USDA Loan Vs. FHA loan for Swartzville, PA [Lancaster County ]

In 2026, the USDA loan limit in Swartzville, situated in the county of Lancaster, PA, is $336,500. Meanwhile, for a single-family home, the FHA limit is set at $472,030.

Use the Lendersa® USDA loan calculator to contrast today's prevailing USDA and FHA best rates. Determine the necessary income, credit score, reserves, and documentation to qualify. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side by side, assisting in selecting the most suitable program in Alabama for your financial profile.

USDA and FHA Loan Choices in Swartzville, PA

The aim of Lendersa® is to quickly secure you the best possible USDA or FHA loan without complications. Choose from three starting options for matching with lenders and USDA loan opportunities.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan is guaranteed by the United States Department of Agriculture and commonly referred to as a USDA Rural Development Loan or USDA Mortgage, available exclusively in rural areas. In contrast to FHA loans, which require a minimum down payment of 3.5%, USDA mortgages do not necessitate any down payment.

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Swartzville Lenders
(877) 773-6605 Lender's profile and map Ephrata National Bank 31 E. Main St, Ephrata, PA, 17522 Lends in Pennsylvania Ephrata National Bank has remained an independent community Bank of undisputed integrity, serving the communities in which we do business. We offer state-of-the-art financial products and services of high quality and value at an affordable price while providing unsurpassed personal service.
(800) 237-7288 Lender's profile and map Members 1st Federal Credit Union 516 East Lancaster Avenue, Reading, PA, 19607 Lends in Pennsylvania Since 1950, we’ve been in the business of helping our members plan for the future, cultivate smarter habits, and afford more of the things they love. Starting with a small desk and small counter outside the personnel office at the Naval Supply Depot in Mechanicsburg, PA, we’ve now grown to over 50 branches across 7 counties.
(717) 568-8488 Lender's profile and map Jonestown Bank & Trust Co. 670 Furnance Hills Pike, Lititz, PA, 17543 Lends in Pennsylvania Jonestown Bank & Trust Co. (JBT) is a Community Bank with 13 locations serving Lebanon, Northern Lancaster and Berks Counties and surrounding communities. JBT was founded in 1873 and currently has over $657 million dollars in assets. We have been recognized as a top community bank by U.S.
(800) 288-6423 Lender's profile and map Utilities Employees Credit Union 11 Meridian Boulevard, Wyoming, PA, 19610 Lends in Pennsylvania Since 1934, Utilities Employees Credit Union (UECU) has been providing exclusive financial benefits to America’s utility and energy employees and their families. As a full-service, virtual credit union, UECU’s goal is to help workers and Pennsylvania residents improve their financial well-being, accumulate wealth.
(610) 372-8010 Lender's profile and map Discovery Federal Credit Union 2744 Century Boulevard, Wyoming, PA, 19610 Lends in Pennsylvania At Discovery FCU, we're more than just a place you bank, We're your neighborhood credit union that puts you first and foremost. We focus on the financial success of our members before we do anything else. We work together to create a member experience based on the principles of honesty, reliability and genuineness.
(267) 294-6325 Lender's profile and map CDL Mortgage Services LLC 50 Berkshire Ct, Wyomissing, PA, 19610 Lends in Pennsylvania We have simplified the mortgage process. Whether you’re buying a new home or ReFinancing your mortgage, we offer competitive and low mortgage rates without sacrificing high-quality customer service. We pride ourselves on providing customers with great mortgage rates and low fees.
(717) 295-6685 Lender's profile and map Lancaster Red Rose Credit Union 16 E Main Street, Leola, PA, 17540 Lends in Pennsylvania The Lancaster Red Rose Credit Union’s mission is to exceed the needs of our members by providing reliable, quality financial services that will improve the lives of those we serve. Our vision at Lancaster Red Rose Credit Union is to grow membership through community outreach, education, and reliable financial services.
(717) 768-8811 Lender's profile and map Bank of Bird-in-Hand 309 N. Ronks Rd, Bird In Hand, PA, 17505 Lends in Pennsylvania Bank of Bird-in-Hand is a Pennsylvania state-chartered stock savings bank headquartered in Bird-in-Hand, Pennsylvania, which opened in December 2013. The Bank, upon its opening, was the first bank to gain a charter in the United States since 2010 and remains the only bank in PA to open since 2008.
(717) 898-7673 Lender's profile and map Wheatland Federal Credit Union 611 Centerville Road, Lancaster, PA, 17601 Lends in Pennsylvania Wheatland FCU has been a part of Lancaster County since its inception in 1936. We have a firm sense of commitment to the county we serve and belong to. Our Mission is To assist our members in building a solid financial future. At Wheatland FCU, you’re not merely a customer known only by an account number, you’re a member and owner.