USDA Loan Vs. FHA loan for East-Cocalico, PA 2026

For 2026, the USDA loan limit in East-Cocalico, located in the county of Lancaster, PA, is $285,000, while for a single-family home, the FHA cap is $356,362.

Leverage the Lendersa® USDA loan calculator to examine and contrast today's leading USDA versus FHA rates. Determine the necessary income, credit, reserves, and documents for qualifying. With our sophisticated mortgage calculator, you can observe USDA, FHA, Conforming, and VA options side by side, helping you decide the best program in to suit your financial situation.

USDA and FHA Loan Opportunities in East-Cocalico, PA

The aim of Lendersa® is to efficiently connect you with the optimal USDA or FHA loan, eliminating hassle. Choose one of three starting points to align with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan, also called a USDA rural development loan or USDA mortgage, is government-backed by the Department of Agriculture and is only available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment.

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(626) 825-2326 Lender's profile and map Reviews Adam Tice, Mortgage Lender NMLS #289398 3595-1 Inland Empire Blvd, Suite 1240, Ontario, CA, 91764 Adam Tice You've heard the horror stories...how hard it is to qualify, the mounds of paperwork you have to provide, the difficulties and delays. Not to mention the fighting, shopping, and haggling to get a good rate. I've got great news...I'm here to solve that for you. Go ahead and download my cheat sheet.
(562) 587-5284 Lender's profile and map Reviews AL the Loan Guy 13191 Crossroads Pkwy, Suite 525, City Of Industry, CA, 91764 "We are available from 8am to 8pm 7 days a week •We use CRM to convert leads •We put together complete pre-approval packages •We help get offers accepted with our 30-10-14 •We close early or on time every time •We communicate with you and the customer throughout the whole process"
(909) 509-8089 Lender's profile and map Reviews United Mortgage Fund, Inc. 800 North Haven Avenue, Suite 370, Ontario, CA, 91764 United Mortgage Fund was established from employees that worked at other mortgage companies but were fed up with how those companies treated their customers. Our ownership wanted to create a family orientated environment that puts the customers needs first and could act swiftly to all aspects of the mortgage financing experience.
(909) 321-9149 Lender's profile and map Reviews FundRite Mortgage, Inc. 3155 Sedona Court, Building C, Suite 2, Ontario, CA, 91764 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(951) 453-9774 Lender's profile and map Reviews Xstream Real Estate Services 3175-E Sedona Court, Ontario, CA, 91764 With over 15 years of experience in the mortgage industry. We have extensive knowledge in the various types of programs that are available to any level of home buyer. We work with your financial situation. From first time home buyers or if it is your 3rd or 4th time buying a property we know just the right program for you.
(888) 321-2533 Lender's profile and map Reviews Ross, Billy, J 500 East E Street, Suite 120, Ontario, CA, 91764 Billy Ross, Realtor In 2006 he began working full-time in real estate as an appraiser trainee. In this role, he learned the art, science and importance of real estate valuation. In 2007 he became a licensed broker and focused his attention on professional sales. In 2008 he joined a firm and quickly established a reputation as a knowledgeable.
(909) 734-1745 Lender's profile and map Reviews Houzerz 3100 E. Cedar Street, Suite 11, Ontario, CA, 91764 Houzerz is a real estate and mortgage company that emphasizes building client relationships and alleviating the pressures of the home-buying process. We sit with our clients to determine which type of home and mortgage loan would best suit them and their budget. Our company is devoted to ensuring that our clients receive the most attentive,
(909) 235-6789 Lender's profile and map Reviews Homesmart Lending 3602 Inland Empire Boulevard, Suite B140, Ontario, CA, 91764 Homesmart Lending My goal as a Real Estate Broker is to treat my client's satisfaction as the highest priority. I pledge to be honest, work diligently, and treat everyone with the utmost respect. In doing this, I hope to not only earn your business, but to be your trusted partner for all of your real estate needs.