USDA and FHA Pro and Con in East-Cocalico, Lancaster County, PA

For 2025, the USDA loan limit in East-Cocalico, located in the county of Lancaster, PA, is $285,000, while for a single-family home, the FHA cap is $356,362.

Leverage the Lendersa® USDA loan calculator to examine and contrast today's leading USDA versus FHA rates. Determine the necessary income, credit, reserves, and documents for qualifying. With our sophisticated mortgage calculator, you can observe USDA, FHA, Conforming, and VA options side by side, helping you decide the best program in to suit your financial situation.

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2025 Loan Limits and Down Payment Requirements in East-Cocalico, County of Lancaster, PA

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Opportunities in East-Cocalico, PA

The aim of Lendersa® is to efficiently connect you with the optimal USDA or FHA loan, eliminating hassle. Choose one of three starting points to align with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan, also called a USDA rural development loan or USDA mortgage, is government-backed by the Department of Agriculture and is only available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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