In 2025, the USDA loan limit in Swartzville, situated in the county of Lancaster, PA, is $336,500. Meanwhile, for a single-family home, the FHA limit is set at $472,030.
Use the Lendersa® USDA loan calculator to contrast today's prevailing USDA and FHA best rates. Determine the necessary income, credit score, reserves, and documentation to qualify. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side by side, assisting in selecting the most suitable program in Alabama for your financial profile.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The aim of Lendersa® is to quickly secure you the best possible USDA or FHA loan without complications. Choose from three starting options for matching with lenders and USDA loan opportunities.
A USDA home loan is guaranteed by the United States Department of Agriculture and commonly referred to as a USDA Rural Development Loan or USDA Mortgage, available exclusively in rural areas. In contrast to FHA loans, which require a minimum down payment of 3.5%, USDA mortgages do not necessitate any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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