USDA Loan Vs. FHA loan pro & con St.-Thomas, Franklin County, PA

For 2025, the USDA loan ceiling in St.-Thomas, Franklin county, PA is $285,000, whereas the FHA limit for a single-family home is $356,362.

Utilize Lendersa® USDA loan calculator to assess today's prime USDA vs. FHA rates, and determine the income, credit, reserves, and documentation needed for qualification. With our advanced mortgage calculator, USDA, FHA, Conforming, and VA options are displayed side by side, helping you identify the best program for your financial circumstances in .

USDA and FHA Loan Options in St.-Thomas, PA

The goal at Lendersa® is to secure the best USDA or FHA loan efficiently. Begin from one of three paths to connect with matching lenders and suitable USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

The USDA home loan, backed by the Department of Agriculture—also known as a USDA rural development loan or USDA mortgage—is exclusive to rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment.

Get top 10
USDA LENDERS
customized to yout needes

(970) 748-0342 Lender's profile and map Reviews Eagle One Financial 150 E Beaver Creek Blvd, Avon, CO, 81620 We offer many loan programs tailored for the resort market including jumbo mortgage loans, condo-tel loans, and portfolio loans for borrowers with unique situations or properties. We are a Colorado based, family owned mortgage lender and provide personalized service to each client, one at a time. Many of my clients have been with me for years
(956) 585-6207 Lender's profile and map Reviews La Joya Area Federal Credit Union 214 East Expressway 83, La Joya, TX, 78560 La Joya Area Federal Credit Union has been open since 1961. The credit union has assets totaling $68.95 Million and provides banking services to more than 15, 000 members as of March 2022. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a membe
(956) 765-4302 Lender's profile and map Reviews Zapata National Bank PO Drawer 100, Zapata, TX, 78076 Zapata National Bank is the institution with the longest servitude to the South Texas community of Zapata County. As the oldest bank in Zapata, we have strong deep roots committed to the community and its prosperity. Since its foundation in 1961, we have strived to assist the citizens of Zapata by offering competitive products and services
(575) 758-6700 Lender's profile and map Reviews Centinel Bank of Taos 512 Paseo Del Pueblo Sur, Taos, NM, 87571 At Centinel Bank we are invested in the success of our customers and are grateful they choose to bank with us. Community banking is about building relationships & working for the betterment of our customers, our employees, and our local community, this is why we feel a strong commitment to providing excellent service, building strong relationships.
(575) 758-5566 Lender's profile and map Reviews Dimond Mortgage 705A Paseo del Pueblo Sur, Taos, NM, 87571 We will work with you to get you the best financing arrangement possible, and we will never take our relationship with you for granted or betray the trust you place in us. You will find, like the many satisfied customers shown on this site, that Dimond Mortgage is truly a cut above for all your mortgage needs.
(432) 943-3445 Lender's profile and map Reviews Ward County Credit Union 301 South Main Street, Monahans, TX, 79756 A half-century ago, in 1956, Ward County Credit Union was founded in Monahans, Texas by a group of teachers and operated out of a class room during the school year and the volunteer manager’s kitchen table during the summer. The member deposits were then and are now used to make loans that benefit the members and the families we serve.
(307) 655-2291 Lender's profile and map Reviews Cowboy State Bank 515 Dayton Street, Ranchester, WY, 82839 Cowboy State Bank Ranchester State Bank was founded in 1912 by Clyde C. Trader from Mountain Park, Colorado, who believed that Ranchester, Wyoming would be a good place to start a small country bank. The doors opened on May 22, 1912, in a small room in front of the Nevees building in Ranchester. From there, the bank continued to prosper and grow ov
(406) 526-3223 Lender's profile and map Reviews Fort Peck Community FCU PO Box 214, Fort Peck, MT, 59223 Fort Peck Community Federal Credit Union is a member-owned, not-for-profit organization whose objective is to meet the financial needs of our members. We take pride in helping our members get the best value for their money Fort Peck Community Federal Credit Union was started in 1952 by nine Fort Peck residents.
(406) 346-2111 Lender's profile and map Reviews First State Bank of Forsyth 880 Main Street, Forsyth, MT, 59327 We are your full-service financial store. We offer a complete line of products and services with some of the best rates and most reasonable fees around. First State Bank of Forsyth Internet Banking gives you access to your accounts 24 hours a day, seven days a week. You can bank from home, the office or just about anywhere.
(970) 879-2723 Lender's profile and map Reviews Routt Federal Credit Union 440 S. Lincoln Ave, Suite B3, Steamboat Springs, CO, 80487 Routt Federal Credit Union was chartered in 1964 and currently serves employees of the public school districts in Routt and Jackson Counties, NW Colorado BOCES, Colorado Mountain College in Routt County, UCHealth Yampa Valley Medical Center, City of Steamboat Springs, Northwest Colorado Health dba VNA, Discovery Learning Center.
(877) 275-2088 Lender's profile and map Reviews MOUNTAIN VALLEY BANK 101 N. 6th Street, Hayden, CO, 80487 Colorado hometown bank with locations in Steamboat Springs, Walden, Meeker and Hayden. We also have locations in Wyoming and Nebraska. Our products include personal banking, business banking, loans, checking, savings, CDs, FREE ATM usage for our customers, Cash Back Rewards, credit cards, mortgage loans, car loans, and ag loans.