USDA Vs. FHA your options comparison in Denver, Lancaster County, PA

In 2026, the USDA loan limit for Denver, in Lancaster county, PA, is $336,500. Conversely, the FHA limit for a single-family home is $472,030.

With Lendersa®, employ the USDA loan calculator to assess today's top USDA versus FHA rates. Determine the necessary income, credit, reserves, and documents required for qualification. By using our advanced mortgage calculator, USDA, FHA, Conforming, and VA loans can be compared side by side, helping you select the optimal program in for your finances.

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2026 Loan Limits and Down Payment Requirements in Denver, Lancaster, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Denver, PA

Lendersa® is committed to quickly finding you the best USDA or FHA loan without hassle. Start with one of three pathways to connect with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in PA?

A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan, is exclusive to rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA mortgages require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • United Lending Partners
  • 4234 Hacienda Dr, Pleasanton, CA, 94588
  • United Lending and Realty Partners have joined together to help our customers meet their financial goals in the real estate market. If you are looking to refinance your mortgage, make that first home purchase, buy an investment property, or even sell your home, we have the Loan Officers and Real Estate Agents ready to assist you

  • Atlantic Pacific Funding
  • 7901 Stoneridge Dr. Ste 120, Pleasanton, CA, 94588
  • Atlantic Pacific Funding is a residential mortgage company offering mortgage services to residents throughout California. Our staff has over a combined 100 years of experience in the Mortgage and Real Estate Industry. What makes us great at what we do is our knowledgeable staff, responsiveness, accountability, and friendliness.

  • Kaiperm Credit Union
  • 325 N. Wiget Lane, Suite 130, Walnut Creek, CA, 94598
  • Kaiperm Credit Union exists to provide financial services to the employees and families of Kaiser Permanente in Northern California.in 1957, this Credit Union was charted by seven Kaiser/PMG employees in Walnut Creek, California. Now, with nearly 5,000 members and a team of passionate and dedicated employees.

  • Educate Mortgage
  • 2700 Ygnacio Valley Rd, Suite 255, Walnut Creek, CA, 94598
  • Educate Mortgage, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity.

    We’re here to make the home loan process easier, with tools and knowledge that will help guide you along the way. Start with a fast, personalized rate quote.

  • Client Direct Mortgage
  • 2700 Ygnacio Valley Rd, Suite 255, Walnut Creek, CA, 94598
  • Client Direct Mortgage was founded with a mission of bringing very low rates to market. Our entire business model is predicated on delivering our clients competitive interest rate. We’ve engineered a business model that alleviates unnecessary layers which allows us to be more efficient and competitive.

  • Mount Diablo Lending
  • 2700 Ygnacio Valley Road, Suite 255, Walnut Creek, CA, 94598
  • Mount Diablo Lending was founded with a mission of bringing very low rates to market. Our entire business model is predicated on delivering our clients competitive interest rate. We’ve engineered a business model that alleviates unnecessary layers which allows us to be more efficient and competitive.

  • Integrus Mortgage
  • 3093 Citrus Circle, Suite 145, Walnut Creek, CA, 94598
  • Multifaceted, highly experienced, and results-driven professional who has demonstrated the ability to thrive independently as well as lead a diverse team of professionals to new levels of success in extremely competitive industries, volatile markets, and fast-paced environments.

    Strong business qualifications with an impressive track record of

  • Resource Home Loan
  • 2977 Ygnacio Valley Rd, Suite 428, Walnut Creek, CA, 94598
  • We are an independent mortgage brokerage company owned by Mark Dankman. In business for over 20 years now we have helped hundreds of people get their home loans quickly and easily without any surprises. Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area.

  • Mortgage Connect
  • 3075 Citrus Circle, Suite 185, Walnut Creek, CA, 94598
  • At Mortgage Connect, we pride ourselves on offering our customers responsive, competent and excellent service. Our customers are the most important part of our business, and we work tirelessly to ensure your complete satisfaction, now and for as long as you are a customer. We serve our customers with honesty

  • Team Funding Group Inc
  • 1700 Ygnacio Valley Road, Suite 202, Walnut Creek, CA, 94598
  • Team Funding Group has built and maintained very important relationships with banks, realtors, escrow companies, and everyone associated with this industry. With relationships as our foundation for business, our rates and turn times have a competitive edge that no one else can offer

  • United Association Credit Union
  • 935 Detroit Avenue, Room 259, Concord, CA, 94518
  • United Association Credit Union has been open since 1957. The credit union has assets totaling $11.3 Million and provides banking services to more than 2,000 members.

    The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.