We will always tell it like it is and promise -- no surprises at the closing table.
(832) 497-1999 Lender's profile and map Reviews Bennett Home Mortgage, LLC 3202 Cobblestone Creek Way, Houston, TX, 77084 Bennett Home Mortgage, LLC believe in working hard to get the job done. Our leaders set the example, and it's this example that encourages the entire team to reach for the goal of greatness. Together, we work hard to be leaders in the industry, to stand out from the competition, and, above all, to make sure our customers are satisfied.
(713) 551-0491 Lender's profile and map Reviews PIE Credit Union 12320 Main Street, Houston, TX, 77035 In December 1971, P.I.E. Credit Union was chartered by the State of Texas as Waukesha-Pearce Industries Employees Credit Union serving only the employees of that company. In June 1979, the charter was changed to incorporate all subsidiaries of Pearce Industries and all family members of those employees.