USDA Vs. FHA Pro and Con comparison in Emerald-Lakes, Monroe County, PA
In 2025, within Emerald-Lakes, county of Monroe, PA, the USDA loan limit is established at $285,000, whereas for a single-family home, the FHA limit is set at $356,362.
Utilize the Lendersa® USDA loan calculator to evaluate and compare the most competitive rates today between USDA and FHA loans. This tool helps you identify the income, credit, reserves, and documents essential for qualification. Our sophisticated mortgage calculator lays out the differences between USDA, FHA, Conforming, and VA programs, assisting you in selecting the most suitable option for your financial needs in .
Loan limits and downpayment details for 2025 in Emerald-Lakes, county of Monroe, PA
Loan Type
Cap Amount
Initial Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA loans in Emerald-Lakes, PA
The mission of Lendersa® is to efficiently provide you with the best USDA or FHA loan options without undue complications. Initiate the process by selecting one of three options to connect with suitable lenders and relevant USDA loan programs.
A USDA home loan, supported by the U.S. Department of Agriculture — also known as a USDA rural development loan or USDA mortgage — is targeted solely at rural communities. Unlike FHA loans that necessitate a minimum down payment of 3.5%, USDA mortgages require no down payment, making them an attractive option in eligible areas.
Flagstone Financial was founded in 2001 by Cary Michael Cox, who previously had started Vantage Capital Services and Houston Residential Properties. Darren Smith, with his CPA and MBA in finance, was brought on as a partner in 2005 to run the commercial lending division. We offer all mortgage types, though.
Clear Lending is a residential and commercial real estate lending services company dedicated to maintaining the highest ethical standards to its customers, agencies, and lenders and most definitely committed to customer satisfaction.Clear Lending is licensed by the Texas Department of Savings and Mortgage Lending
Infinity Investment Group, Inc is a leading full service commercial mortgage brokerage (finance locator) for all of your commercial capital. We possess the financial resources, industry expertise and product knowledge to serve the needs of today’s real estate market. Infinity Investment Group, Inc.
Buying a home is an exciting time for you and your family. For such an important financial milestone in your life, shouldn’t the process be as stress free as possible? That’s why we’re here to help you as a lender, we have the opportunity to serve the bigger family, the people around you: your family, your neighbors, your friends.
We are an independently owned mortgage brokerage located in the Houston Texas region. We specialize in VA Conventional, FHA, & USDA, Bank statement loan program for self-employed buyers, Should you be looking to purchase or refinance a home we are here to help As an independent mortgage broker we have access to many different types of products
HOMEQNET Buying or refinancing a house can be a huge undertaking. Let our mortgage experts help you with your mortgage needs. Our pricing models are based on volume which means lower rates and lower closing cost in most cases. Whether it's a Houston mortgage or Texas mortgage, we have a team of real estate and mortgage experts.
Best Lenders We have the lowest mortgage insurance rates in the industry, and we offer up to 97% escrow fee waivers on most products. We offer Conventional, VA, FHA, Jumbo, USDA and refinance loans. We provide a transparent and stress-free lending process and also T.M. SCHALL is the founer of the mortgage company
In 1961, ten employees from the United State Post Office and the United States Department of Agriculture each made an investment to purchase a share of ownership in the newly chartered credit union called Brazos County Federal Employees Credit Union. This credit union was established by its members to serve the federal employees from USPS, USDA.
First National Bank was chartered in 1887 by Texas Pioneers Dan Cogdell, John Traylor, E.A. Hannaford, Jess Baker and James H. Doyle.
While the early years of the Bank’s existence were economically prosperous for the area, the Great Depression and droughts of the 1930’s would soon have a negative impact on the community.
