In 2026, the USDA loan cap in Tobyhanna, located in the county of Monroe, PA, is $336,500. At the same time, the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare today's best USDA vs. FHA rates. Evaluate income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side to help decide which program in Alabama suits your financial needs.
Compare offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The aim of Lendersa® is to facilitate finding the optimal USDA or FHA loan quickly and with ease. Choose one of three starting paths that lead to matching lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, also known as the USDA Rural Development Loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA mortgages require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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