USDA Vs. FHA your options comparison in Emerald-Lakes, Monroe County, PA
In 2025, within Emerald-Lakes, county of Monroe, PA, the USDA loan limit is established at $285,000, whereas for a single-family home, the FHA limit is set at $356,362.
Utilize the Lendersa® USDA loan calculator to evaluate and compare the most competitive rates today between USDA and FHA loans. This tool helps you identify the income, credit, reserves, and documents essential for qualification. Our sophisticated mortgage calculator lays out the differences between USDA, FHA, Conforming, and VA programs, assisting you in selecting the most suitable option for your financial needs in .
Loan limits and downpayment details for 2025 in Emerald-Lakes, county of Monroe, PA
Loan Type
Cap Amount
Initial Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA loans in Emerald-Lakes, PA
The mission of Lendersa® is to efficiently provide you with the best USDA or FHA loan options without undue complications. Initiate the process by selecting one of three options to connect with suitable lenders and relevant USDA loan programs.
A USDA home loan, supported by the U.S. Department of Agriculture — also known as a USDA rural development loan or USDA mortgage — is targeted solely at rural communities. Unlike FHA loans that necessitate a minimum down payment of 3.5%, USDA mortgages require no down payment, making them an attractive option in eligible areas.
We are a direct lender and are approved as a seller and servicer by the Federal National Mortgage Association (Fannie Mae) and the Government National Mortgage Association (Ginnie Mae). We operate as a Federal Housing Administration (FHA) Direct Endorsement Lender and a Veterans Administration (VA) authorized underwriter.
White Oak Financial to obtain your home loan, you'll be amazed at how quickly and simply the loan process moves. Before you know it, you'll have a mortgage that suits your lifestyle and your financial goals. At White Oak Financial, we understand that people buy homes for different reasons.
Commercial Loan Direct (CLD Capital) is a correspondent and an mortgage banker. Commercial Loan Direct has partnered with institutional investors, Fannie Mae, Freddie Mac, FHA, SBA, USDA, life insurance companies, banks and real estate investment trusts to bring you a wide selection of additional financing vehicles.
Tennessee Quick Cash, Inc. has been serving the greater Nashville area with Financial Services since 1997. We are locally owned and operated with headquarters in Antioch, TN. We are fully licensed and in compliance with all applicable laws of the State of Tennessee. Tennessee Quick Cash, Inc. is the industry leader for fast and easy Cash Loans.
Your credit union is a cooperative financial institution that is governed by a Board of Directors. The Board is composed of volunteers who must be members in good standing of the Ottawa Hiway Credit Union. They were elected at the Annual Meeting in January 2022 The credit union employs three full-time staff members.
Financial Plus Credit Union is a financial cooperative, owned & operated by its members. This is what distinguishes the Credit Union from other financial institutions. Members put their money in a variety of savings accounts & money in turn is lent to other members. Every member of Financial Plus has one vote, regardless of how much has on deposit.
The First National Bank of Ottawa has marked over 150 years of innovation, bold initiative, and community leadership as an independent community bank. The following provides an overview of some historic highlights and insight into the traditions that have served us well, both as an integral partner in the development of our communities.
Established in 1889, First Federal Savings Bank has been serving the needs of its customers for over 130 years. First Federal Savings Bank is a Mutually owned bank with 12 locations to serve you. Our corporate headquarters is in Ottawa, Illinois. As a Mutual Savings Bank, we cannot be bought or sold. Our name will remain the same.
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