USDA and FHA Pro and Con in Swartzville, Lancaster County, PA
In 2025, the USDA loan limit in Swartzville, situated in the county of Lancaster, PA, is $336,500. Meanwhile, for a single-family home, the FHA limit is set at $472,030.
Use the Lendersa® USDA loan calculator to contrast today's prevailing USDA and FHA best rates. Determine the necessary income, credit score, reserves, and documentation to qualify. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side by side, assisting in selecting the most suitable program in Alabama for your financial profile.
2025 Loan Limits and Down Payment Requirements in Swartzville, County of Lancaster, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Swartzville, PA
The aim of Lendersa® is to quickly secure you the best possible USDA or FHA loan without complications. Choose from three starting options for matching with lenders and USDA loan opportunities.
A USDA home loan is guaranteed by the United States Department of Agriculture and commonly referred to as a USDA Rural Development Loan or USDA Mortgage, available exclusively in rural areas. In contrast to FHA loans, which require a minimum down payment of 3.5%, USDA mortgages do not necessitate any down payment.
KB Mortgage LLC operates under the key principles of the Triple Bottom Line recognizing that people and the planet are as important as profits.This sustainable business model enables us to consistently offer the lowest possible mortgage rates. This sustainable business model enables us to consistently offer the lowest possible mortgage rates.
A financially strong bank headquartered in Phoenixville, Pennsylvania with multiple branches in Chester and Montgomery Counties, Phoenixville Federal Bank & Trust provides a diverse portfolio of personal and business checking, savings and lending products and services, including wealth management and trust services. Phoenixville Federal Bank & Trus
We are dedicated to providing exceptional value, service & convenience as part of an overall effortless banking experience. Our high-tech, high-touch approach to banking allows us to deliver a superior selection of products and services. We’re a community-based, full-service bank that offers a continually expanding portfolio of loans.
375 Morgan Street, Suite U, Phoenixville, PA, 19460
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Philadelphia Mortgage Brokers is an independent & locally owned mortgage brokerage serving the Greater Philadelphia Region. Licensed in PA, NJ, DE & FL. We were founded in February 2018 with the singular focus of providing great service with some of the best rates in the industry.
My Lehigh Valley roots are deep: I grew up in Macungie, graduated from Emmaus High School, earned a BSBA degree in marketing/finance at Kutztown University, and brought my family back to the Lehigh Valley in 2013.
On the professional side, I am unique among loan originators in the Lehigh Valley; no one else can match my experience
402 Bayard Road, Suite 100, Kennett Square, PA, 19348
Delaware Valley Financial Mortgage serves clients in Pennsylvania who wish to secure dependable, timely mortgages from a trusted local source. Over the years, the need for personal customer support has increased as online national mortgage companies offer little one-on-one help. Founded in 2004
Brandywine Lending, Inc, a full-service mortgage broker specializing in residential and refinance loans. A mortgage broker means we shop from our extensive list of lenders for the best product and pricing for your specific situation. What it does NOT mean… extra cost! Brandywine Lending offers a wide range of mortgage
The National Bank of Malvern, headquartered in Malvern, Pennsylvania, was founded in 1884. The National Bank of Malvern has two full service retail bank locations in Chester County, Pennsylvania and offers deposit accounts, online and mobile banking, consumer and commercial loans, and trust services.
Meridian is an innovative community bank providing a comprehensive array of financial services to businesses, professional practices and individuals in PA, NJ, DE and MD. In addition to a broad-based commercial lending portfolio, specialties include SBA lending, commercial and consumer real estate financing, residential mortgages, private banking
Money Quest Lending Corporation is your premiere source for better mortgage products. We offer superior financial guidance drawn from our vast knowledge and proven experience. We know what it means to own a home and acknowledge that it is most likely the most valuable asset many of us will ever purchase.
