USDA and FHA Pro and Con in Coolbaugh, Monroe County, PA

In 2025, the USDA loan cap in Coolbaugh, within Monroe county, PA, is $336,500, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates, determining necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, enabling you to choose the right program for your financial needs in Alabama.

Explore loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Coolbaugh, Monroe, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Options in Coolbaugh, PA

Lendersa® aims to connect you with the most suitable USDA or FHA loan swiftly, with no hassle. Choose one of three approaches for access to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan, backed by the U.S. Department of Agriculture, also called a USDA rural development loan, is solely available in rural areas. Unlike FHA loans requiring a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Class Act Federal Credit Union
  • 3620 Fern Valley Rd, Louisville, KY, 40219
  • Class Act Federal Credit Union was established by a small group of JCPS teachers in 1954 to serve the personal finance needs of JCPS teachers and other school employees. At that time, teachers had very limited access to loans or credit of any kind. The credit union filled this need and did so at very competitive rates.
  • Shelby State Bank
  • 242 N. Michigan Avenue, Shelby, MI, 49455
  • At Shelby State Bank, we pride ourselves on the community-based banking we have offered since 1931 in Shelby, Michigan. We may have grown to ten branches since then, but each retains that sense of community. We're right down the street, and online when you just can't make it to the bank.
  • Louisville Federal Credit Union
  • 1420 Gardiner Lane, Room 66, Louisville, KY, 40231
  • Founded in 1924, by United States Post Office Employees in Louisville KY, the Louisville Federal Credit Union is the oldest Credit Union in the state of Kentucky. The Credit Union still exists for one reason, to serve the financial needs of its members. The Credit Union’s founding fathers recognized that a cooperative financial institution.
  • Town & Country Bank and Trust Co
  • 201 N 3rd St, Bardstown, KY, 40004
  • Town & Country Bank and Trust Co., headquartered in Bardstown, KY, has been serving the Central Kentucky community for over 100 years. We are a locally owned and operated, full-service, community bank offering exceptional products and services to consumer and business customers. We also offer wealth management services through our Trust division.
  • Wilson & Muir Bank & Trust Company
  • 107 N. 3rd Street, Bardstown, KY, 40004
  • Wilson & Muir Bank & Trust Company is dedicated to professional and reliable service, delivered with integrity, to fulfill the banking needs of its clients. With our rich history and generations of experience, WMB continues to guide our clients toward their financial objectives.
  • JPMortgage Company
  • 1002 Granite Drive, Suite 7, Bardstown, KY, 40004
  • "JPMortgage Company is committed to providing you with the best and lowest mortgage rates and closing costs available. Our experienced JP Mortgage Company Professionals can help you make an informed, educated decision on your mortgage anywhere in the State of Kentucky or Indiana."
  • First Choice Community Credit Union
  • 100 N 17th Street NW, Knoxville, TN, 37921
  • Our goal is to improve the financial lives of our members and the community we serve. We are inspired to deliver exceptional banking products and superior Member Service throughout East Tennessee. Our journey began in 1936, when a small group of employees at the Fulton Bellows Plant in Knoxville needed a safe place to deposit, save & borrow money.
  • Caro Federal Credit Union.
  • 4480 Rosewood Drive, Columbia, SC, 29209
  • At Caro, we are focused on changing people’s lives with creative problem-solving solutions to the financial challenges life throws at you, both simple and complex. We give you the tools you need to succeed, help you achieve your goals and work together on a plan that is easy to follow. Caro treats every person with equal importance.
  • Pickens Federal Credit Union
  • 2111 Gentry Memorial Highway, Pickens, SC, 29671
  • Pickens Federal Credit Union has a strong heritage with Pickens County, dating back to 1961 Our mission is to actively serve all members with respect and dignity, while providing a variety of beneficial services that are consistent with the Credit Union Philosophy of "People Helping People.
  • Discount Equity Services Inc
  • 4800 Strawberry Lane, Louisville, KY, 40209
  • Since 1996, Discount Equity Services Inc. has been serving the Kentucky area. We can provide pre-approval letters in less than an hour. We always keep up with and pass on the best interest rates possible. We also have some of the quickest closings in the industry. Let our experience help your experience.
  • Simplified Mortgage Solutions, LLC
  • 3125 Hebron Drive, Suite 101, West Columbia, SC, 29169
  • SMS we pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan
  • Citizens Bank
  • 33 N Indiana St, Mooresville, IN, 46158
  • Citizens Bank is known for being a relationship bank that delivers extraordinary customer service to our customers when, where and how they want it; that may be at their place of business, in the Bank or through our online banking capabilities. Citizens Bank is a state-chartered bank founded in Morgan County in 1931.