USDA and FHA Pro and Con in Reamstown, Lancaster County, PA

In 2025, the USDA loan limit for Reamstown in Lancaster county, PA, totals $336,500, while the FHA limit for a single-family residence is $472,030.

Utilize the Lendersa® USDA loan calculator to contrast today's best USDA versus FHA rates, and discern the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA options side by side, aiding you in choosing the best program in Alabama suited to your financial needs.

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2025 Loan Limits and Down Payment Criteria in Reamstown, Lancaster County, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conforming Conventional $726,200 3%

Exploring USDA and FHA Loan Options in Reamstown, PA

Lendersa® focuses on securing the most beneficial USDA or FHA loan for you without hassle. Choose one of three starting points to connect with matching lenders and explore USDA loan programs.

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Understanding USDA Loans in PA

A USDA home loan is government-backed via the Department of Agriculture, also known as a USDA rural development loan. Designed for rural areas, USDA loans require no down payment, unlike FHA loans which require at least 3.5% down.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • The Security State Bank
  • 700 S. Main, Winters, TX, 79567
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  • Pioneer Bank & Trust offers a varied and complete assortment of state-of-the-art banking products and services. Although we believe our products are highly competitive in today’s high-tech banking world, it is our hometown, personal service that is responsible for our significant growth.
  • City Federal Credit Union
  • 901 S Lincoln Street, Amarillo, TX, 79101
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  • Amarillo National Bank
  • 410 S Taylor St, Amarillo, TX, 79101
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  • CFS over 25 years Construction Financial Solutions has offered homeowners construction loans throughout Texas. We provide construction loans to build custom homes, investment properties, vacation homes, as well as renovation of existing homes. ​The construction loan is refinanced into a long term mortgage upon construction completion.
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